What is CNO Financial Group, Inc.'s earnings per share (EPS)?

CNO Financial Group, Inc. (CNO) reported diluted earnings per share of $2.30 for fiscal year 2025. This represents a -40.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

CNO Financial Group, Inc. (CNO) Financials

CNO

Trailing 12 months to June 30, 2026

Revenue $4.6B +6.0% YoY

Net Income $279.6M -8.5% YoY

EPS (Diluted) $2.91 -1.4% YoY

Operating Cash Flow $698.9M -0.8% YoY

Market Cap $4.9B as of Oct 10, 2026

Price / Sales 1.1x on $4.6B revenue, trailing 12 months to June 30, 2026

Price / Earnings 17.5x on $279.6M net income, trailing 12 months to June 30, 2026

Price / Book 1.9x on $2.6B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CNO SEC filings page.

CNO Financial Group, Inc. (CNO) reported $4.6B in revenue over the twelve months to Jun 30, 2026, up 6.0% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CNO FY2025 2026-10-03

CNO’s reported operations are steady, but bottom-line earnings are volatile against a liability-heavy balance sheet.

Between FY2024 and FY2025, operating income was nearly flat at $550.8M and $553.2M. In FY2025, net income was $229.3M versus operating cash flow of $675.7M, showing that below-operating volatility affected accounting profit more than reported cash generation.

Liabilities were $36.2B against equity of $2.6B in FY2025. The resulting 13.7x debt-to-equity ratio was slightly below 14.0x in FY2024, but the structure remains highly dependent on liabilities relative to equity.

FY2025 revenue was $4.5B, while operating margin held at 12.3%. Because the prior-year margin was 12.4%, the modest revenue increase did not translate into meaningful margin expansion, pointing to a stable rather than increasingly scalable cost structure.

Financial Health Signals

Financial Health Score 27/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of CNO Financial Group, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Loss Ratio measures the claims an insurer paid out against the premiums it earned, so a lower ratio leaves more of every premium dollar with the company. CNO Financial Group, Inc. scores 11/100 on it among other insurers.

Premium Growth

CNO Financial Group, Inc. reported revenue of $4.5B in fiscal year 2025, against $4.4B in fiscal year 2024. Premium Growth ranks insurers on the three-year path of the premiums they write rather than on total revenue, and CNO Financial Group, Inc. scores 45/100 among other insurers.

Capital

CNO Financial Group, Inc. funded 6.8% of its assets with shareholders' equity at the end of fiscal year 2025, holding $2.6B of equity against $38.8B of assets. Capital ranks insurers on that cushion, and CNO Financial Group, Inc. scores 14/100 among other insurers.

Investment Yield

Not available for CNO Financial Group, Inc., and counted as zero in the overall score.

Combined Ratio

Combined Ratio puts claims and running costs together against premiums earned, and a figure under 100% means the underwriting made money before any investment income was counted. CNO Financial Group, Inc. scores 18/100 on it among other insurers.

Stability

CNO Financial Group, Inc. reported net income of $229.3M in fiscal year 2025, against $420.8M in fiscal year 2024. Stability ranks insurers on how steady net income has been across five years, and CNO Financial Group, Inc. scores 73/100 among other insurers.

Piotroski F-Score Partial

4/6

CNO Financial Group, Inc. passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

2.95x

For every $1 of reported earnings, CNO Financial Group, Inc. generates $2.95 in operating cash flow ($675.7M OCF vs $229.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Adequate

2.40x

CNO Financial Group, Inc. earns $2.40 in operating income for every $1 of interest expense ($553.2M vs $230.9M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.3B

YoY+11.6%

QoQ+24.8%

5Y CAGR+3.7%

10Y CAGR+2.5%

CNO Financial Group, Inc. generated $1.3B in revenue in Q2 2026. This represents an increase of 11.6% from the same quarter a year earlier. Against the prior quarter it is up 24.8%.

EBITDA

$235.1M

YoY+23.0%

QoQ+10.2%

CNO Financial Group, Inc.'s EBITDA was $235.1M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 23.0% from the same quarter a year earlier. Against the prior quarter it is up 10.2%.

Net Income

$125.9M

YoY+37.1%

QoQ+234.0%

5Y CAGR+10.0%

10Y CAGR+7.7%

CNO Financial Group, Inc. reported $125.9M in net income in Q2 2026. This represents an increase of 37.1% from the same quarter a year earlier. Against the prior quarter it is up 234.0%.

