What is PRIMERICA, INC.'s earnings per share (EPS)?

PRIMERICA, INC. (PRI) reported diluted earnings per share of $22.91 for fiscal year 2025. This represents a 67.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

PRIMERICA, INC. (PRI) Financials

PRI

Trailing 12 months to June 30, 2026

Revenue $3.4B +8.6% YoY

Net Income $796.2M +17.3% YoY

EPS (Diluted) $24.89 +23.0% YoY

Operating Cash Flow $891.7M +6.4% YoY

Market Cap $8.5B as of Oct 10, 2026

Price / Sales 2.5x on $3.4B revenue, trailing 12 months to June 30, 2026

Price / Earnings 10.6x on $796.2M net income, trailing 12 months to June 30, 2026

Price / Book 3.4x on $2.5B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the PRI SEC filings page.

PRIMERICA, INC. (PRI) reported $3.4B in revenue over the twelve months to Jun 30, 2026, up 8.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI PRI FY2025 2026-10-03

2025 earnings rebound exceeded cash-flow growth, while liabilities and buybacks heavily shape the company’s per-share results.

From FY2024 to FY2025, net income rose 59.7% while operating cash flow rose only 4.5%, revealing a widening gap between reported profit and cash conversion. The earnings rebound therefore carried more accounting impact than cash impact, a distinction that matters when judging earnings quality.

FY2025 liabilities of $12.6B sat against $15.0B of assets, so the balance sheet reflects an obligation-funded structure rather than predominantly equity financing. The 5.1x debt-to-equity ratio helps explain why a 30.7% ROE materially exceeds returns on the asset base: leverage magnifies equity results.

The share-count contraction across FY2021 to FY2025 reduced the denominator behind per-share results even before considering operating performance. Combined with $450M of FY2025 buybacks, that shrinkage helps explain why diluted EPS reached $22.91: per-share growth reflects both operations and fewer shares.

Financial Health Signals

Financial Health Score 45/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of PRIMERICA, INC.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Loss Ratio measures the claims an insurer paid out against the premiums it earned, so a lower ratio leaves more of every premium dollar with the company. PRIMERICA, INC. scores 88/100 on it among other insurers.

Premium Growth

PRIMERICA, INC. reported revenue of $3.3B in fiscal year 2025, against $3.1B in fiscal year 2024. Premium Growth ranks insurers on the three-year path of the premiums they write rather than on total revenue, and PRIMERICA, INC. scores 36/100 among other insurers.

Capital

PRIMERICA, INC. funded 16.3% of its assets with shareholders' equity at the end of fiscal year 2025, holding $2.4B of equity against $15.0B of assets. Capital ranks insurers on that cushion, and PRIMERICA, INC. scores 27/100 among other insurers.

Investment Yield

Not available for PRIMERICA, INC., and counted as zero in the overall score.

Combined Ratio

Combined Ratio puts claims and running costs together against premiums earned, and a figure under 100% means the underwriting made money before any investment income was counted. PRIMERICA, INC. scores 27/100 on it among other insurers.

Stability

PRIMERICA, INC. reported net income of $751.2M in fiscal year 2025, against $470.5M in fiscal year 2024. Stability ranks insurers on how steady net income has been across five years, and PRIMERICA, INC. scores 89/100 among other insurers.

Piotroski F-Score Partial

6/6

PRIMERICA, INC. passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.20x

For every $1 of reported earnings, PRIMERICA, INC. generates $1.20 in operating cash flow ($901.2M OCF vs $751.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$865.1M

YoY+9.0%

QoQ-0.9%

5Y CAGR+5.7%

10Y CAGR+8.6%

PRIMERICA, INC. generated $865.1M in revenue in Q2 2026. This represents an increase of 9.0% from the same quarter a year earlier. Against the prior quarter it is down 0.9%.

Net Income

$202.3M

YoY+13.4%

QoQ+6.4%

5Y CAGR+9.6%

10Y CAGR+13.0%

PRIMERICA, INC. reported $202.3M in net income in Q2 2026. This represents an increase of 13.4% from the same quarter a year earlier. Against the prior quarter it is up 6.4%.

