What is Jackson Financial Inc's earnings per share (EPS)?

Jackson Financial Inc (JXN) reported diluted earnings per share of -$0.24 for fiscal year 2025. This represents a -102.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Jackson Financial Inc Financials

JXN

FY2025 annual

Revenue $6.7B +104.3% YoY

Net Income -$17.0M -101.9% YoY

EPS (Diluted) -$0.24 -102.0% YoY

Free Cash Flow Not reported for FY2025

Source SEC Filings (10-K/10-Q) Data as of Jun 30, 2026 Currency USD FYE December

Jackson Financial Inc (JXN) reported $6.7B in revenue for fiscal year 2025, up 104.3% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI JXN FY2025 2026-05-05

Balance-sheet remeasurement dominates reported results: profit fell to -$17M even as operating cash inflow stayed near $5.8B.

Across the last three years, operating cash flow stayed near $5.5B even though net income swung from solid profit to a slight loss. With $352.6B of assets funded by $342.2B of liabilities, relatively small balance-sheet remeasurements can overwhelm earnings without much changing in cash.

Cash exceeded long-term debt by roughly $3.7B, and debt-to-equity was only 20.4%; the company is liability-heavy in total, but not leaning on ordinary corporate borrowing to fund itself. That matters because the main sensitivity sits in the liability structure, not in a rising stack of debt.

Share count fell from 78.7M to 66.8M, showing that capital return continued despite noisy earnings. The latest $669M of buybacks and SG&A staying close to $1.1B suggest management treated the FY2025 loss as an earnings-line event rather than a cash-engine breakdown.

Financial Health Signals

Financial Health Score 7/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Jackson Financial Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Premium Growth

Not available for Jackson Financial Inc, and counted as zero in the overall score.

Capital

Investment Yield

Not available for Jackson Financial Inc, and counted as zero in the overall score.

Combined Ratio

Stability

Piotroski F-Score Partial

5/7

Jackson Financial Inc passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

N/A

Jackson Financial Inc reported a net loss of $17.0M while generating $5.8B in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$6.7B

YoY+104.3%

5Y CAGR+13.5%

Jackson Financial Inc generated $6.7B in revenue in fiscal year 2025. This represents an increase of 104.3% from the prior year.

Net Income

-$17.0M

YoY-101.9%

Jackson Financial Inc reported -$17.0M in net income in fiscal year 2025. This represents a decrease of 101.9% from the prior year.

EPS (Diluted)

-$0.24

YoY-102.0%

Jackson Financial Inc earned -$0.24 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 102.0% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Cash & Debt

$5.7B

YoY+51.4%

5Y CAGR+23.1%

Jackson Financial Inc held $5.7B in cash against $2.0B in long-term debt as of fiscal year 2025.

Shares Outstanding

67M

YoY-8.9%

5Y CAGR-6.7%

Jackson Financial Inc had 67M shares outstanding in fiscal year 2025. This represents a decrease of 8.9% from the prior year.

Free Cash Flow

Not reported for fiscal year 2025.

Dividends Per Share

Not reported for fiscal year 2025.

Margins & Returns

Net Margin

-0.3%

YoY-27.8pp

5Y CAGR+45.8pp

Jackson Financial Inc's net profit margin was -0.3% in fiscal year 2025, showing the share of revenue converted to profit. This is down 27.8 percentage points from the prior year.

Return on Equity

-0.2%

YoY-9.4pp

5Y CAGR+17.2pp

Jackson Financial Inc's ROE was -0.2% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 9.4 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$669.0M

YoY+51.4%

Jackson Financial Inc spent $669.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 51.4% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Capital Expenditures

Not reported for fiscal year 2025.

JXN Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

JXN annual income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19
Revenue	$6.5B	$6.7B+104.3%	$3.3B+6.1%	$3.1B-68.7%	$9.8B+54.8%	$6.4B+79.4%	$3.5B+2.0%	$3.5B
SG&A Expenses	$1.1B	$1.1B-4.7%	$1.1B+11.2%	$1.0B+15.1%	$875.0M-18.8%	$1.1B+9.4%	$985.0M-0.9%	$994.0M
Interest Expense	$102.0M	$100.0M-1.0%	$101.0M-7.3%	$109.0M+11.2%	$98.0M+164.9%	$37.0M-58.0%	$88.0M-11.1%	$99.0M
Income Tax	-$166.0M	-$186.0M-504.3%	$46.0M+1050.0%	$4.0M-99.7%	$1.5B+126.0%	$666.0M+178.0%	-$854.0M-131.4%	-$369.0M
Net Income	$59.0M	-$17.0M-101.9%	$902.0M+0.3%	$899.0M-85.5%	$6.2B+81.0%	$3.4B+309.1%	-$1.6B-228.8%	-$497.0M
EPS (Diluted)	—	-$0.24-102.0%	$11.74+9.1%	$10.76-84.6%	$69.75+92.8%	$36.17+249.8%	-$24.14	-$13.16