EPS (Diluted)

$1.33

YoY+46.2%

QoQ+241.0%

5Y CAGR+18.1%

10Y CAGR+15.0%

CNO Financial Group, Inc. earned $1.33 per diluted share (EPS) in Q2 2026. This represents an increase of 46.2% from the same quarter a year earlier. Against the prior quarter it is up 241.0%.

Cash & Balance Sheet

Cash & Debt

$1.3B

YoY+60.0%

QoQ+13.1%

5Y CAGR+12.8%

10Y CAGR+11.6%

CNO Financial Group, Inc. held $1.3B in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

93M

YoY-4.6%

QoQ-0.9%

5Y CAGR-6.3%

10Y CAGR-6.2%

CNO Financial Group, Inc. had 93M shares outstanding in Q2 2026. This represents a decrease of 4.6% from the same quarter a year earlier. Against the prior quarter it is down 0.9%.

Free Cash Flow

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Operating Margin

11.8%

YoY+2.0pp

QoQ-0.9pp

CNO Financial Group, Inc.'s operating margin was 11.8% in Q2 2026, reflecting core business profitability. This is up 2.0 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.9 percentage points.

Net Margin

9.8%

YoY+1.8pp

QoQ+6.1pp

5Y change+2.5pp

10Y change+3.8pp

CNO Financial Group, Inc.'s net profit margin was 9.8% in Q2 2026, showing the share of revenue converted to profit. This is up 1.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 6.1 percentage points.

Return on Equity

4.9%

YoY+1.2pp

QoQ+3.3pp

5Y change+3.4pp

10Y change+3.5pp

CNO Financial Group, Inc.'s ROE was 4.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 1.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 3.3 percentage points.

Gross Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$60.9M

YoY-39.3%

QoQ-16.9%

5Y CAGR-6.4%

10Y CAGR+1.6%

CNO Financial Group, Inc. spent $60.9M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 39.3% from the same quarter a year earlier. Against the prior quarter it is down 16.9%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

