Welcome to our dedicated page for CORPAY SEC filings (Ticker: CPAY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Corpay, Inc. (NYSE: CPAY), a global S&P 500 corporate payments company. Through these filings, investors can review how Corpay reports on its commercial card programs, accounts payable automation solutions, vehicle and lodging payments businesses and cross-border payment and foreign exchange activities.
Current reports on Form 8-K are particularly relevant for tracking material events at Corpay. For example, an 8-K dated November 5, 2025 describes the completion of the acquisition of Alpha Group International plc, a B2B cross-border FX solutions and global bank accounts provider, and outlines the related funding through amendments to Corpay’s credit facility. Other 8-K filings cover quarterly financial results, reaffirmation of guidance and changes to borrowing arrangements, giving insight into the company’s operating performance and capital structure.
Annual reports on Form 10-K and quarterly reports on Form 10-Q (not reproduced here but available in the SEC record) typically include detailed segment information for Vehicle Payments, Corporate Payments, Lodging Payments and Other, along with risk factors, management’s discussion and analysis and disclosures on topics such as foreign exchange exposure, credit risk and regulatory oversight. These documents help readers understand how Corpay’s corporate payments and cross-border businesses are structured and managed.
Investors can also use this page to locate filings related to credit facilities and financing arrangements, such as amendments that increase revolving commitments or add new term loans linked to acquisitions. These filings explain the terms of Corpay’s borrowing arrangements and how they support transactions like the Alpha acquisition.
Stock Titan enhances these filings with AI-powered summaries that highlight key points from lengthy documents, helping readers quickly identify important changes in Corpay’s business, capital structure, risk profile and strategic initiatives without having to parse every line of the original SEC text.
Corpay, Inc. Chief Accounting Officer Alissa B. Vickery reported a small share withholding to cover taxes on vested equity. On 01/24/2026, 69 shares of Corpay common stock were withheld at a price of $320.52 per share, as a payment of tax liability incident to the vesting of a security issued in accordance with Rule 16b-3. Following this tax withholding, Vickery beneficially owns 2,905 shares of Corpay common stock directly.
Corpay, Inc. appointed David Bunch to its Board of Directors, effective January 22, 2026. He is based in London and serves as Group Executive Vice President for Mobility & Convenience at Shell PLC, where he leads a large global network of more than 40,000 convenience, B2B, and electric vehicle mobility sites serving about 30 million customers daily.
Bunch has held leadership roles across North America, Asia, and Europe, previously served as Chairman of Shell UK Ltd, and holds an MBA from London Business School. He has also served as a Non-Executive Director within the UK Government’s Department for Transport. Corpay’s Board has determined that he is an independent director under New York Stock Exchange standards and the company’s governance guidelines.
He will receive Corpay’s customary non-employee director compensation package starting January 22, 2026, and has entered into the company’s standard-form indemnification agreement. Corpay issued a press release about his appointment, which is included as an exhibit to this report.
Corpay, Inc. director reports open-market stock purchase
A director of Corpay, Inc. reported buying 8,000 shares of the company’s common stock on 12/12/2025. The transaction, coded "P" for purchase, was executed at a price of $314.98 per share. Following this transaction, the director directly owns 29,241 shares of Corpay common stock.
The filing also notes indirect beneficial ownership of an additional 6,247 shares held by certain funds. The director has shared voting power over those fund-held shares and may be deemed to beneficially own them, but disclaims beneficial ownership except to the extent of any pecuniary interest.
Corpay, Inc. reported an insider transaction by its Chief Accounting Officer, who filed a Form 4 as a single reporting person. On 12/31/2025, the officer had 171 shares of Corpay common stock withheld and disposed of at $305.1 per share, coded as transaction type F, which indicates shares withheld to cover taxes. After this tax-withholding event, the officer directly beneficially owned 2,974 shares of Corpay common stock. The filing explains that the disposition was a payment of tax liability by withholding securities incident to the vesting of a security issued in accordance with Rule 16b-3.
Orbis Investment Management Limited and affiliated advisers filed Amendment No. 6 to Schedule 13G on Corpay, Inc. common stock, reporting beneficial ownership of 4,128,114 shares, or 5.8% of the class, tied to the event date 09/30/2025.
