[8-K] CNO Financial Group, Inc. Reports Material Event

Rhea-AI Filing Summary

Form 4 filing for JPMorgan Chase & Co. (JPM) reports that Douglas B. Petno, Co-CEO of the Corporate & Investment Bank, gifted 1,682 shares of common stock on 07/25/2025 (Transaction Code G). The shares were transferred at no consideration ($0.00 price). Following the transaction, Petno directly owns 351,973 JPM shares. He also retains indirect beneficial ownership of 52,427 shares via family trusts and 25,530 shares via GRATs. No derivative securities were reported.

The filing reflects a routine charitable or family gift representing <0.01 % of JPM’s ~2.9 bn diluted shares outstanding; therefore, it is not expected to influence JPM’s capital structure, earnings, or market valuation. No purchase, sale for value, or option exercise occurred, and there is no indication of insider sentiment change. The filing is made by a single reporting person and bears a power-of-attorney signature dated 07/28/2025.

Insights

Financial Analyst

TL;DR: Small non-monetary gift (<2k shares) by JPM executive; neutral impact.

The 1,682-share gift by CIB Co-CEO Doug Petno is immaterial relative to JPM’s float and his remaining 430k-plus aggregate holdings. Code G indicates a bona-fide gift, not a sale, so it does not signal negative insider sentiment. With no derivatives, no cash proceeds, and no change in voting control, governance or liquidity effects are negligible. I classify this event as not impactful for investors.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): July 28, 2025

CNO Financial Group, Inc.

(Exact Name of Registrant as Specified in Charter)

Delaware			001-31792			75-3108137
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

11299 Illinois Street

Carmel, Indiana  46032

(Address of Principal Executive Offices) (Zip Code)

(317) 817-6100

(Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol

Name of each exchange on which registered

Common Stock, par value $0.01 per share

CNO

New York Stock Exchange

Rights to purchase Series F Junior Participating Preferred Stock

New York Stock Exchange

5.125% Subordinated Debentures due 2060

CNOpA

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On July 28, 2025, CNO Financial Group, Inc. ("CNO" or the "Company") issued: (i) a press release announcing its financial results for the quarter ended June 30, 2025, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference; (ii) the Quarterly Financial Supplement for June 30, 2025, a copy of which is attached hereto as Exhibit 99.2 and is incorporated herein by reference; and (iii) additional financial information related to its financial and operating results for the quarter ended June 30, 2025, a copy of which is attached hereto as Exhibit 99.3 and is incorporated herein by reference.

The information contained under Item 2.02 in this Current Report on Form 8-K (including Exhibits 99.1, 99.2 and 99.3) is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that Section. The information contained in this Current Report on Form 8-K shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in any such filing.

Item 9.01(d). Financial Statements and Exhibits.

The following materials are furnished as exhibits to this Current Report on Form 8-K:

99.1			Press release dated July 28, 2025 related to financial results for the quarter ended June 30, 2025.
99.2			Quarterly Financial Supplement - 2Q2025.
99.3			Second Quarter 2025 Financial and Operating Results for the period ended June 30, 2025.
104			Cover Page Interactive Data File (embedded within the Inline XBRL document).

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CNO Financial Group, Inc.
Date: July 28, 2025
			By:			/s/ Joel T. Koehneman
						Joel T. Koehneman
						Senior Vice President and Chief Accounting Officer

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FAQ

How many JPM shares did Douglas B. Petno gift?

He gifted 1,682 shares of JPM common stock.

What is Douglas B. Petno’s total direct JPM shareholding after the transaction?

His direct ownership stands at 351,973 shares.

Were any JPM derivative securities involved in this Form 4 filing?

No; the filing lists no options or other derivatives.

Does the transaction involve a sale or purchase for cash?

No; Transaction Code G indicates a bona-fide gift at a price of $0.00.

What are Douglas B. Petno’s indirect JPM holdings?

He holds 52,427 shares via family trusts and 25,530 shares via GRATs.