EPS (Diluted)

$6.45

YoY+19.4%

QoQ+8.0%

5Y CAGR+14.9%

10Y CAGR+18.0%

PRIMERICA, INC. earned $6.45 per diluted share (EPS) in Q2 2026. This represents an increase of 19.4% from the same quarter a year earlier. Against the prior quarter it is up 8.0%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$600.2M

YoY-3.4%

QoQ-7.1%

5Y CAGR-5.0%

10Y CAGR+10.9%

PRIMERICA, INC. held $600.2M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$1.20

YoY+15.4%

QoQ0.0%

5Y CAGR+20.6%

10Y CAGR+21.6%

PRIMERICA, INC. paid $1.20 per share in dividends in Q2 2026. This represents an increase of 15.4% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

31M

YoY-5.0%

QoQ-1.3%

5Y CAGR-4.9%

10Y CAGR-4.0%

PRIMERICA, INC. had 31M shares outstanding in Q2 2026. This represents a decrease of 5.0% from the same quarter a year earlier. Against the prior quarter it is down 1.3%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

23.4%

YoY+0.9pp

QoQ+1.6pp

5Y change+3.8pp

10Y change+7.7pp

PRIMERICA, INC.'s net profit margin was 23.4% in Q2 2026, showing the share of revenue converted to profit. This is up 0.9 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.6 percentage points.

Return on Equity

8.0%

YoY+0.3pp

QoQ+0.5pp

5Y change+1.7pp

10Y change+3.1pp

PRIMERICA, INC.'s ROE was 8.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.5 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$135.2M

YoY+4.7%

QoQ+0.2%

PRIMERICA, INC. spent $135.2M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 4.7% from the same quarter a year earlier. Against the prior quarter it is up 0.2%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

PRI Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

PRI quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$3.4B	$3.3B+6.6%	$3.1B+12.4%	$2.7B+3.4%	$2.7B-1.9%	$2.7B+22.2%	$2.2B+8.0%	$2.1B+8.0%	$1.9B+12.5%	$1.7B+11.2%	$1.5B+8.2%	$1.4B+5.0%	$1.3B+8.8%	$1.2B+6.5%	$1.2B+4.6%	$1.1B
Cost of Revenue	N/A	N/A	N/A	$55.2M-19.3%	$68.4M+29.6%	$52.8M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$23.6M	$24.0M-4.3%	$25.0M-5.9%	$26.6M-2.4%	$27.2M-11.0%	$30.6M+6.2%	$28.8M+0.1%	$28.8M0.0%	$28.8M+1.1%	$28.5M-0.7%	$28.7M-14.4%	$33.5M-3.1%	$34.6M-1.3%	$35.0M+5.8%	$33.1M+18.4%	$28.0M
Income Tax	$230.2M	$223.3M+1.9%	$219.1M+21.4%	$180.6M+10.1%	$163.9M-2.1%	$167.5M+39.0%	$120.6M+8.9%	$110.7M+20.4%	$92.0M+214.3%	$29.3M-75.2%	$118.2M+16.9%	$101.1M+5.4%	$95.9M+11.1%	$86.3M-7.0%	$92.8M+7.0%	$86.7M
Net Income	$796.2M	$751.2M+59.7%	$470.5M-18.4%	$576.6M+22.1%	$472.1M-1.1%	$477.4M+23.6%	$386.2M+5.4%	$366.4M+13.1%	$324.1M-7.5%	$350.3M+59.6%	$219.4M+15.6%	$189.9M+4.7%	$181.4M+11.5%	$162.7M-6.4%	$173.8M+10.6%	$157.2M
EPS (Basic)	N/A	$22.95+67.2%	$13.73-14.0%	$15.97+29.1%	$12.37+2.8%	$12.03+25.3%	$9.60+11.0%	$8.65+17.7%	$7.35-3.7%	$7.63+66.2%	$4.59+24.1%	$3.70+12.5%	$3.29+14.6%	$2.87+3.6%	$2.77+31.3%	$2.11
EPS (Diluted)	$24.89	$22.91+67.1%	$13.71-14.0%	$15.94+29.3%	$12.33+2.8%	$11.99+25.3%	$9.57+11.0%	$8.62+17.6%	$7.33-3.7%	$7.61+65.8%	$4.59+24.1%	$3.70+12.5%	$3.29+16.3%	$2.83+4.4%	$2.71+30.3%	$2.08
Diluted Shares (Avg)	N/A	33M-4.4%	34M-5.1%	36M-5.5%	38M-3.9%	40M-1.3%	40M-5.0%	42M-3.8%	44M-3.7%	46M-3.7%	47M-6.8%	51M-6.7%	55M-3.6%	57M-9.3%	62M-14.6%	73M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$865.1M+9.0%	$872.7M+8.4%	$853.7M+8.3%	$839.9M+8.5%	$793.3M+0.3%	$804.8M+9.4%	$788.1M+11.6%	$774.1M+11.0%
Interest Expense	$5.8M-2.8%	$5.9M-2.4%	$6.0M	$6.0M-1.8%	$6.0M-1.6%	$6.0M-11.3%	N/A	$6.1M-8.1%
Income Tax	$55.9M-0.4%	$59.3M+13.5%	$50.0M-1.6%	$64.9M+8.4%	$56.2M-11.5%	$52.3M+16.2%	$50.8M+10.6%	$59.8M+22.3%
Net Income	$202.3M+13.4%	$190.1M+12.4%	$197.0M+17.9%	$206.8M+25.8%	$178.3M+15130.1%	$169.1M+22.6%	$167.1M+10.0%	$164.4M+8.1%
EPS (Basic)	$6.46+19.4%	$5.98+18.2%	$6.14+23.5%	$6.36+31.4%	$5.41+17933.3%	$5.06+28.4%	$4.97+15.6%	$4.84+14.4%
EPS (Diluted)	$6.45+19.4%	$5.97+18.2%	$6.12+23.4%	$6.35+31.5%	$5.40+17900.0%	$5.05+28.5%	$4.96+15.3%	$4.83+14.2%
Diluted Shares (Avg)	31M-5.1%	32M-4.8%	N/A	32M-4.2%	33M-4.4%	33M-4.6%	N/A	34M-5.4%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