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$168.0M-94.2%	$2.9B+46.0%	$2.0B+40.4%	$1.4B	N/A	$3.8B+1566.7%	$225.0M-89.4%	$2.1B
SG&A Expenses	$265.0M-11.4%	$299.0M+10.7%	$270.0M+2.3%	$264.0M-3.6%	$274.0M+5.8%	$259.0M-7.8%	$281.0M-9.4%	$310.0M
Interest Expense	$27.0M+8.0%	$25.0M0.0%	$25.0M0.0%	$25.0M0.0%	$25.0M0.0%	$25.0M0.0%	$25.0M0.0%	$25.0M
Income Tax	$5.0M-75.0%	$20.0M+111.6%	-$172.0M-805.3%	-$19.0M-575.0%	$4.0M+300.0%	$1.0M-95.5%	$22.0M+119.5%	-$113.0M
Net Income	$655.0M+254.5%	-$424.0M-71.0%	-$248.0M-426.3%	$76.0M-57.5%	$179.0M+845.8%	-$24.0M-108.0%	$301.0M+164.2%	-$469.0M
EPS (Diluted)	$9.16+246.8%	-$6.24	N/A	$0.92-60.7%	$2.34	-$0.48	N/A	-$6.37

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.

JXN Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

JXN annual balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19
Total Assets	$352.6B+4.2%	$338.4B+2.5%	$330.3B+4.8%	$315.0B-16.5%	$377.4B+6.8%	$353.5B	N/A
Cash & Equivalents	$5.7B+51.4%	$3.8B+40.1%	$2.7B-37.5%	$4.3B+63.9%	$2.6B+29.9%	$2.0B+4.3%	$1.9B
Total Liabilities	$342.2B+4.2%	$328.5B+2.7%	$319.9B+4.7%	$305.6B-17.2%	$369.0B+7.4%	$343.5B	N/A
Long-Term Debt	$2.0B-0.2%	$2.0B-0.1%	$2.0B-22.7%	$2.6B-0.5%	$2.6B+722.7%	$322.0M	N/A
Total Equity	$10.0B+1.9%	$9.8B-4.0%	$10.2B+17.6%	$8.6B+13.2%	$7.6B-19.0%	$9.4B+28.8%	$7.3B
Retained Earnings	$7.5B-3.1%	$7.7B+9.6%	$7.0B+9.9%	$6.4B+1355.2%	$440.0M+235.8%	-$324.0M	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$367.1B+8.1%	$339.5B-3.7%	$352.6B-0.3%	$353.6B+2.9%	$343.7B+5.1%	$327.2B-3.3%	$338.4B-2.1%	$345.7B
Cash & Equivalents	$6.0B+8.1%	$5.5B-2.9%	$5.7B+25.0%	$4.6B+20.6%	$3.8B-2.6%	$3.9B+3.2%	$3.8B+23.1%	$3.1B
Total Liabilities	$356.6B+8.2%	$329.6B-3.7%	$342.2B-0.2%	$343.1B+3.0%	$333.1B+5.2%	$316.7B-3.6%	$328.5B-1.9%	$334.8B
Long-Term Debt	$2.8B+36.6%	$2.0B-0.1%	$2.0B0.0%	$2.0B0.0%	$2.0B0.0%	$2.0B-0.2%	$2.0B0.0%	$2.0B
Total Equity	$10.0B+4.9%	$9.5B-4.6%	$10.0B-2.7%	$10.2B-1.2%	$10.4B+0.5%	$10.3B+5.5%	$9.8B-8.7%	$10.7B
Retained Earnings	$7.5B+8.3%	$7.0B-6.7%	$7.5B-3.5%	$7.7B+0.1%	$7.7B+1.4%	$7.6B-1.2%	$7.7B+3.8%	$7.4B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities.

JXN Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

JXN annual cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19
Operating Cash Flow	$5.9B	$5.8B-0.6%	$5.8B+9.1%	$5.3B+2.0%	$5.2B-8.4%	$5.7B+53.1%	$3.7B-15.0%	$4.4B
Investing Cash Flow	-$9.5B	-$7.8B-9.4%	-$7.1B-1097.6%	-$592.0M+56.9%	-$1.4B-6.0%	-$1.3B+70.1%	-$4.3B+48.0%	-$8.3B
Financing Cash Flow	$5.8B	$3.9B+65.8%	$2.4B+137.5%	-$6.3B-192.7%	-$2.2B+42.7%	-$3.8B-635.3%	$705.0M-63.4%	$1.9B
Dividends Paid	$234.0M	$223.0M+5.7%	$211.0M+5.0%	$201.0M+8.1%	$186.0M+272.0%	$50.0M	$0	$0
Share Buybacks	$763.0M	$669.0M+51.4%	$442.0M+44.4%	$306.0M-4.7%	$321.0M+52.1%	$211.0M	$0	$0

