Central Pacific Financial (CPF) risk chief logs stock grant and tax withholding

Rhea-AI Filing Summary

Central Pacific Financial Corp Senior EVP and Chief Risk Officer Ralph Mesick reported equity compensation activity in company common stock. He acquired 4,528 shares at $0.00 per share as a grant or award of stock, described in a footnote as a 2/18/25 RSU grant that vests evenly over three years. On the same date, he disposed of 548 shares at $34.38 per share through a tax-withholding disposition, with a footnote stating the shares were used to cover taxes on vested shares, indicating this was not an open-market sale.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Mesick Ralph

Role Senior EVP, CRO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	4,528	$0.00	--
Tax Withholding	Common Stock	548	$34.38	$19K

Holdings After Transaction: Common Stock — 4,528 shares (Direct)

Footnotes (1)

1. 2/18/25 RSU Grant. Shares vest evenly over 3 years. Shares used for taxes on vested shares

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mesick Ralph

(Last) (First) (Middle)

220 SOUTH KING ST

(Street)

HONOLULU HI 96813

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CENTRAL PACIFIC FINANCIAL CORP [ CPF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior EVP, CRO

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		A		4,528	A	$0	4,528	D
Common Stock(1)	02/17/2026		F(2)		548	D	$34.38	4,542	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. 2/18/25 RSU Grant. Shares vest evenly over 3 years.

2. Shares used for taxes on vested shares

	/s/ Stacey L. Rocha, attorney-in-fact for Mr. Mesick	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did CPF executive Ralph Mesick report on this Form 4?

Ralph Mesick reported a grant of 4,528 shares of Central Pacific Financial common stock at $0.00 per share and a disposition of 548 shares at $34.38 per share. The disposition was for tax withholding on vested shares, not an open-market sale.

Was the CPF Form 4 transaction by Ralph Mesick a stock purchase or award?

The primary transaction was an equity award, not a market purchase. Ralph Mesick received 4,528 shares of Central Pacific Financial common stock as a grant, with no cash paid per share, reflecting stock-based compensation rather than an investment trade.

How many CPF shares were withheld for taxes in Ralph Mesick’s Form 4 filing?

The filing shows 548 Central Pacific Financial shares disposed of at $34.38 per share. A footnote explains these shares were used for taxes on vested shares, indicating a tax-withholding disposition rather than a discretionary sale into the market.

What are the vesting terms of Ralph Mesick’s new CPF RSU grant?

A footnote states the award is a 2/18/25 RSU grant that vests evenly over three years. This means the 4,528 granted shares of Central Pacific Financial common stock will become fully owned gradually, in equal portions over the three-year period.

What role does Ralph Mesick hold at Central Pacific Financial Corp (CPF)?

Ralph Mesick is identified as a Senior Executive Vice President and Chief Risk Officer of Central Pacific Financial Corp. His Form 4 reflects stock-based compensation and related tax-withholding activity in company common stock, consistent with executive equity incentive programs.