ChoiceOne Financial (NASDAQ: COFS) director adds 1,550 shares in open-market buys

Rhea-AI Filing Summary

ChoiceOne Financial Services director Gregory A. McConnell increased his personal stake through open-market purchases of common stock. On February 13, 2026, he bought 550 shares at $29.1 per share and another 1,000 shares at $29 per share. Following these transactions, he directly owned 35,950 common shares.

Insider Trade Summary

Net Buyer: 1,550 shares ($45,005)

Net Buy 2 txns

Insider McConnell Gregory A

Role Director

Bought 1,550 shs ($45K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	550	$29.10	$16K
Purchase	Common Stock	1,000	$29.00	$29K

Holdings After Transaction: Common Stock — 34,950 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McConnell Gregory A

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MI 49345

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/13/2026		P		550	A	$29.1	34,950	D
Common Stock	02/13/2026		P		1,000	A	$29	35,950	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Christian D. Rhoades, by Power of Attorney	02/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did COFS director Gregory A. McConnell report?

Gregory A. McConnell reported buying ChoiceOne Financial Services common stock in the open market. On February 13, 2026, he completed two purchase transactions that increased his direct holdings in the company’s shares, as disclosed in the Form 4 filing.

How many COFS shares did Gregory A. McConnell purchase in this Form 4?

He purchased a total of 1,550 ChoiceOne Financial Services common shares. The Form 4 shows one buy of 550 shares and a separate buy of 1,000 shares, both executed on February 13, 2026, through open-market transactions.

At what prices did Gregory A. McConnell buy COFS stock?

He bought COFS common stock at prices of $29.1 and $29 per share. The Form 4 records one transaction for 550 shares at $29.1 and another for 1,000 shares at $29, both executed on February 13, 2026.

What is Gregory A. McConnell’s COFS share ownership after these trades?

After these trades, Gregory A. McConnell directly owned 35,950 COFS common shares. The Form 4 shows 34,950 shares following the first 550-share purchase and 35,950 shares following the subsequent 1,000-share open-market purchase on February 13, 2026.

Is Gregory A. McConnell a director or officer of ChoiceOne Financial Services (COFS)?

He is a director of ChoiceOne Financial Services. The Form 4 identifies Gregory A. McConnell as a director and indicates his relationship to the issuer without any officer title or ten percent owner status checked in the reporting section.

Are Gregory A. McConnell’s COFS shares held directly or indirectly?

His reported COFS holdings are held directly in his name. The Form 4 marks the ownership form as “D” for direct for the common stock, and there is no indicated indirect ownership or special nature-of-ownership description in the provided data.