CNO Financial (NYSE: CNO) officer surrenders shares to cover taxes

Rhea-AI Filing Summary

CNO Financial Group’s Chief Accounting Officer, Joel T. Koehneman, reported an automatic share surrender related to equity compensation. On 01/21/2026, 158 shares of CNO common stock were surrendered to the company at $41.07 per share to cover required tax withholding on vested restricted stock units, rather than being sold on the open market. After this tax-related transaction, Koehneman directly beneficially owned 3,192 shares of CNO common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Koehneman Joel T.

(Last) (First) (Middle)

C/O CNO FINANCIAL GROUP, INC.

11299 ILLINOIS STREET, SUITE 200

(Street)

CARMEL IN 46032

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CNO Financial Group, Inc. [ CNO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/21/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/21/2026		F		158(1)	D	$41.07	3,192	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares were surrendered to the issuer to cover the required tax withholding on vested restricted stock units.

Remarks:

	Heidi M. Krings, Attorney-in-Fact	01/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CNO (CNO) report in this Form 4?

The filing shows that Chief Accounting Officer Joel T. Koehneman surrendered 158 shares of CNO common stock on 01/21/2026 to cover tax withholding on vested restricted stock units.

Was the CNO (CNO) insider transaction an open market sale?

No. The 158 CNO shares were surrendered back to the issuer to satisfy tax withholding on vested restricted stock units, not sold on the open market.

At what price were the 158 CNO (CNO) shares surrendered?

The 158 shares of CNO common stock were valued at $41.07 per share for the tax-withholding share surrender on 01/21/2026.

How many CNO (CNO) shares does the insider own after this transaction?

Following the tax-related share surrender, Joel T. Koehneman beneficially owned 3,192 shares of CNO common stock in direct ownership.

Who is the insider involved in this CNO (CNO) Form 4 filing?

The insider is Joel T. Koehneman, who serves as Chief Accounting Officer of CNO Financial Group, Inc.

What does transaction code "F" mean in the CNO (CNO) Form 4?

Transaction code "F" indicates that the shares were surrendered to the issuer to pay tax withholding obligations upon the vesting of restricted stock units.