Welcome to our dedicated page for Central Plains Bancshares SEC filings (Ticker: CPBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Central Plains Bancshares's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Central Plains Bancshares's regulatory disclosures and financial reporting.
Central Plains Bancshares, Inc. reported higher profitability for the quarter ended June 30, 2026. Net income was $1,492 thousand compared with $988 thousand a year earlier, and basic and diluted EPS were $0.39 versus $0.26. Net interest income rose to $5,231 thousand, driven mainly by higher interest and fee income on loans.
Total assets were $562,416 thousand, with loans of $447,520 thousand and deposits of $465,844 thousand. The allowance for credit losses on loans was $5,890 thousand, with a modest provision of $51 thousand, indicating stable credit quality. Cash and cash equivalents increased to $34,442 thousand, supported by deposit growth and limited investing activity, while stockholders’ equity rose to $90,285 thousand on retained earnings growth despite unrealized losses on available-for-sale securities.
Central Plains Bancshares, Inc. reported that its Board of Directors approved the submission of a new stock repurchase program for regulatory non-objection. Under this proposed program, the company would be able to repurchase up to 417,481 shares of its common stock, representing approximately 10.0% of currently outstanding shares.
Upon adoption, the new repurchase program would replace the company’s existing repurchase program. The company explains that implementation depends on receiving regulatory non-objection and notes various forward-looking risks, including regulatory approvals, economic and real estate conditions in its Nebraska markets, interest-rate changes, and operational risks such as cybersecurity and natural disasters.
Central Plains Bancshares, Inc. is the subject of an activist proxy solicitation by Stilwell, which beneficially owns 406,874 shares of common stock, or 9.74% of the 4,178,646 shares outstanding as of July 10, 2026. Stilwell is asking stockholders, via a GREEN proxy card, to support a non‑binding Share Repurchase Proposal at the August 25, 2026 annual meeting.
The proposal requests that the Board take all necessary and permissible actions to repurchase no less than 10% of outstanding shares in every year the stock trades below book value per share, with appropriate trading plans for blackout periods. Using its own proxy card that includes all agenda items, Stilwell indicates default votes "FOR" the Company’s director nominees, "FOR" auditor ratification, and "FOR" the Share Repurchase Proposal. Company governing documents also limit voting rights for common stock beneficially owned above 10%.
Stilwell Activist Investments, L.P. and affiliated entities are soliciting proxies from stockholders of Central Plains Bancshares, Inc. for the 2026 annual meeting. They have filed a definitive proxy statement and are asking investors to use their GREEN proxy card to support a business proposal.
Stilwell’s letter to stockholders states that the Company has not carried out what they view as meaningful share repurchases despite prior intentions, and characterizes the bank as overcapitalized with undervalued stock. They seek a stockholder vote to direct management and the board to sustain share repurchases, and provide telephone, online and mail instructions for voting.
Stilwell Activist Investments and affiliated entities, holding or deemed to beneficially own 406,874 shares of Central Plains Bancshares, are soliciting proxies with a GREEN card for a business proposal at the 2026 annual meeting. They focus on the company’s capital allocation and share repurchase activity.
Stilwell highlights that only 43,183 shares were repurchased during the past fiscal year, compared with 1,111,920 shares trading on the exchange, and characterizes this as missing 96.1% of trading volume despite the stock trading below book value. They cite book value per share rising to $21.21 as of March 31, 2026 and present an illustrative 10% buyback of 419,636 shares that they calculate would have increased book value per share to about $21.79, an accretion of roughly 10.1% for remaining stockholders.
Central Plains Bancshares, Inc., through its subsidiary Home Federal Savings and Loan Association of Grand Island, entered into a change in control agreement with Executive Vice President and Chief Financial Officer Bradley M. Kool on July 8, 2026. The agreement has an initial three-year term, with disinterested directors required annually, at least 30 days before each October 24, to evaluate his performance and decide whether to extend the term by one year. If a change in control occurs during the term, the agreement automatically renews for two years from the change in control date. Upon involuntary termination without cause or resignation for defined "good reason" during the term, Mr. Kool is entitled to a lump-sum severance equal to three times the sum of his base salary and his highest annual cash bonus from specified years, plus reimbursement of COBRA premiums for up to 18 months if he elects coverage.
Central Plains Bancshares, Inc. is soliciting votes for its 2026 annual meeting on August 25, 2026 in Grand Island, Nebraska. Stockholders will vote on electing three directors (Steven D. Kunzman, Daniel D. Naranjo and Francis E. Younes) to terms expiring at the 2029 annual meeting, ratifying Plante & Moran, PLLC as independent auditor for the year ending March 31, 2027, and an advisory stockholder proposal on share repurchases. The board recommends voting FOR the director slate and auditor ratification and is abstaining from a recommendation on the repurchase proposal while noting an existing program for up to 5% of outstanding shares and an intended new program for up to 10%. The company details director independence, board committees, executive compensation and equity incentives, including a 2024 equity plan and an employee stock ownership plan.
Stilwell Activist Investments, L.P. is soliciting proxies at Central Plains Bancshares, Inc.'s 2026 Annual Meeting to approve a non-binding proposal that the Board repurchase no less than 10% of outstanding common stock each year the stock trades below book value per share and maintain trading plans to address blackout periods.
Stilwell beneficially owns 406,874 shares (about 9.73% of outstanding shares, based on 4,182,777 shares outstanding as of June 18, 2026) and urges holders to return its GREEN proxy card voting FOR the proposal and for Stilwell's recommended votes on director elections and ratification of Plante & Moran.
Central Plains Bancshares, Inc. director Francis E. Younes filed an initial Form 3 reporting his ownership in the company. The filing shows that he held no shares of Common Stock directly following the reported date. This is a baseline disclosure of his starting ownership position as a director.
Central Plains Bancshares, Inc. received an updated ownership and activism disclosure from the Stilwell group, which filed a fourth amendment to its Schedule 13D. The group reports beneficial ownership of 406,874 shares of common stock, or 9.7% of the company, based on 4,182,777 shares outstanding as of June 18, 2026.
The filing announces that the issuer has appointed the group’s nominee, Francis “Frank” E. Younes, to its board of directors and will nominate him for election at the 2026 annual meeting. In return, the group withdrew its competing director nominations but is continuing a non-binding share repurchase proposal asking the board to repurchase at least 10% of outstanding shares in any year the stock trades below book value per share.
The group describes itself as an activist investor seeking to profit from appreciation in the issuer’s stock by asserting shareholder rights, and notes a history of similar positions in 79 other publicly traded companies. The amendment confirms there have been no new share purchases or sales by the group since the prior amendment.