PRI Balance Sheet

PRI quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$15.0B+3.0%	$14.6B-3.0%	$15.0B+2.6%	$14.6B-9.6%	$16.2B+8.7%	$14.9B+8.9%	$13.7B+8.7%	$12.6B+1.1%	$12.5B+8.9%	$11.4B+7.8%	$10.6B-1.2%	$10.7B+3.9%	$10.3B-0.1%	$10.3B+4.9%	$9.9B
Cash & Equivalents	$756.2M+9.9%	$687.8M+15.8%	$594.1M+21.4%	$489.2M+24.6%	$392.5M-28.3%	$547.6M+113.2%	$256.9M-2.0%	$262.1M-6.4%	$280.0M+32.1%	$212.0M+39.2%	$152.3M-20.7%	$192.0M+28.9%	$149.0M+32.8%	$112.2M-17.5%	$136.1M
Short-Term Investments	$0	$0-100.0%	$276K-99.6%	$69.4M-18.6%	$85.2M	$0	$0-100.0%	$8.2M	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	$127.7M0.0%	$127.7M-28.7%	$179.2M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$12.6B+2.0%	$12.3B-4.9%	$13.0B+2.8%	$12.6B-10.1%	$14.0B+7.4%	$13.1B+8.6%	$12.0B+8.1%	$11.1B+0.8%	$11.0B+8.1%	$10.2B+8.0%	$9.5B-0.3%	$9.5B+4.2%	$9.1B+0.5%	$9.1B+6.3%	$8.5B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$374.4M+24.8%	$300.0M
Total Equity	$2.4B+8.3%	$2.3B+9.3%	$2.1B+1.7%	$2.0B+119.5%	$925.4M-49.6%	$1.8B+11.1%	$1.7B+13.1%	$1.5B+3.0%	$1.4B+16.2%	$1.2B+6.6%	$1.1B-8.0%	$1.2B+1.9%	$1.2B-4.2%	$1.3B-3.9%	$1.3B
Retained Earnings	$2.4B+8.3%	$2.2B-2.0%	$2.3B+5.7%	$2.2B+7.4%	$2.0B+17.5%	$1.7B+7.1%	$1.6B+7.0%	$1.5B+8.3%	$1.4B+20.7%	$1.1B+19.5%	$952.8M+19.7%	$795.7M+24.2%	$640.8M+27.4%	$503.2M+46.2%	$344.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$14.8B-0.3%	$14.7B+0.6%	$15.0B+3.0%	$14.8B+0.2%	$14.8B+1.8%	$14.6B-2.1%	$14.6B-3.0%	$14.8B+2.6%
Cash & Equivalents	$600.2M-3.4%	$645.8M+3.3%	$756.2M+9.9%	$644.9M+17.2%	$621.2M-1.0%	$625.1M+5.3%	$687.8M+15.8%	$550.1M+17.4%
Short-Term Investments	$0	$0	$0	$0	$0	$0-100.0%	$0-100.0%	$0-100.0%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$12.3B-2.1%	$12.2B-1.4%	$12.6B+2.0%	$12.6B-2.5%	$12.5B+0.6%	$12.3B-3.1%	$12.3B-4.9%	$12.9B+6.2%
Total Equity	$2.5B+9.3%	$2.5B+11.7%	$2.4B+8.3%	$2.3B+17.9%	$2.3B+8.8%	$2.3B+3.2%	$2.3B+9.3%	$1.9B-15.8%
Retained Earnings	$2.5B+8.9%	$2.4B+8.3%	$2.4B+8.3%	$2.3B+8.8%	$2.3B+7.0%	$2.3B-1.4%	$2.2B-2.0%	$2.1B-3.8%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