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$1.8B+76.9%	$1.0B-35.5%	$1.6B+18.3%	$1.4B+16.8%	$1.2B-26.4%	$1.6B+4.5%	$1.5B+11.8%	$1.4B
Investing Cash Flow	-$3.0B-24.2%	-$2.4B-25.0%	-$1.9B+7.2%	-$2.1B+24.3%	-$2.8B-190.1%	-$953.0M+65.6%	-$2.8B-590.5%	-$401.0M
Financing Cash Flow	$1.6B+32.4%	$1.2B-16.7%	$1.5B-2.5%	$1.5B+0.9%	$1.5B+385.8%	-$521.0M-126.7%	$1.9B+443.2%	$359.0M
Dividends Paid	$62.0M-3.1%	$64.0M+18.5%	$54.0M0.0%	$54.0M-5.3%	$57.0M-1.7%	$58.0M+13.7%	$51.0M-3.8%	$53.0M
Share Buybacks	$227.0M0.0%	$227.0M+49.3%	$152.0M-3.2%	$157.0M-0.6%	$158.0M-21.8%	$202.0M+104.0%	$99.0M-13.2%	$114.0M

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

JXN Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

JXN annual financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19
Net Margin	-0.3%-27.8pp	27.6%-1.6pp	29.2%-33.6pp	62.8%+9.1pp	53.7%+99.8pp	-46.1%-31.8pp	-14.3%
Return on Equity	-0.2%-9.4pp	9.2%+0.4pp	8.8%-62.7pp	71.5%+26.8pp	44.7%+62.1pp	-17.3%-10.5pp	-6.8%
Return on Assets	0.0%-0.3pp	0.3%0.0pp	0.3%-1.7pp	2.0%+1.0pp	0.9%+1.4pp	-0.5%	N/A
Debt-to-Equity	0.200.0x	0.210.0x	0.20-0.1x	0.300.0x	0.35+0.3x	0.03	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	389.9%	-14.6%-2.1pp	-12.5%-17.8pp	5.4%	N/A	-0.6%	133.8%	-22.1%
Return on Equity	6.6%+11.0pp	-4.5%-2.0pp	-2.5%-3.2pp	0.7%-1.0pp	1.7%+2.0pp	-0.2%-3.3pp	3.1%+7.5pp	-4.4%
Return on Assets	0.2%+0.3pp	-0.1%0.0pp	-0.1%-0.1pp	0.0%0.0pp	0.1%+0.1pp	0.0%-0.1pp	0.1%+0.2pp	-0.1%
Debt-to-Equity	0.28+0.1x	0.210.0x	0.200.0x	0.200.0x	0.200.0x	0.200.0x	0.210.0x	0.19

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

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Where Jackson Financial Inc Ranks

Frequently Asked Questions

What is Jackson Financial Inc's annual revenue?

Jackson Financial Inc (JXN) reported $6.7B in total revenue for fiscal year 2025. This represents a 104.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Jackson Financial Inc's revenue growing?

Jackson Financial Inc (JXN) revenue grew by 104.3% year-over-year, from $3.3B to $6.7B in fiscal year 2025.

Is Jackson Financial Inc profitable?

No, Jackson Financial Inc (JXN) reported a net income of -$17.0M in fiscal year 2025, with a net profit margin of -0.3%.

How much debt does Jackson Financial Inc have?

As of fiscal year 2025, Jackson Financial Inc (JXN) had $5.7B in cash and equivalents against $2.0B in long-term debt.

What is Jackson Financial Inc's net profit margin?

Jackson Financial Inc (JXN) had a net profit margin of -0.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Jackson Financial Inc's return on equity (ROE)?

Jackson Financial Inc (JXN) has a return on equity of -0.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Jackson Financial Inc's operating cash flow?

Jackson Financial Inc (JXN) generated $5.8B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Jackson Financial Inc's total assets?

Jackson Financial Inc (JXN) had $352.6B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Jackson Financial Inc buy back shares?

Yes, Jackson Financial Inc (JXN) spent $669.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Jackson Financial Inc have outstanding?

Jackson Financial Inc (JXN) had 67M shares outstanding as of fiscal year 2025.

What is Jackson Financial Inc's debt-to-equity ratio?

Jackson Financial Inc (JXN) had a debt-to-equity ratio of 0.20 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Jackson Financial Inc's return on assets (ROA)?

Jackson Financial Inc (JXN) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Jackson Financial Inc's Piotroski F-Score?

Jackson Financial Inc (JXN) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Jackson Financial Inc's earnings high quality?

Jackson Financial Inc (JXN) reported a net loss of $17.0M while generating $5.8B in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Jackson Financial Inc?

Jackson Financial Inc (JXN) scores 7 out of 100 on our Financial Health Score, indicating weak standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.