Welcome to our dedicated page for Choiceone Finl Svcs SEC filings (Ticker: COFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
ChoiceOne Financial Services, Inc. filings document a Michigan financial holding company whose common stock trades on the Nasdaq Capital Market under COFS. The record includes Form 8-K reports for quarterly operating results and financial condition, Regulation FD investor presentations, and exhibits covering bank performance, deposits, loans, mortgage warehouse advances, liquidity sources, borrowings, credit quality and interest rate risk management.
Proxy materials describe annual shareholder meeting procedures, director elections, board governance and shareholder voting matters. The filings also record completed merger-related history involving Fentura Financial and The State Bank consolidation, along with recurring corporate disclosures for ChoiceOne Bank and ChoiceOne Insurance Agencies, Inc.
Randy D. Hicks, a director of ChoiceOne Financial Services, Inc. (COFS), reported an open-market purchase of 574 shares of the issuer's common stock on 10/01/2025 at a reported price of $28.96 per share. After the transaction, beneficial ownership held indirectly through the Randy D. Hicks Trust is reported as 98,372 shares. The Form 4 was signed by a power of attorney on 10/03/2025.
Essex Bruce John Jr, a Director of ChoiceOne Financial Services Inc (COFS), reported an open-market purchase of 238 shares of the issuer's common stock on 10/01/2025 at a reported price of $28.96 per share. After the transaction, Mr. Essex beneficially owns 249,824 shares indirectly through a trust. The Form 4 was signed by power of attorney on 10/03/2025. The filing shows only this single non-derivative acquisition; no derivative transactions or additional explanatory text are provided.
ChoiceOne Financial Services director Curt E. Coulter reported the purchase of 238 shares of Common Stock on 10/01/2025 at a price of $28.96 per share, recorded on a Form 4. The filing shows the purchase resulted from a dividend reinvestment that added 93.4869 shares, as noted in the explanation. After the transaction, Mr. Coulter directly beneficially owns 10,173.9915 shares and indirectly holds 1,442.8761 shares in an IRA. The Form 4 identifies him as a Director and was filed individually. No derivative securities or other material transactions are reported.
Eric E. Burrough, a director of ChoiceOne Financial Services Inc. (COFS), reported a purchase of 574 shares of common stock on 10/01/2025 at a price of $28.96 per share. After the transaction he beneficially owned 169,833 shares in a direct ownership capacity. The Form 4 was signed by Christian D. Rhoades by power of attorney on 10/03/2025.
Harold J. Burns, a Director of CHOICEONE FINANCIAL SERVICES INC (COFS), reported a transaction dated 10/01/2025 on a Form 4. The filing reports an acquisition of 574 shares of the issuer's common stock at a reported price of $28.96 per share. After the reported transaction, the filing shows beneficial ownership of 24,034.5856 shares held directly.
The form includes an explanatory note that 151.8022 shares were acquired through reinvestment of cash dividends. The Form 4 is signed by Christian D. Rhoades by power of attorney on 10/03/2025 and lists the reporting person address in Sparta, MI.
Keith D. Brophy, a director of ChoiceOne Financial Services Inc. (COFS), reported a non-derivative acquisition on 10/01/2025. The Form 4 shows 406 shares of common stock were acquired at a price of $28.96 per share through dividend reinvestment, increasing his reported beneficial ownership to 12,012.1989 shares, held indirectly in a trust. The filing was signed by power of attorney on 10/03/2025. The report discloses the transaction type (code V) and explains that 109.3254 shares were received from reinvested cash dividends. No derivative transactions or other disposals are reported.
Greg L. Armock, a director of ChoiceOne Financial Services, Inc. (COFS), reported a transaction dated 10/01/2025 on a Form 4. The filing shows an acquisition of 574 shares of the company's common stock at a purchase price of $28.96 per share. After the reported transaction, the form lists 43,756.2946 shares beneficially owned in an indirect capacity. The filing also includes an entry for 17,083.055 shares of common stock shown as Direct (D) for a trust; the form's explanation additionally notes the reinvestment of cash dividends resulting in 406.7593 shares acquired. The Form 4 was signed by Christian D. Rhoades, by Power of Attorney on 10/03/2025.
Steven Theodore Krause, a director of CHOICEONE FINANCIAL SERVICES INC (COFS), reported a Form 4 transaction dated 08/13/2025 affecting common stock. The filing shows a transaction coded "G" for 660 shares at a price of $30.38, and lists 32,815.1533 shares held directly.
The Form also discloses indirect holdings by allocation: 15,067.7408 shares held by a trust and four allocations to grandchildren of 5,491, 5,492, 3,499, and 660 shares. The filing was signed by a power of attorney on 08/14/2025.
Fourthstone and affiliated entities report beneficial ownership of 1,142,959 shares of ChoiceOne Financial Services common stock, equal to 7.63% of the outstanding share class based on 14,984,253 shares reported by the issuer. The filing states these holdings are held in the ordinary course by Fourthstone as a registered investment adviser and by related funds and principals and that the securities were not acquired to change or influence control of the company. The positions are allocated across Fourthstone entities and an individual principal, reflecting a single manager's exposure across multiple vehicles.
ChoiceOne Financial Services director Steven Theodore Krause filed a Form 4 reporting stock transactions dated 08/12/2025. The filing lists a disposition of 3,300 common shares and multiple entries of 660-share transfers described as indirect (by grandchild). The record also shows an indirect trust position of 15,067.7408 shares. Reported transaction code is "G" and a price of $28.96 appears on the reported lines. The form is signed on 08/13/2025.