Director grant at ChoiceOne Financial (COFS) totals 591 shares

Rhea-AI Filing Summary

CHOICEONE FINANCIAL SERVICES INC director Harold J. Burns reported an acquisition of 591 shares of Common Stock, recorded at a price of $28.12 per share. This was characterized as a grant, award, or other acquisition rather than an open-market purchase.

According to the footnote, column 5 includes the acquisition of 341.6551 shares through the reinvestment of cash dividends. Following this transaction, Burns directly holds 25,581.2407 shares of ChoiceOne Financial Services common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Burns Harold J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	591	$28.12	$17K

Holdings After Transaction: Common Stock — 25,581.241 shares (Direct)

Footnotes (1)

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Key Figures

Shares acquired: 591 shares Reported price per share: $28.12 per share Shares from dividend reinvestment: 341.6551 shares +1 more

4 metrics

Shares acquired 591 shares Common Stock grant, award, or other acquisition

Reported price per share $28.12 per share Value used for the 591-share acquisition

Shares from dividend reinvestment 341.6551 shares Reinvestment of cash dividends noted in footnote

Total shares after transaction 25,581.2407 shares Director Harold J. Burns’ direct holdings after acquisition

Key Terms

Common Stock, reinvestment of cash dividends, Grant, award, or other acquisition

3 terms

Common Stock financial

"591 shares of Common Stock were acquired as a grant or award"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

reinvestment of cash dividends financial

"341.6551 shares came from the reinvestment of cash dividends"

Grant, award, or other acquisition financial

"The transaction is classified as a grant, award, or other acquisition"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Burns Harold J

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MICHIGAN 49345

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/01/2026		A		591	A	$28.12	25,581.2407(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Column 5 reflects the acquisition of 341.6551 shares from the reinvestment of cash dividends.

	/s/ Christian D. Rhoades, by Power of Attorney	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did COFS director Harold J. Burns report?

Director Harold J. Burns reported acquiring 591 shares of ChoiceOne Financial Services common stock. The transaction is classified as a grant, award, or other acquisition, not an open-market buy, and increases his directly held position in the company.

Was the COFS insider transaction an open-market purchase?

No, the 591-share transaction for Harold J. Burns is described as a grant, award, or other acquisition. It is not categorized as an open-market purchase, indicating it is more likely compensation or an automatic program entry than a discretionary market trade.

How many COFS shares does Harold J. Burns hold after this transaction?

After the reported acquisition, Harold J. Burns directly holds 25,581.2407 shares of ChoiceOne Financial Services common stock. This figure reflects his updated ownership, including the newly acquired shares disclosed in the Form 4 filing.

What portion of the COFS shares came from dividend reinvestment?

The footnote states that 341.6551 shares were acquired through the reinvestment of cash dividends. This amount is included in the total reported shares for the transaction, showing that part of the increase came from an automatic dividend reinvestment feature.

What was the reported price for the COFS insider share acquisition?

The 591 shares of ChoiceOne Financial Services common stock were reported at a price of $28.12 per share. This price is recorded in the Form 4 and provides a reference value for the grant or award-related acquisition of the shares.