CNO Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CNO quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$4.6B	$4.5B+0.9%	$4.4B+7.3%	$4.1B+15.9%	$3.6B-13.2%	$4.1B+7.9%	$3.8B-4.8%	$4.0B-6.9%	$4.3B+0.4%	$4.3B+7.8%	$4.0B+4.5%	$3.8B-8.0%	$4.1B-7.4%	$4.5B+3.1%	$4.3B+5.3%	$4.1B
Operating Income	N/A	$553.2M+0.4%	$550.8M+19.9%	$459.5M-1.5%	$466.7M-9.3%	$514.7M+11.0%	$463.8M+25.9%	$368.3M-3.4%	$381.2M-16.2%	$454.7M	N/A	N/A	N/A	N/A	N/A	N/A
EBITDA	N/A	$871.7M+3.4%	$843.2M+16.0%	$726.9M+1.6%	$715.2M-4.8%	$751.3M-2.1%	$767.7M+20.7%	$636.2M-5.5%	$673.4M-6.5%	$720.1M	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	N/A	$230.9M-9.2%	$254.4M+6.6%	$238.6M+74.2%	$137.0M+43.6%	$95.4M-12.3%	$108.8M-28.6%	$152.3M+1.7%	$149.8M+21.1%	$123.7M+6.3%	$116.4M+22.7%	$94.9M+2.3%	$92.8M-11.9%	$105.3M-8.1%	$114.6M+0.4%	$114.1M
Income Tax	N/A	$64.1M-46.2%	$119.1M+48.3%	$80.3M-56.8%	$185.9M+14.2%	$162.8M+283.1%	$42.5M+131.4%	-$135.2M-369.3%	$50.2M-83.5%	$304.9M+6198.0%	-$5.0M-105.2%	$97.0M-21.6%	$123.7M+171.4%	-$173.2M-165.2%	-$65.3M-121.4%	-$29.5M
Net Income	$279.6M	$229.3M-45.5%	$420.8M+52.2%	$276.5M-56.2%	$630.6M+10.6%	$570.3M+89.0%	$301.8M-26.3%	$409.4M+230.0%	-$315.0M-279.4%	$175.6M-51.0%	$358.2M+32.3%	$270.7M+426.7%	$51.4M-89.2%	$478.0M+116.3%	$221.0M-34.2%	$335.7M
EPS (Basic)	N/A	$2.35-40.7%	$3.96+62.3%	$2.44-55.2%	$5.45+22.7%	$4.44+109.4%	$2.12-19.1%	$2.62+237.9%	-$1.90-284.5%	$1.03-49.3%	$2.03+45.0%	$1.40+483.3%	$0.24-88.9%	$2.16+127.4%	$0.95-29.6%	$1.35
EPS (Diluted)	$2.91	$2.30-40.9%	$3.89+62.1%	$2.40-55.2%	$5.36+23.2%	$4.35+106.2%	$2.11-19.2%	$2.61+237.4%	-$1.90-286.3%	$1.02-49.3%	$2.01+44.6%	$1.39+479.2%	$0.24-88.3%	$2.06+148.2%	$0.83-27.8%	$1.15
Diluted Shares (Avg)	N/A	100M-7.7%	108M-6.1%	115M-2.2%	118M-10.2%	131M-8.4%	143M-8.9%	157M-5.0%	165M-3.9%	172M-3.5%	178M-8.6%	195M-10.3%	218M-6.5%	233M-17.3%	281M-7.4%	304M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Revenue	$1.3B+11.6%	$1.0B+2.5%	$1.1B+4.2%	$1.2B+5.2%	$1.2B+8.0%	$1.0B-13.2%	$1.1B-6.3%	$1.1B+19.2%
Operating Income	$151.0M+34.5%	$129.9M+24.2%	N/A	$162.8M+6.1%	$112.3M-24.4%	$104.6M+39.8%	N/A	$153.5M+18.3%
EBITDA	$235.1M+23.0%	$213.3M+16.9%	N/A	$242.9M+6.6%	$191.1M-13.2%	$182.4M+25.6%	N/A	$227.9M+16.0%
Interest Expense	$55.3M-6.4%	$50.9M-17.9%	N/A	$56.6M-16.8%	$59.1M-7.9%	$62.0M+3.0%	N/A	$68.0M+8.6%
Income Tax	$33.8M+29.0%	$10.7M+69.8%	N/A	$28.2M+1558.8%	$26.2M-23.6%	$6.3M-81.4%	$44.4M+353.1%	$1.7M-96.5%
Net Income	$125.9M+37.1%	$37.7M+75.3%	$92.9M-49.2%	$23.1M+148.4%	$91.8M-21.1%	$21.5M-80.9%	$182.9M+403.9%	$9.3M-94.4%
EPS (Basic)	$1.35+45.2%	$0.40+90.5%	$0.98-44.9%	$0.24+166.7%	$0.93-13.9%	$0.21-79.6%	$1.78+439.4%	$0.09-93.9%
EPS (Diluted)	$1.33+46.2%	$0.39+85.7%	$0.95-45.4%	$0.24+166.7%	$0.91-14.2%	$0.21-79.2%	$1.74+443.8%	$0.09-93.8%
Diluted Shares (Avg)	95M-5.4%	96M-6.7%	N/A	99M-8.0%	100M-8.1%	103M-7.0%	N/A	107M-6.4%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses.