PRI Cash Flow Statement

PRI quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$891.7M	$901.2M+4.5%	$862.1M+24.5%	$692.5M-8.6%	$757.7M+15.3%	$657.0M+2.1%	$643.4M+32.5%	$485.5M+1.6%	$478.1M+22.1%	$391.5M+33.0%	$294.4M+13.6%	$259.1M+9.2%	$237.3M+26.4%	$187.7M+51.0%	$124.3M+42.6%	$87.2M
Depreciation & Amortization	N/A	$19.3M-17.7%	$23.4M-26.8%	$32.0M-6.5%	$34.2M+14.5%	$29.8M+68.6%	$17.7M-3.3%	$18.3M+47.4%	$12.4M-8.4%	$13.6M-7.2%	$14.6M+32.7%	$11.0M-10.3%	$12.3M+13.5%	$10.8M+7.0%	$10.1M-5.9%	$10.7M
Stock-Based Compensation	N/A	$24.6M-1.9%	$25.1M+32.6%	$18.9M-15.4%	$22.4M+32.8%	$16.8M-11.5%	$19.0M+8.5%	$17.5M+1.6%	$17.3M+13.0%	$15.3M+13.6%	$13.4M-10.1%	$14.9M-16.9%	$18.0M+30.4%	$13.8M-27.2%	$18.9M+5.9%	$17.9M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$3.9M
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$83.3M
Investing Cash Flow	-$284.1M	-$235.6M-1.4%	-$232.3M-157.9%	-$90.1M+55.0%	-$200.0M+78.3%	-$923.4M-1625.0%	-$53.5M+73.5%	-$201.9M+13.3%	-$232.8M-77.3%	-$131.3M-174.0%	-$47.9M+18.0%	-$58.5M-273.7%	-$15.6M-144.1%	$35.5M-43.0%	$62.3M-51.6%	$128.7M
Financing Cash Flow	-$627.1M	-$599.6M-8.8%	-$551.1M-14.9%	-$479.6M-4.8%	-$457.9M-524.0%	$108.0M+135.8%	-$301.8M-4.0%	-$290.1M-11.2%	-$261.0M-34.9%	-$193.5M-3.2%	-$187.4M+20.3%	-$235.3M-33.8%	-$175.9M+4.9%	-$184.9M+12.4%	-$211.1M-2.2%	-$206.6M
Dividends Paid	$278.4M	$271.7M-6.3%	$290.0M-12.1%	$330.0M+29.4%	$255.0M+241.7%	$74.6M+16.0%	$64.3M+11.7%	$57.6M+30.6%	$44.1M+23.2%	$35.8M+7.4%	$33.4M+1.7%	$32.8M+23.7%	$26.5M+5.8%	$25.1M+70.0%	$14.7M+101.5%	$7.3M
Share Buybacks	$473.2M	$450.0M+5.9%	$425.0M+13.3%	$375.1M+5.3%	$356.3M+1800.2%	$18.8M-91.9%	$231.4M+2.8%	$225.0M+7.1%	$210.1M+40.1%	$150.0M0.0%	$150.1M-25.0%	$200.1M+35.3%	$147.9M+71.4%	$86.3M-66.5%	$257.6M+26.2%	$204.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$193.8M+19.2%	$156.8M-20.6%	$338.2M+25.0%	$202.9M-2.1%	$162.6M-6.2%	$197.5M-6.4%	$270.6M+12.3%	$207.3M+48.3%
Depreciation & Amortization	$4.0M-23.1%	$3.9M-19.0%	$4.9M+13.7%	$4.3M-6.1%	$5.3M-28.3%	$4.8M-33.4%	$4.3M-39.7%	$4.6M-37.5%
Stock-Based Compensation	$3.0M+32.9%	$12.6M-5.0%	N/A	$4.3M+11.6%	$2.2M-27.1%	$13.3M+5.0%	N/A	$3.9M+90.4%
Investing Cash Flow	-$61.6M-3483.8%	-$87.4M+11.4%	-$119.8M-136.3%	-$15.3M+87.7%	-$1.7M-105.8%	-$98.8M-14.4%	-$50.7M-2156.5%	-$125.1M-23.1%
Financing Cash Flow	-$177.0M-5.8%	-$179.2M-11.0%	-$108.0M-36.1%	-$162.9M-1.7%	-$167.3M+0.8%	-$161.4M-13.0%	-$79.4M+17.2%	-$160.2M-23.4%
Dividends Paid	$37.5M+9.6%	$38.1M+9.7%	$168.9M-18.5%	$33.8M+10.8%	$34.2M+32.4%	$34.7M+32.3%	$207.4M-20.0%	$30.5M+30.8%
Share Buybacks	$135.2M+4.7%	$135.0M+14.4%	$70.1M+57.8%	$132.9M+3.1%	$129.1M-9.5%	$118.0M+8.1%	$44.4M-38.8%	$128.8M+21.0%

