Connectone Bancorp Inc SEC Filings

ConnectOne Bancorp, Inc. (CNOB) filed a Form 8-K to furnish its November 2025 investor presentation. The presentation is included as Exhibit 99.1, with the cover page Inline XBRL data provided as Exhibit 104.

The company lists its securities as Common Stock (NASDAQ: CNOB) and Depositary Shares (each representing a 1/40th interest in a share of 5.25% Series A Non-Cumulative, perpetual preferred stock) (NASDAQ: CNOBP). The report is dated November 6, 2025.

ConnectOne Bancorp (CNOB) reported Q3 2025 results and integration progress following its June 1 acquisition of The First of Long Island Corporation (FLIC). Net income was $40,976 thousand versus $17,161 thousand a year ago, aided by a $6,608 thousand employee retention tax credit and a $3,501 thousand pension curtailment gain. Net interest income rose to $102,017 thousand from $60,887 thousand as the balance sheet expanded.

Total assets reached $14,023,585 thousand (from $9,879,600 thousand at year-end 2024). Deposits were $11,369,295 thousand and net loans were $11,147,137 thousand. The provision for credit losses was $5,500 thousand for the quarter. Basic EPS was $0.79 (diluted $0.78), and common dividends for the quarter were $0.18 per share.

The FLIC merger added 36 branches and resulted in the issuance of 11,790,116 CNOB shares for total consideration of approximately $270.8 million, creating $7.2 million of goodwill. Common shares outstanding were 50,273,089 as of November 3, 2025.

ConnectOne Bancorp, Inc. furnished a current report announcing that it issued a press release regarding its results of operations and financial condition. The press release is provided as Exhibit 99.1 and incorporated by reference.

The company’s securities listed on NASDAQ include common stock (CNOB) and depositary shares representing a 1/40th interest in its 5.25% Series A Non-Cumulative perpetual preferred stock (CNOBP).

ConnectOne Bancorp, Inc. (CNOB) insider transaction: Joseph T. Javitz, EVP & Chief Credit Officer and officer of the bank, reported a sale of 1,700 shares of the company's common stock on 09/03/2025 at a reported price of $25.46 per share. Following the sale, the filing shows Mr. Javitz beneficially owns 21,145.78 shares, held directly. The Form 4 was signed by a power of attorney on behalf of the reporting person.

ConnectOne Bancorp (CNOB) director Stephen T. Boswell reported a charitable gift and related changes in beneficial ownership. On 08/13/2025 Mr. Boswell made a charitable gift of 11,700 shares of ConnectOne common stock reported as a disposition at a $0 price. The filing shows additional disposals totaling 77,674.455 shares on the same line and reports 268,766.733 shares held indirectly following the transactions. Footnotes state certain shares are held in an irrevocable trust for the benefit of his spouse and descendants, with trustees including the reporting person’s spouse, adult daughter and an unrelated third person. The form was signed by a power of attorney on 08/15/2025.

ConnectOne Bancorp announced it will redeem all $75 million of its outstanding subordinated debentures that mature on June 15, 2030. The redemption is stated to be executed "in accordance with the terms of the subordinated debentures" and will be effective on September 15, 2025. The filing is a brief disclosure of this material financing event and confirms the company will retire the specified instrument on the stated effective date.

ConnectOne Bancorp completed the acquisition of The First of Long Island Corporation (FLIC) on June 1, 2025, issuing 11,790,116 shares valued at $270.8 million and adding 36 branch offices. The merger increased total assets to $13.916 billion from $9.880 billion at year-end, loans receivable to $11.164 billion, and deposits to $11.278 billion, while creating $7.2 million of goodwill and $63.2 million of core deposit intangibles recorded on acquisition.

Operationally, net interest income rose to $78.9 million for the quarter (from $61.4 million a year earlier), but the company reported a $20.3 million net loss for the quarter and $0.52 basic loss per share$27.3 million acquisition-related initial provision). The allowance for credit losses on loans increased to $156.2 million. Investment securities grew to $1.227 billion, with $277.5 million of acquired securities sold shortly after closing. The consolidated results show substantial balance-sheet growth from the acquisition, with near-term earnings volatility due to acquisition costs and elevated credit provisioning.