CNO Balance Sheet

CNO quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$38.8B+2.5%	$37.8B+8.1%	$35.0B+5.7%	$33.1B-8.5%	$36.2B+2.4%	$35.3B+5.1%	$33.6B+7.0%	$31.4B-5.0%	$33.1B+3.5%	$32.0B+2.7%	$31.1B-0.1%	$31.2B-10.4%	$34.8B+1.9%	$34.1B+3.7%	$32.9B
Cash & Equivalents	$983.5M-50.8%	$2.0B+124.7%	$889.0M+37.9%	$644.9M-11.9%	$731.7M-26.2%	$991.9M+51.5%	$654.7M-0.3%	$656.6M-13.3%	$757.3M+13.3%	$668.2M-16.1%	$796.7M+30.3%	$611.6M-12.5%	$699.0M+20.0%	$582.5M+33.6%	$436.0M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$36.2B+2.3%	$35.3B+7.7%	$32.8B+4.6%	$31.4B+1.4%	$30.9B+3.6%	$29.9B+3.1%	$29.0B+3.2%	$28.1B-0.7%	$28.3B+2.8%	$27.5B+1.9%	$27.0B+2.0%	$26.5B-11.3%	$29.8B+2.6%	$29.1B+2.7%	$28.3B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$916.8M+0.2%	$914.6M+0.2%	$912.9M-1.3%	$925.0M+16.0%	$797.1M-7.3%	$860.0M-15.1%	$1.0B+16.0%	$873.2M
Total Equity	$2.6B+4.9%	$2.5B+13.5%	$2.2B+25.3%	$1.8B-52.0%	$3.7B-32.8%	$5.5B+17.3%	$4.7B+38.7%	$3.4B-30.5%	$4.8B+8.0%	$4.5B+8.4%	$4.1B-11.7%	$4.7B-5.4%	$5.0B-1.9%	$5.0B+9.4%	$4.6B
Retained Earnings	$2.4B+7.2%	$2.3B+18.6%	$1.9B+12.3%	$1.7B+50.0%	$1.1B+49.8%	$752.3M+40.4%	$535.7M+172.5%	$196.6M-64.9%	$560.4M-13.9%	$650.7M+87.5%	$347.1M+170.1%	$128.5M+0.1%	$128.4M+139.5%	-$325.0M+38.9%	-$532.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Total Assets	$39.9B+6.8%	$39.0B+4.1%	$38.8B+2.5%	$38.3B+1.7%	$37.3B+2.9%	$37.4B+7.1%	$37.8B+8.1%	$37.6B+12.3%
Cash & Equivalents	$1.3B+60.0%	$1.2B+12.6%	$983.5M-50.8%	$1.2B-0.3%	$816.0M-17.8%	$1.0B+57.7%	$2.0B+124.7%	$1.2B+113.7%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	N/A	$69.5M	N/A	N/A	N/A	N/A
Total Liabilities	$37.3B+7.1%	$36.5B+4.5%	$36.2B+2.3%	$35.7B+2.1%	$34.8B+2.8%	$34.9B+7.2%	$35.3B+7.7%	$35.0B+10.6%
Total Equity	$2.6B+2.7%	$2.5B-2.2%	$2.6B+4.9%	$2.6B-2.9%	$2.5B+3.9%	$2.6B+7.9%	$2.5B+13.5%	$2.7B+42.2%
Retained Earnings	$2.5B+9.1%	$2.4B+9.1%	$2.4B+7.2%	$2.3B+12.1%	$2.3B+11.4%	$2.2B+11.9%	$2.3B+18.6%	$2.1B+11.0%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

CNO Cash Flow Statement

CNO quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$698.9M	$675.7M+7.6%	$627.7M+7.7%	$582.9M+17.7%	$495.4M-17.2%	$598.3M-18.7%	$735.5M+5.6%	$696.7M+119.2%	$317.8M-49.8%	$633.3M-18.4%	$775.7M+3.7%	$747.8M+514.0%	$121.8M-83.1%	$720.4M+13.5%	$634.9M-18.1%	$774.8M
Depreciation & Amortization	N/A	$318.5M+8.9%	$292.4M+9.3%	$267.4M+7.6%	$248.5M+5.0%	$236.6M-22.1%	$303.9M+13.4%	$267.9M-8.3%	$292.2M+10.1%	$265.4M-3.5%	$275.0M-3.0%	$283.4M+3.4%	$274.2M-15.5%	$324.6M+3.0%	$315.0M-2.7%	$323.6M
Investing Cash Flow	-$1.8B	-$1.7B-12.0%	-$1.5B-70.7%	-$872.3M+51.0%	-$1.8B-16.7%	-$1.5B-150.8%	-$608.4M-9.5%	-$555.6M-5.7%	-$525.7M-94.6%	-$270.2M+71.0%	-$930.4M+13.0%	-$1.1B-1999.8%	$56.3M+109.3%	-$602.5M-205.7%	-$197.1M+85.3%	-$1.3B
Financing Cash Flow	$1.6B	-$22.6M-101.1%	$2.0B+269.2%	$533.5M-55.5%	$1.2B+79.6%	$667.6M+217.8%	$210.1M+246.9%	-$143.0M-233.4%	$107.2M+139.1%	-$274.0M-1145.8%	$26.2M-81.6%	$142.5M+153.7%	-$265.5M-18864.3%	-$1.4M+99.5%	-$291.3M-168.2%	$427.3M
Dividends Paid	$66.4M	$66.2M-2.2%	$67.7M-0.6%	$68.1M+5.1%	$64.8M-1.4%	$65.7M-1.9%	$67.0M-0.1%	$67.1M+3.5%	$64.8M+8.7%	$59.6M+8.8%	$54.8M+5.4%	$52.0M+2.0%	$51.0M+109.0%	$24.4M+75.5%	$13.9M	$0
Share Buybacks	$255.0M	$331.4M+10.4%	$300.2M+80.7%	$166.1M-12.6%	$190.1M-53.4%	$407.8M+52.0%	$268.3M+5.4%	$254.5M+135.6%	$108.0M-35.8%	$168.3M-19.9%	$210.0M-42.5%	$365.4M+14.5%	$319.1M+169.5%	$118.4M-34.3%	$180.2M+158.2%	$69.8M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Operating Cash Flow	$156.6M+7.6%	$148.8M+8.9%	$195.7M+2.5%	$197.8M-14.4%	$145.5M+31.2%	$136.7M+44.5%	$191.0M+8.1%	$231.2M+26.5%
Depreciation & Amortization	$84.1M+6.7%	$83.4M+7.2%	$81.8M+7.5%	$80.1M+7.7%	$78.8M+10.2%	$77.8M+10.5%	$76.1M+10.4%	$74.4M+11.7%
Investing Cash Flow	-$603.7M-394.0%	-$184.1M+65.8%	-$900.8M-495.8%	-$106.1M+36.8%	-$122.2M+89.3%	-$538.2M-2180.5%	-$151.2M-307.1%	-$167.9M+57.3%
Financing Cash Flow	$598.8M+358.0%	$206.1M+136.1%	$447.0M-37.3%	$333.9M+75.8%	-$232.1M-116.9%	-$571.4M-84.2%	$712.6M+1161.2%	$189.9M-18.0%
Dividends Paid	$16.7M0.0%	$17.1M+1.2%	$16.2M-1.2%	$16.4M-2.4%	$16.7M-2.9%	$16.9M-2.3%	$16.4M-1.8%	$16.8M-0.6%
Share Buybacks	$60.9M-39.3%	$73.3M-33.5%	$60.2M-34.4%	$60.6M-32.6%	$100.3M+67.7%	$110.3M+87.6%	$91.7M+30.4%	$89.9M+123.6%

Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow.

CNO Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CNO quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Margin	12.3%0.0pp	12.4%+1.3pp	11.1%-2.0pp	13.1%+0.6pp	12.5%+0.4pp	12.1%+3.0pp	9.2%+0.3pp	8.8%-1.7pp	10.6%	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	5.1%-4.4pp	9.5%+2.8pp	6.7%-11.0pp	17.6%+3.8pp	13.8%+5.9pp	7.9%-2.3pp	10.2%+17.5pp	-7.3%-11.4pp	4.1%-4.9pp	9.0%+1.9pp	7.1%+5.9pp	1.2%-9.4pp	10.7%+5.6pp	5.1%-3.0pp	8.1%
Return on Equity	8.7%-8.0pp	16.7%+4.3pp	12.5%-23.2pp	35.6%+20.2pp	15.5%+10.0pp	5.5%-3.2pp	8.8%+18.1pp	-9.3%-13.0pp	3.6%-4.4pp	8.0%+1.4pp	6.5%+5.4pp	1.1%-8.6pp	9.7%+5.3pp	4.4%-2.9pp	7.3%
Return on Assets	0.6%-0.5pp	1.1%+0.3pp	0.8%-1.1pp	1.9%+0.3pp	1.6%+0.7pp	0.9%-0.4pp	1.2%+2.2pp	-1.0%-1.5pp	0.5%-0.6pp	1.1%+0.3pp	0.9%+0.7pp	0.2%-1.2pp	1.4%+0.7pp	0.7%-0.4pp	1.0%
Debt-to-Equity	13.70-0.3x	14.05-0.8x	14.81-2.9x	17.73+9.3x	8.40+3.0x	5.44-0.7x	6.19+5.9x	0.27+0.1x	0.190.0x	0.200.0x	0.22+0.1x	0.170.0x	0.170.0x	0.200.0x	0.19
Asset Turnover	0.120.0x	0.120.0x	0.120.0x	0.110.0x	0.110.0x	0.110.0x	0.120.0x	0.140.0x	0.130.0x	0.120.0x	0.120.0x	0.130.0x	0.130.0x	0.130.0x	0.13

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Operating Margin	11.8%+2.0pp	12.6%+2.2pp	N/A	13.7%+0.1pp	9.8%-4.2pp	10.4%+4.0pp	N/A	13.6%-0.1pp
Net Margin	9.8%+1.8pp	3.7%+1.5pp	8.1%-8.5pp	1.9%+1.1pp	8.0%-2.9pp	2.1%-7.6pp	16.7%+13.6pp	0.8%-16.8pp
Return on Equity	4.9%+1.2pp	1.5%+0.7pp	3.5%-3.8pp	0.9%+0.5pp	3.6%-1.1pp	0.8%-3.9pp	7.3%+5.6pp	0.4%-8.5pp
Return on Assets	0.3%+0.1pp	0.1%0.0pp	0.2%-0.2pp	0.1%0.0pp	0.3%-0.1pp	0.1%-0.3pp	0.5%+0.4pp	0.0%-0.5pp
Debt-to-Equity	14.38+0.6x	14.60+0.9x	13.70-0.3x	13.67+0.7x	13.80-0.1x	13.66-0.1x	14.05-0.8x	13.01-3.7x
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x

