Central Plains Financials
Central Plains (CPBI) reported $28.8M in revenue over the twelve months to Jun 30, 2026, up 13.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 4 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
A thicker equity base is offsetting a funding-cost-sensitive earnings model as assets expand and returns stay modest.
Over the last three fiscal years, equity more than doubled while assets rose only27.6% . That cut debt-to-equity from 10.3x to 5.3x, meaning expansion was absorbed by a thicker capital base rather than by stretching leverage, which changes the balance-sheet posture more than the income statement alone suggests.
In FY2026, interest expense at
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Financial Health Signals
Scored against banks for FY2026. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Central Plains's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Not available for Central Plains, and counted as zero in the overall score.
Central Plains passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Central Plains generates $1.67 in operating cash flow ($6.7M OCF vs $4.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Central Plains generated $27.7M in revenue in fiscal year 2026. This represents an increase of 12.0% from the prior year.
Central Plains reported $4.0M in net income in fiscal year 2026. This represents an increase of 9.5% from the prior year.
Central Plains earned $1.05 per diluted share (EPS) in fiscal year 2026. This represents an increase of 9.4% from the prior year.
Not reported for fiscal year 2026.
Cash & Balance Sheet
Central Plains generated $5.8M in free cash flow in fiscal year 2026, representing cash available after capex. This represents an increase of 289.4% from the prior year.
Central Plains held $29.9M in cash as of fiscal year 2026; long-term debt is not reported for that period.
Not reported for fiscal year 2026.
Margins & Returns
Central Plains's net profit margin was 14.5% in fiscal year 2026, showing the share of revenue converted to profit. This is down 0.3 percentage points from the prior year.
Central Plains's ROE was 4.5% in fiscal year 2026, measuring profit generated per dollar of shareholder equity. This is up 0.1 percentage points from the prior year.
Not reported for fiscal year 2026.
Not reported for fiscal year 2026.
Capital Allocation
Central Plains spent $679K on share buybacks in fiscal year 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 64.4% from the prior year.
Central Plains invested $878K in capex in fiscal year 2026, funding long-term assets and infrastructure. This represents a decrease of 88.3% from the prior year.
Not reported for fiscal year 2026.
CPBI Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $7.7M+7.8% | $7.1M-0.6% | $7.2M+5.7% | $6.8M+3.1% | $6.6M+2.9% | $6.4M+2.4% | $6.2M+1.6% | $6.1M |
| SG&A Expenses | $2.2M+0.9% | $2.2M-0.9% | $2.2M+2.2% | $2.2M+4.3% | $2.1M-2.6% | $2.2M+10.9% | $1.9M+0.5% | $1.9M |
| Interest Expense | $2.5M+2.9% | $2.4M+3.0% | $2.3M+5.3% | $2.2M+5.3% | $2.1M+1.3% | $2.1M-2.5% | $2.1M+1.1% | $2.1M |
| Income Tax | $357K+64.5% | $217K-27.7% | $300K+28.8% | $233K-3.3% | $241K+11.1% | $217K-9.6% | $240K+17.1% | $205K |
| Net Income | $1.5M+56.2% | $955K-18.7% | $1.2M+33.2% | $882K-10.7% | $988K+16.5% | $848K-10.8% | $951K-0.1% | $952K |
| EPS (Diluted) | $0.39+56.0% | $0.25-19.4% | $0.31+34.8% | $0.23-11.5% | $0.26+13.0% | $0.23-8.0% | $0.250.0% | $0.25 |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.
CPBI Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $562.4M+0.7% | $558.6M+4.3% | $535.7M+5.0% | $510.0M+1.8% | $500.9M-1.5% | $508.7M+5.0% | $484.3M+0.5% | $482.0M |
| Cash & Equivalents | $34.4M+15.1% | $29.9M+6.5% | $28.1M+216.2% | $8.9M+12.2% | $7.9M-72.4% | $28.7M+332.1% | $6.6M-32.8% | $9.9M |
| Total Liabilities | $472.1M+0.5% | $469.7M+4.8% | $448.0M+5.7% | $423.8M+1.8% | $416.2M-2.1% | $425.4M+5.5% | $403.0M+0.7% | $400.4M |
| Total Equity | $90.3M+1.5% | $89.0M+1.4% | $87.8M+1.8% | $86.2M+1.8% | $84.6M+1.6% | $83.3M+2.5% | $81.3M-0.4% | $81.6M |
| Retained Earnings | $55.8M+2.5% | $54.4M+1.7% | $53.5M+2.1% | $52.4M+1.7% | $51.6M+1.8% | $50.7M+1.5% | $49.9M+1.9% | $49.0M |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Long-Term Debt.