Reported sole voting/dispositive power by entity: Orbis Investment Management Limited 3,991,745 shares; Orbis Investment Management (U.S.), L.P. 135,186 shares; Allan Gray Australia Pty Ltd 1,183 shares. The filers state the holdings are in the ordinary course, not for the purpose of changing or influencing control, and each disclaims beneficial ownership of shares held by the others; they also state they are not a group under Section 13(d).
T. Rowe Price Associates, Inc. filed Amendment No. 4 to a Schedule 13G reporting beneficial ownership of 3,828,712 shares of Corpay Inc. (CPAY) common stock, representing 5.4% of the class as of 09/30/2025.
The filer reports sole voting power over 3,686,476 shares and sole dispositive power over 3,828,649 shares, with no shared voting or dispositive power. T. Rowe Price Associates is classified as an investment adviser and certifies the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of Corpay.
Corpay, Inc. (CPAY) reported Q3 2025 results with revenues of $1,172.5 million, up from $1,029.2 million a year ago. Net income was $278.4 million versus $276.3 million, and diluted EPS was $3.91 compared to $3.90. Operating income rose to $523.1 million from $468.1 million, while interest expense was $100.0 million.
Segment mix showed Vehicle Payments at $553.2 million, Corporate Payments at $409.7 million, Lodging at $127.0 million, and Other at $82.6 million. By geography, the U.S. delivered $575.0 million, Brazil $182.5 million, the U.K. $159.1 million, and Other $255.9 million.
Cash and cash equivalents were $2,005.5 million, restricted cash $2,908.9 million, and total debt $8,123.0 million. Stockholders’ equity was $4,119.1 million. Year‑to‑date, the company repurchased 861,048 shares for $282.2 million, leaving $1.0 billion under its authorization.
Corpay acquired Brazil-based Gringo for approximately $153.7 million and completed the acquisition of Alpha Group for about £1.8 billion on October 31, 2025, funded with credit facility borrowings. It also invested approximately $578 million alongside TPG to acquire AvidXchange and expanded its Mastercard partnership, which includes a planned $300 million minority investment in Corpay’s cross-border business.
Corpay, Inc. completed its acquisition of Alpha Group International plc on October 31, 2025, paying £42.50 in cash per Alpha share for an aggregate purchase price of approximately £1.8 billion. The transaction was implemented via a court‑sanctioned scheme of arrangement under the UK Companies Act and the Takeover Code.
To support the deal and enhance liquidity, Corpay executed a seventeenth amendment to its Credit Agreement. The amendment increases Revolver B commitments by $1 billion to a total of $1.5 billion and adds a new seven‑year $900 million Term Loan B. The new Term Loan B matures on November 5, 2032 and bears interest at SOFR plus 1.75%. The revolving facility, Term Loan A commitments, and existing Term Loan B terms were otherwise unchanged. Corpay funded the aggregate cash consideration with borrowings under its Credit Facility. Corpay will furnish Alpha’s financial statements and related pro forma information by amendment within 71 days of the required filing date. The company also furnished press releases detailing the acquisition and credit facility changes.
CORPAY, INC. (CPAY) reporting person Armando Lins Netto, Group President, disclosed an internal transaction on 09/30/2025. The filing shows a disposition of 1,096 shares of Common Stock at a price of $295.83 per share. Following the reported transaction, the reporting person beneficially owned 33,369 shares. The form states the disposition resulted from withholding securities to pay a tax liability upon the vesting of a security, consistent with Rule 16b-3 practices. The filing was signed under power of attorney on 10/01/2025.
Corpay, Inc. filed a Current Report describing forward-looking statements and material risks related to its business, including the proposed acquisition of a partnership interest in AvidXchange and the acquisition of Alpha. The filing warns that these transactions are subject to customary closing conditions and that completion is uncertain. Management highlights many risk factors that could materially affect results, including macroeconomic trends, fuel and lodging price patterns, foreign exchange and interest rate movements, credit and liquidity pressures, cybersecurity and operational disruptions, international and regulatory risks, and the ongoing FTC lawsuit. The company disclaims any obligation to update forward-looking statements except as required by law and directs readers to its SEC filings for more information.