Not reported in any period shown, so not listed: Gross Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
CNO Financial Group, Inc. CNO	FY2025	$4.5B	$229.3M	5.1%	$4.9B	27/100
Genworth Financial, Inc. GNW	FY2025	$7.3B	$223.0M	3.0%	$3.6B	16/100
F&G Annuities & Life, Inc. FG	FY2025	$5.7B	$248.0M	4.3%	$2.5B	9/100
Brighthouse Financial, Inc. BHF	FY2025	$6.8B	$331.0M	4.9%	$2.8B	5/100
Jackson Financial Inc. JXN	FY2025	$6.7B	-$17.0M	-0.3%	$8.8B	8/100
PRIMERICA, INC. PRI	FY2025	$3.3B	$751.2M	22.8%	$8.5B	45/100

Where CNO Financial Group, Inc. Ranks

Frequently Asked Questions

What is CNO Financial Group, Inc.'s annual revenue?

CNO Financial Group, Inc. (CNO) reported $4.5B in total revenue for fiscal year 2025. This represents a 0.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is CNO Financial Group, Inc.'s revenue growing?

CNO Financial Group, Inc. (CNO) revenue grew by 0.9% year-over-year, from $4.4B to $4.5B in fiscal year 2025.

Is CNO Financial Group, Inc. profitable?

Yes, CNO Financial Group, Inc. (CNO) reported a net income of $229.3M in fiscal year 2025, with a net profit margin of 5.1%.

What is CNO Financial Group, Inc.'s EBITDA?

CNO Financial Group, Inc. (CNO) had EBITDA of $871.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is CNO Financial Group, Inc.'s operating margin?

CNO Financial Group, Inc. (CNO) had an operating margin of 12.3% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is CNO Financial Group, Inc.'s net profit margin?

CNO Financial Group, Inc. (CNO) had a net profit margin of 5.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does CNO Financial Group, Inc. pay dividends?

Yes, CNO Financial Group, Inc. (CNO) paid $0.67 per share in dividends during fiscal year 2025.

What is CNO Financial Group, Inc.'s return on equity (ROE)?

CNO Financial Group, Inc. (CNO) has a return on equity of 8.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is CNO Financial Group, Inc.'s operating cash flow?

CNO Financial Group, Inc. (CNO) generated $675.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are CNO Financial Group, Inc.'s total assets?

CNO Financial Group, Inc. (CNO) had $38.8B in total assets as of fiscal year 2025, including both current and long-term assets.

Does CNO Financial Group, Inc. buy back shares?

Yes, CNO Financial Group, Inc. (CNO) spent $331.4M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does CNO Financial Group, Inc. have outstanding?

CNO Financial Group, Inc. (CNO) had 94M shares outstanding as of fiscal year 2025.

What is CNO Financial Group, Inc.'s debt-to-equity ratio?

CNO Financial Group, Inc. (CNO) had a debt-to-equity ratio of 13.70 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is CNO Financial Group, Inc.'s return on assets (ROA)?

CNO Financial Group, Inc. (CNO) had a return on assets of 0.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is CNO Financial Group, Inc.'s P/E ratio?

CNO Financial Group, Inc. (CNO) trades at 17.5x earnings, its market capitalization divided by net income of $279.6M net income, trailing 12 months to June 30, 2026. The market capitalization is $4.9B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is CNO Financial Group, Inc.'s price-to-sales ratio?

CNO Financial Group, Inc. (CNO) trades at 1.1x sales, its market capitalization divided by revenue of $4.6B revenue, trailing 12 months to June 30, 2026. The market capitalization is $4.9B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is CNO Financial Group, Inc.'s Piotroski F-Score?

CNO Financial Group, Inc. (CNO) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are CNO Financial Group, Inc.'s earnings high quality?

CNO Financial Group, Inc. (CNO) has an earnings quality ratio of 2.95x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can CNO Financial Group, Inc. cover its interest payments?

CNO Financial Group, Inc. (CNO) has an interest coverage ratio of 2.40x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is CNO Financial Group, Inc.?

CNO Financial Group, Inc. (CNO) scores 27 out of 100 on our Financial Health Score, indicating weak standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.