CPBI Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$198K-105.9% | $3.4M+47.1% | $2.3M+102.4% | $1.1M+1277.1% | -$96K-104.6% | $2.1M+208.8% | $674K-43.8% | $1.2M |
| Capital Expenditures | $2K-97.9% | -$94K+56.7% | $60K-75.2% | $242K-63.9% | $670K-75.4% | $2.7M+26.6% | $2.2M-0.9% | $2.2M |
| Free Cash Flow | -$200K-106.1% | $3.3M+46.9% | $2.2M+150.8% | $888K+215.9% | -$766K-18.4% | -$647K+56.3% | -$1.5M-51.8% | -$975K |
| Investing Cash Flow | -$152K+99.3% | -$22.0M-229.8% | -$6.7M+8.0% | -$7.3M+44.0% | -$13.0M-567.1% | -$1.9M+71.9% | -$6.9M+26.8% | -$9.4M |
| Financing Cash Flow | $4.9M-76.3% | $20.5M-13.2% | $23.6M+232.3% | $7.1M+192.4% | -$7.7M-135.1% | $21.9M+631.2% | $3.0M-76.2% | $12.6M |
| Share Buybacks | $296K+119.3% | $135K-30.4% | $194K+115.6% | $90K-65.4% | $260K-5.8% | $276K | N/A | N/A |
Not reported in any period shown, so not listed: Dividends Paid.
CPBI Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 19.4%+6.0pp | 13.4%-3.0pp | 16.4%+3.4pp | 13.0%-2.0pp | 15.0%+1.8pp | 13.3%-2.0pp | 15.2%-0.3pp | 15.5% |
| Return on Equity | 1.7%+0.6pp | 1.1%-0.3pp | 1.3%+0.3pp | 1.0%-0.1pp | 1.2%+0.1pp | 1.0%-0.1pp | 1.2%0.0pp | 1.2% |
| Return on Assets | 0.3%+0.1pp | 0.2%-0.1pp | 0.2%+0.1pp | 0.2%0.0pp | 0.2%0.0pp | 0.2%0.0pp | 0.2%0.0pp | 0.2% |
| Debt-to-Equity | 5.230.0x | 5.28+0.2x | 5.10+0.2x | 4.920.0x | 4.92-0.2x | 5.10+0.1x | 4.96+0.1x | 4.91 |
| FCF Margin | -2.6%-48.5pp | 45.9%+14.8pp | 31.1%+18.0pp | 13.1%+24.7pp | -11.6%-1.5pp | -10.1%+13.6pp | -23.7%-7.8pp | -15.9% |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
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Where Central Plains Ranks
Frequently Asked Questions
What is Central Plains's annual revenue?
Central Plains (CPBI) reported $27.7M in total revenue for fiscal year 2026. This represents a 12.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Central Plains's revenue growing?
Central Plains (CPBI) revenue grew by 12.0% year-over-year, from $24.7M to $27.7M in fiscal year 2026.
Is Central Plains profitable?
Yes, Central Plains (CPBI) reported a net income of $4.0M in fiscal year 2026, with a net profit margin of 14.5%.
What is Central Plains's net profit margin?
Central Plains (CPBI) had a net profit margin of 14.5% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
What is Central Plains's return on equity (ROE)?
Central Plains (CPBI) has a return on equity of 4.5% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.
What is Central Plains's free cash flow?
Central Plains (CPBI) generated $5.8M in free cash flow during fiscal year 2026. This represents a 289.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Central Plains's operating cash flow?
Central Plains (CPBI) generated $6.7M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.
What are Central Plains's total assets?
Central Plains (CPBI) had $558.6M in total assets as of fiscal year 2026, including both current and long-term assets.
What are Central Plains's capital expenditures?
Central Plains (CPBI) invested $878K in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.
What is Central Plains's debt-to-equity ratio?
Central Plains (CPBI) had a debt-to-equity ratio of 5.28 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Central Plains's return on assets (ROA)?
Central Plains (CPBI) had a return on assets of 0.7% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
What is Central Plains's Piotroski F-Score?
Central Plains (CPBI) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Central Plains's earnings high quality?
Central Plains (CPBI) has an earnings quality ratio of 1.67x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Central Plains?
Central Plains (CPBI) scores 42 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.