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

PRI Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

PRI quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	22.8%+7.6pp	15.2%-5.8pp	21.0%+3.2pp	17.8%+0.1pp	17.6%+0.2pp	17.4%-0.4pp	17.8%+0.8pp	17.1%-3.7pp	20.7%+6.3pp	14.4%+0.9pp	13.5%-0.1pp	13.6%+0.3pp	13.2%-1.8pp	15.1%+0.8pp	14.2%
Return on Equity	30.7%+9.9pp	20.8%-7.1pp	27.9%+4.7pp	23.2%-28.3pp	51.6%+30.6pp	21.0%-1.1pp	22.2%0.0pp	22.2%-2.5pp	24.7%+6.7pp	18.0%+1.4pp	16.6%+2.0pp	14.6%+1.2pp	13.3%-0.3pp	13.6%+1.8pp	11.8%
Return on Assets	5.0%+1.8pp	3.2%-0.6pp	3.8%+0.6pp	3.2%+0.3pp	2.9%+0.4pp	2.6%-0.1pp	2.7%+0.1pp	2.6%-0.2pp	2.8%+0.9pp	1.9%+0.1pp	1.8%+0.1pp	1.7%+0.1pp	1.6%-0.1pp	1.7%+0.1pp	1.6%
Debt-to-Equity	5.14-0.3x	5.46-0.8x	6.27+0.1x	6.21-9.0x	15.16+8.0x	7.12-0.2x	7.28-0.3x	7.62-0.2x	7.78-0.6x	8.37+0.1x	8.26+0.6x	7.62+0.2x	7.45+7.2x	0.29+0.1x	0.23
Asset Turnover	0.220.0x	0.210.0x	0.180.0x	0.180.0x	0.170.0x	0.150.0x	0.150.0x	0.150.0x	0.140.0x	0.130.0x	0.130.0x	0.120.0x	0.120.0x	0.110.0x	0.11
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	7.5%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	23.4%+0.9pp	21.8%+0.8pp	23.1%+1.9pp	24.6%+3.4pp	22.5%+22.3pp	21.0%+2.3pp	21.2%-0.3pp	21.2%-0.6pp
Return on Equity	8.0%+0.3pp	7.5%+0.1pp	8.1%+0.7pp	9.0%+0.6pp	7.7%+7.7pp	7.5%+1.2pp	7.4%+0.1pp	8.4%+1.9pp
Return on Assets	1.4%+0.2pp	1.3%+0.1pp	1.3%+0.2pp	1.4%+0.3pp	1.2%+1.2pp	1.2%+0.2pp	1.1%+0.1pp	1.1%+0.1pp
Debt-to-Equity	4.86-0.6x	4.82-0.6x	5.14-0.3x	5.47-1.1x	5.43-0.4x	5.47-0.4x	5.46-0.8x	6.61+1.4x
Asset Turnover	0.060.0x	0.060.0x	0.060.0x	0.060.0x	0.050.0x	0.060.0x	0.050.0x	0.050.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
PRIMERICA, INC. PRI	FY2025	$3.3B	$751.2M	22.8%	$8.5B	45/100
Lincoln National Corp. LNC	FY2025	$18.2B	$1.2B	6.5%	$7.7B	19/100
Jackson Financial Inc. JXN	FY2025	$6.7B	-$17.0M	-0.3%	$8.8B	8/100
F&G Annuities & Life, Inc. FG	FY2025	$5.7B	$248.0M	4.3%	$2.5B	9/100
CNO Financial Group, Inc. CNO	FY2025	$4.5B	$229.3M	5.1%	$4.9B	27/100
Genworth Financial, Inc. GNW	FY2025	$7.3B	$223.0M	3.0%	$3.6B	16/100

