Welcome to our dedicated page for Central Plains SEC filings (Ticker: CPBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Central Plains Bancshares, Inc. (CPBI) files detailed reports with the U.S. Securities and Exchange Commission as a Nasdaq Capital Market–listed bank holding company. Through these SEC filings, investors can review information about the company’s governance, shareholder voting, ownership structure and significant corporate events involving its banking subsidiary, Home Federal Savings and Loan Association of Grand Island, which operates as Home Federal Bank.
Key documents for CPBI include annual proxy statements on Schedule 14A (DEF 14A), which describe the agenda for the annual meeting of stockholders, director elections, the ratification of the independent registered public accounting firm and procedures for voting and revoking proxies. These proxy materials also provide tables of beneficial ownership, showing holdings of major shareholders, directors and executive officers, and outline any voting limitations contained in the company’s articles of incorporation.
Current reports on Form 8-K disclose material events, such as the results of stockholder votes at the annual meeting and Board actions affecting executive arrangements. For example, filings describe extensions of change in control agreements for certain executive officers of the banking subsidiary and present vote tallies for director elections and auditor ratification.
On this SEC filings page, users can access CPBI’s historical and ongoing regulatory documents as they are made available through EDGAR. AI-powered tools can help summarize lengthy filings, highlight key sections in proxy statements and 8-Ks, and make it easier to understand how governance decisions, ownership structures and executive arrangements are reflected in Central Plains Bancshares, Inc.’s official disclosures.
Central Plains Bancshares (CPBI) reported quarterly results for the period ended September 30, 2025. Net income was $882 thousand versus $952 thousand a year ago, with diluted EPS of $0.23. Net interest income rose to $4.59 million as loan interest increased, while the provision for credit losses was $89 thousand.
Total assets were $510.0 million. Loans grew to $422.4 million (net loans $416.8 million), and deposits were $408.2 million. The bank added $8.5 million in FHLB borrowings and held cash and equivalents of $8.89 million (from $28.68 million at March 31). Available-for-sale securities had a fair value of $59.67 million, and accumulated other comprehensive loss improved to $(2.77) million.
Credit metrics were stable: the allowance for credit losses on loans was $5.52 million, and nonaccrual loans declined to $344 thousand. Capital remained strong and well-capitalized, with CET1 16.46%, total risk-based capital 17.71%, and leverage ratio 14.05%. Brokered deposits were $17.4 million.
Central Plains Bancshares, Inc. reported the results of its Annual Meeting of Stockholders held on August 26, 2025. Stockholders elected two directors, William D. Oltean and Tamara L. Slater, each to serve a three-year term. Mr. Oltean received 1,891,886 votes for and 177,230 withheld, while Ms. Slater received 1,885,355 votes for and 183,761 withheld, with 682,778 broker non-votes for each nominee.
Stockholders also ratified the appointment of Plante & Moran, PLLC as the company’s independent registered public accounting firm for the year ending March 31, 2026, with 2,659,325 votes for, 92,469 against, and 100 abstentions. The filing notes that Central Plains Bancshares, Inc. is listed on The Nasdaq Stock Market LLC under the symbol CPBI.
Central Plains Bancshares (CPBI) reported quarterly net income of $988,000 for the three months ended June 30, 2025, up from $903,000 a year earlier, producing diluted earnings per share of $0.26 versus $0.24 in the prior year period. Net interest income rose to $4.49 million as loan yields and average loan balances increased, lifting net interest margin to 3.75%. Loans grew by $11.0 million to $413.3 million.
Liquidity tightened as cash and cash equivalents fell by $20.8 million to $7.9 million and deposits declined $15.6 million to $400.6 million, prompting $8.5 million of borrowings at period end. Available-for-sale securities have $4.59 million of unrealized losses, though management expects recovery at maturity. Capital ratios remain strong with total capital to risk-weighted assets at 17.89%, well above regulatory thresholds.
Central Plains Bancshares (CPBI) submitted a Form 4 reporting equity compensation granted to President & CEO Daniel R. Garness on May 27 2025.
- Restricted stock: 9,000 shares awarded at $0 cost; vests 20 % per year starting May 27 2026.
- Stock options: 15,000 options with a $14.61 strike price; vest on the same 20 % annual schedule and expire May 27 2035.
- After the grants, Garness directly holds 9,000 common shares and 15,000 options; no shares were sold or transferred.
The filing reflects routine executive compensation, with no immediate cash impact to the company and no change in public float. The transactions were reported individually as required under Section 16(a).
Central Plains Bancshares (CPBI) filed its FY-2025 Annual Report (Form 10-K). The filing confirms adoption of ASU 2016-13 (CECL), provides expanded fair-value hierarchy tables and granular loan segmentation across Commercial Real Estate, Commercial Non-Real-Estate, Residential, Construction, Agricultural, Consumer and Land-Development portfolios. Footnotes outline operating-lease liabilities, income-tax components, deferred-tax balances, and describe both an Equity Incentive Plan and Employee Stock Ownership Plan. Securities holdings include municipal bonds plus GNMA/FNMA/FHLMC mortgage-backed instruments measured mainly with Level 2 inputs. No going-concern warnings, covenant breaches or prior-period restatements are noted.
Investors should focus on CECL’s initial reserve impact, credit-quality migration (Pass/Substandard/Doubtful) and regulatory capital ratios.
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