Every 10-Q that CoastalSouth Bancshares, Inc. (COSO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow COSO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full COSO filings page.
CoastalSouth Bancshares reported stronger results for the quarter ended June 30, 2026, with net income of $7,333 thousand versus $5,965 thousand a year earlier and diluted EPS of $0.59 versus $0.57. Net interest income increased to $40,409 thousand for the first six months of 2026 from $34,837 thousand, aided by higher loan and securities balances and slightly lower interest expense.
Total assets grew to $2,420,993 thousand from $2,306,586 thousand at year-end 2025, as loans held for investment rose to $1,705,370 thousand and loans held for sale to $223,112 thousand. Deposits increased to $2,047,671 thousand, while other borrowings rose to $75,000 thousand. Shareholders’ equity improved to $269,703 thousand, supported by higher retained earnings, despite continued accumulated other comprehensive loss.
The allowance for credit losses on loans increased to $19,817 thousand from $18,743 thousand, and management attributed the $17,872 thousand gross unrealized loss on available-for-sale securities entirely to non-credit factors. The company paid common dividends totaling $0.10 per share year-to-date, repurchased a small number of shares, and ended the period with cash and cash equivalents of $34,222 thousand.
CoastalSouth Bancshares, Inc. reported higher profitability and modest balance sheet growth for the three months ended March 31, 2026. Net income rose to $6.3 million, with basic EPS of $0.53, helped by stronger net interest income and lower interest expense.
Total assets increased to $2.35 billion, driven by growth in loans held for sale and investment securities. Deposits reached $2.06 billion, while other borrowings were fully repaid. Credit quality remained stable, with an allowance for credit losses on loans of $18.8 million and nonaccrual loans of $18.2 million.
CoastalSouth Bancshares (COSO) reported Q3 2025 results with net income of $6.7 million and diluted EPS of $0.54. Net interest income rose to $19.2 million as interest expense eased year over year, while a $0.7 million provision for credit losses replaced a prior-year recovery. Noninterest income was $2.1 million, and noninterest expense increased to $11.9 million.
Total assets reached $2.26 billion and deposits were $1.95 billion. Loans held for investment grew to $1.55 billion, and loans held for sale were $231.6 million. Shareholders’ equity increased to $250.4 million, aided by net IPO proceeds of $31.9 million and an improved accumulated other comprehensive loss of $10.9 million. As of November 5, 2025, common shares outstanding were 11,978,921.
For the nine months, net income was $17.8 million. Operating cash flow was a use of $22.3 million and investing used $149.1 million, while financing provided $129.8 million, reflecting deposit growth, a $10.0 million net increase in FHLB borrowings, and $15.0 million repayment of subordinated debt. Available-for-sale securities totaled $335.0 million at fair value with $19.5 million in unrealized losses attributed to rate movements.
CoastalSouth Bancshares, Inc. reported continued balance sheet growth and higher earnings in the first half of 2025. Total assets rose to $2.22 billion from $2.10 billion a year earlier, driven by growth in loans held for investment to $1.53 billion and loans held for sale to $209.1 million. Deposits increased to $1.97 billion, supporting loan originations and mortgage warehouse activity.
Net interest income strengthened to $34.84 million for the six months, driving pretax income of $13.62 million and net income of $11.02 million, up from $8.32 million a year earlier. Management increased the provision for credit losses to $1.38 million and the allowance for credit losses totaled $21.0 million including reserves for unfunded commitments. Investment securities had $22.3 million of unrealized losses, which management attributed to rate-related valuation changes rather than credit impairment.