Where PRIMERICA, INC. Ranks

Frequently Asked Questions

What is PRIMERICA, INC.'s annual revenue?

PRIMERICA, INC. (PRI) reported $3.3B in total revenue for fiscal year 2025. This represents a 6.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is PRIMERICA, INC.'s revenue growing?

PRIMERICA, INC. (PRI) revenue grew by 6.6% year-over-year, from $3.1B to $3.3B in fiscal year 2025.

Is PRIMERICA, INC. profitable?

Yes, PRIMERICA, INC. (PRI) reported a net income of $751.2M in fiscal year 2025, with a net profit margin of 22.8%.

What is PRIMERICA, INC.'s net profit margin?

PRIMERICA, INC. (PRI) had a net profit margin of 22.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does PRIMERICA, INC. pay dividends?

Yes, PRIMERICA, INC. (PRI) paid $4.16 per share in dividends during fiscal year 2025.

What is PRIMERICA, INC.'s return on equity (ROE)?

PRIMERICA, INC. (PRI) has a return on equity of 30.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is PRIMERICA, INC.'s operating cash flow?

PRIMERICA, INC. (PRI) generated $901.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are PRIMERICA, INC.'s total assets?

PRIMERICA, INC. (PRI) had $15.0B in total assets as of fiscal year 2025, including both current and long-term assets.

Does PRIMERICA, INC. buy back shares?

Yes, PRIMERICA, INC. (PRI) spent $450.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does PRIMERICA, INC. have outstanding?

PRIMERICA, INC. (PRI) had 32M shares outstanding as of fiscal year 2025.

What is PRIMERICA, INC.'s debt-to-equity ratio?

PRIMERICA, INC. (PRI) had a debt-to-equity ratio of 5.14 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is PRIMERICA, INC.'s return on assets (ROA)?

PRIMERICA, INC. (PRI) had a return on assets of 5.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is PRIMERICA, INC.'s P/E ratio?

PRIMERICA, INC. (PRI) trades at 10.6x earnings, its market capitalization divided by net income of $796.2M net income, trailing 12 months to June 30, 2026. The market capitalization is $8.5B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is PRIMERICA, INC.'s price-to-sales ratio?

PRIMERICA, INC. (PRI) trades at 2.5x sales, its market capitalization divided by revenue of $3.4B revenue, trailing 12 months to June 30, 2026. The market capitalization is $8.5B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is PRIMERICA, INC.'s Piotroski F-Score?

PRIMERICA, INC. (PRI) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are PRIMERICA, INC.'s earnings high quality?

PRIMERICA, INC. (PRI) has an earnings quality ratio of 1.20x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is PRIMERICA, INC.?

PRIMERICA, INC. (PRI) scores 45 out of 100 on our Financial Health Score, indicating moderate standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.