Welcome to our dedicated page for Central Plains SEC filings (Ticker: CPBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Central Plains Bancshares, Inc. filings document the company's public-company governance and bank holding company structure. Proxy materials and related 8-K reports cover annual meeting matters, director elections, independent auditor ratification, and stockholder voting results.
Other filed disclosures address executive and officer compensation arrangements at Home Federal Savings and Loan Association of Grand Island, the wholly owned banking subsidiary. The record also identifies the issuer's Maryland incorporation and Exchange Act reporting context.
Stilwell Activist Investments and affiliated participants have filed a proxy statement to solicit votes at Central Plains Bancshares' 2026 annual meeting to nominate a director and submit a business proposal. Stilwell filed Amendment No. 2 to a Schedule 13D disclosing delivery of its notice of intent on May 20, 2026.
The filing lists direct holdings of 291,996, 54,905, and 20,000 shares by Stilwell entities and states aggregate beneficial ownership of 366,901 shares as of the date hereof.
Stilwell Activist Fund and related entities filed a second amendment to their Schedule 13D on Central Plains Bancshares, Inc., detailing an aggregate holding of 366,901 shares of common stock, or 8.7% of the outstanding shares as of February 11, 2026.
The group states its purpose is to profit from share-price appreciation by asserting shareholder rights and believes the company’s asset value is not reflected in the current market price. They have notified the company of their intent to nominate Francis "Frank" E. Younes as director, with Mark E. Novotny as an alternate, at the 2026 annual meeting.
The group also submitted a non-binding share repurchase proposal asking the board to repurchase at least 10% of outstanding common stock in any year the stock trades below book value per share, supported by appropriate trading plans to address blackout periods.
Central Plains Bancshares, Inc. disclosed that the Home Federal Savings and Loan Association of Grand Island Employee Stock Ownership Plan Trust beneficially owns 328,195.71 shares of its common stock, representing 7.8% of the class as of the event date 12/31/2025.
The ESOP trust has sole voting power over 290,809.20 shares and shared voting power over 37,386.51 shares. It holds sole dispositive power over all 328,195.71 shares and no shared dispositive power. The filing states these securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of the company.
Central Plains Bancshares, Inc. increased total assets to $535.7 million at December 31, 2025, driven mainly by 7.0% loan growth to $430.2 million. Deposits rose 5.7% to $440.0 million, including higher time and brokered deposits, while the company reported no outstanding borrowings.
For the three months ended December 31, 2025, net income rose to $1.2 million from $951,000 a year earlier, with basic and diluted earnings per share of $0.31. For the nine-month period, net income was $3.0 million versus $2.8 million, or $0.80 per share, and equity increased to $87.8 million.
Central Plains Bancshares (CPBI) reported quarterly results for the period ended September 30, 2025. Net income was $882 thousand versus $952 thousand a year ago, with diluted EPS of $0.23. Net interest income rose to $4.59 million as loan interest increased, while the provision for credit losses was $89 thousand.
Total assets were $510.0 million. Loans grew to $422.4 million (net loans $416.8 million), and deposits were $408.2 million. The bank added $8.5 million in FHLB borrowings and held cash and equivalents of $8.89 million (from $28.68 million at March 31). Available-for-sale securities had a fair value of $59.67 million, and accumulated other comprehensive loss improved to $(2.77) million.
Credit metrics were stable: the allowance for credit losses on loans was $5.52 million, and nonaccrual loans declined to $344 thousand. Capital remained strong and well-capitalized, with CET1 16.46%, total risk-based capital 17.71%, and leverage ratio 14.05%. Brokered deposits were $17.4 million.
Central Plains Bancshares, Inc. reported the results of its Annual Meeting of Stockholders held on August 26, 2025. Stockholders elected two directors, William D. Oltean and Tamara L. Slater, each to serve a three-year term. Mr. Oltean received 1,891,886 votes for and 177,230 withheld, while Ms. Slater received 1,885,355 votes for and 183,761 withheld, with 682,778 broker non-votes for each nominee.
Stockholders also ratified the appointment of Plante & Moran, PLLC as the company’s independent registered public accounting firm for the year ending March 31, 2026, with 2,659,325 votes for, 92,469 against, and 100 abstentions. The filing notes that Central Plains Bancshares, Inc. is listed on The Nasdaq Stock Market LLC under the symbol CPBI.
Central Plains Bancshares (CPBI) reported quarterly net income of $988,000 for the three months ended June 30, 2025, up from $903,000 a year earlier, producing diluted earnings per share of $0.26 versus $0.24 in the prior year period. Net interest income rose to $4.49 million as loan yields and average loan balances increased, lifting net interest margin to 3.75%. Loans grew by $11.0 million to $413.3 million.
Liquidity tightened as cash and cash equivalents fell by $20.8 million to $7.9 million and deposits declined $15.6 million to $400.6 million, prompting $8.5 million of borrowings at period end. Available-for-sale securities have $4.59 million of unrealized losses, though management expects recovery at maturity. Capital ratios remain strong with total capital to risk-weighted assets at 17.89%, well above regulatory thresholds.
Central Plains Bancshares (CPBI) submitted a Form 4 reporting equity compensation granted to President & CEO Daniel R. Garness on May 27 2025.
- Restricted stock: 9,000 shares awarded at $0 cost; vests 20 % per year starting May 27 2026.
- Stock options: 15,000 options with a $14.61 strike price; vest on the same 20 % annual schedule and expire May 27 2035.
- After the grants, Garness directly holds 9,000 common shares and 15,000 options; no shares were sold or transferred.
The filing reflects routine executive compensation, with no immediate cash impact to the company and no change in public float. The transactions were reported individually as required under Section 16(a).