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Central Pacific Financial Corporation 10-Q Filings

CPF NYSE

Every 10-Q that Central Pacific Financial Corporation (CPF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow CPF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CPF filings page.

Rhea-AI Summary

Central Pacific Financial Corp. reported Q2 2026 net income of $20.8 million, up from $18.3 million in Q2 2025, and six‑month net income of $41.5 million. Diluted EPS was $0.80 for the quarter and $1.58 year‑to‑date.

Net interest income rose to $62.8 million in Q2 as lower deposit and debt costs reduced interest expense, while the provision for credit losses declined versus the prior year. Other operating income increased to $14.6 million, supported by higher service charges, fees and bank‑owned life insurance income, though operating expenses also grew, led by salaries and employee benefits.

Total assets were $7.50 billion at June 30, 2026, with loans of $5.31 billion and deposits of $6.70 billion. The allowance for credit losses on loans increased to $60.6 million. The company continued capital returns, paying $0.58 per share in dividends and repurchasing 643,254 shares for $21.8 million in the first half of 2026.

Rhea-AI Summary

Central Pacific Financial Corp. reported Q1 2026 net income of $20.7 million, up from $17.8 million a year earlier, with diluted EPS rising to $0.78 from $0.65. Net interest income increased to $61.4 million, while the provision for credit losses declined to $2.4 million from $4.2 million.

Total assets reached $7.50 billion, with loans of $5.32 billion and deposits of $6.70 billion. The allowance for credit losses on loans was $59.9 million. Credit quality remained stable, with nonaccrual loans of $14.5 million and no foreclosed properties owned.

The company returned capital through a $0.29 per share cash dividend totaling $7.6 million and repurchased 321,396 shares for $10.5 million under a new $55.0 million buyback plan, leaving $44.5 million authorized. Equity was $593.9 million, and accumulated other comprehensive loss stood at $87.7 million.

Rhea-AI Summary

Central Pacific Financial Corp. (CPF) reported Q3 2025 results. Net income was $18,574 thousand and diluted EPS was $0.69, up from $13,305 thousand and $0.49 a year ago. Net interest income rose to $61,301 thousand as lower deposit and debt costs reduced total interest expense to $18,658 thousand. The provision for credit losses was $4,157 thousand.

Noninterest income totaled $13,507 thousand, led by service charges and fees. Operating expenses were $47,009 thousand, reflecting investments in software and personnel.

On the balance sheet, loans (net) were $5,306,809 thousand and deposits were $6,577,684 thousand. Equity was $588,066 thousand, aided by an improvement in accumulated other comprehensive loss to $92,056 thousand. The company paid a $0.27 per share dividend during the quarter and repurchased 78,255 shares. Shares outstanding were 26,903,512 as of September 30, 2025; 26,827,512 were outstanding as of October 16, 2025.

For the nine months, net income was $54,605 thousand and diluted EPS was $2.01, with operating cash flow of $76,948 thousand and net cash used in financing of $120,238 thousand.