Roxanne M. Page of ChoiceOne (COFS) receives 202-share stock grant at $34

Q: What insider transaction did Roxanne M. Page report at COFS?

Roxanne M. Page reported receiving a grant of 202 shares of ChoiceOne Financial Services Common Stock at $34.00 per share . This was recorded as a grant, award, or other acquisition rather than an open-market purchase or sale.

Q: How many ChoiceOne (COFS) shares does Roxanne M. Page now hold directly?

After the reported grant, Roxanne M. Page holds 7,322.4488 shares of ChoiceOne Financial Services Common Stock directly. This figure reflects her updated direct ownership position following the 202-share stock award on the reported transaction date.

Q: Was the COFS transaction by Roxanne M. Page a market buy or sell?

No. The Form 4 describes the 202-share transaction as a grant, award, or other acquisition , coded "A". This indicates a compensation-related award rather than an open-market purchase or sale of ChoiceOne Financial Services stock.

Q: What does transaction code "A" mean in the COFS Form 4 for Roxanne M. Page?

In this Form 4, code "A" is defined as a grant, award, or other acquisition of Common Stock. It shows that Roxanne M. Page received 202 shares of ChoiceOne Financial Services as a stock award, not through market trading.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Page Roxanne M reported acquisition or exercise transactions in this Form 4 filing.

ChoiceOne Financial Services director Roxanne M. Page reported a stock-based compensation grant. She received 202 shares of Common Stock at $34.00 per share, increasing her direct holdings to 7,322.4488 shares. She also reports 2,152.7237 shares held indirectly through an IRA.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Page Roxanne M

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	202	$34.00	$7K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 7,322.449 shares (Direct, null); Common Stock — 2,152.724 shares (Indirect, By IRA)

Footnotes (1)

Key Figures

Stock grant size: 202 shares Grant price: $34.00 per share Direct holdings after grant: 7,322.4488 shares +1 more

4 metrics

Stock grant size 202 shares Common Stock grant coded "A"

Grant price $34.00 per share Value of Common Stock award

Direct holdings after grant 7,322.4488 shares Common Stock held directly post-transaction

Indirect IRA holdings 2,152.7237 shares Common Stock held indirectly by IRA

Key Terms

Grant, award, or other acquisition, Indirect, IRA, Form 4

4 terms

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

Indirect financial

""ownership_type": "indirect""

IRA financial

""nature_of_ownership": "By IRA""

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/06/2026 - 01:15 PM Accepted by SEC EDGAR 07/06/2026 - 01:14 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Page Roxanne M

(Last)

(First)

(Middle)

109 EAST DIVISION STREET

(Street)

SPARTA

MICHIGAN

49345

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	07/01/2026		A		202	A	$34	7,322.4488	D
Common Stock								2,152.7237	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

	/s/ Christian D. Rhoades, by Power of Attorney	07/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did Roxanne M. Page report at COFS?

Roxanne M. Page reported receiving a grant of 202 shares of ChoiceOne Financial Services Common Stock at $34.00 per share. This was recorded as a grant, award, or other acquisition rather than an open-market purchase or sale.

How many ChoiceOne (COFS) shares does Roxanne M. Page now hold directly?

After the reported grant, Roxanne M. Page holds 7,322.4488 shares of ChoiceOne Financial Services Common Stock directly. This figure reflects her updated direct ownership position following the 202-share stock award on the reported transaction date.

What was the price of the COFS shares granted to Roxanne M. Page?

The 202 shares of ChoiceOne Financial Services Common Stock granted to Roxanne M. Page were valued at $34.00 per share. This price represents the grant or award value used in the Form 4, not an open-market purchase price.

Does Roxanne M. Page have indirect holdings of COFS stock?

Yes. In addition to her direct holdings, Roxanne M. Page reports 2,152.7237 shares of ChoiceOne Financial Services Common Stock held indirectly through an IRA. This indirect position is separate from her directly owned shares.

Was the COFS transaction by Roxanne M. Page a market buy or sell?

No. The Form 4 describes the 202-share transaction as a grant, award, or other acquisition, coded "A". This indicates a compensation-related award rather than an open-market purchase or sale of ChoiceOne Financial Services stock.

What does transaction code "A" mean in the COFS Form 4 for Roxanne M. Page?

In this Form 4, code "A" is defined as a grant, award, or other acquisition of Common Stock. It shows that Roxanne M. Page received 202 shares of ChoiceOne Financial Services as a stock award, not through market trading.