Consumer Portfolio Services elects nine directors

The executive-pay advisory resolution received 10,547,577 votes for, 8,017,083 against and 3,615 abstentions.

Available on EDGAR 11/02/2026 - 02:04 PM EST Accepted by SEC EDGAR 11/02/2026 - 02:04 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Consumer Portfolio Services, Inc. (CPSS) reported that shareholders elected all nine director nominees at its October 27, 2026 annual meeting. Shareholders approved ratification of Crowe LLP as independent auditors for the fiscal year ending December 31, 2026, and an advisory resolution approving named executive officer compensation. Auditor ratification received 20,813,321 votes for, 27,713 against and 14,857 abstentions.

8-K Event Classification

Item 5.07 — Submission of Matters to a Vote of Security Holders

1 item

Item 5.07 Submission of Matters to a Vote of Security Holders Governance

Results of a shareholder vote on proposals at an annual or special meeting.

Key Figures

Director nominees elected: 9 nominees Auditor ratification votes for: 20,813,321 votes Auditor ratification votes against: 27,713 votes +4 more

7 metrics

Director nominees elected 9 nominees Annual meeting held October 27, 2026

Auditor ratification votes for 20,813,321 votes Proposal two

Auditor ratification votes against 27,713 votes Proposal two

Auditor ratification abstentions 14,857 votes Proposal two

Executive compensation resolution votes for 10,547,577 votes Proposal three

Executive compensation resolution votes against 8,017,083 votes Proposal three

Executive compensation resolution abstentions 3,615 votes Proposal three

Key Terms

broker non-votes, advisory resolution, named executive officer compensation

3 terms

broker non-votes financial

"Broker Non-Votes"

Broker non-votes occur when a brokerage firm is unable to vote on a shareholder’s behalf during a company election or decision because the shareholder has not given specific voting instructions, and the broker is not allowed or chooses not to vote on certain matters. They are important because they can affect the outcome of votes, especially when the results are close, by effectively reducing the total number of votes cast.

advisory resolution regulatory

"to adopt an advisory resolution approving our named executive officer compensation"

An advisory resolution is a non-binding vote by shareholders that expresses their opinion on a specific corporate matter, such as executive pay or a governance policy. It matters to investors because, like a public survey, it signals shareholder sentiment to the board and management; even though it does not force action, a strong vote for or against can prompt changes, affect company reputation, and influence future decisions that impact shareholder value.

named executive officer compensation financial

"advisory resolution approving our named executive officer compensation"

Pay and benefits disclosed for a company’s top executives identified in regulatory filings, including salary, bonuses, stock awards, option grants, pension contributions and other perks. Think of it as a public paycheck summary for senior managers that shows how they are rewarded and motivated. Investors use it to judge whether executive incentives align with shareholder interests, to assess potential costs and risks, and to evaluate corporate governance.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did CPSS shareholders approve at the 2026 annual meeting?

Shareholders approved ratification of Crowe LLP as independent auditors for the fiscal year ending December 31, 2026, and an advisory resolution approving named executive officer compensation.

Which directors did CPSS shareholders elect in 2026?

All nine nominees were elected: Charles E. Bradley, Jr., Scott W. Carnahan, Stephen H. Deckoff, Louis M. Grasso, William W. Grounds, Brian J. Rayhill, James E. Walker III, Gregory S. Washer and Daniel S. Wood.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Understanding 8-K Material Events →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

false 0000889609 0000889609 2026-10-27 2026-10-27 iso4217:USD xbrli:shares iso4217:USD xbrli:shares

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) October 27, 2026

CONSUMER PORTFOLIO SERVICES, INC.

(Exact Name of Registrant as Specified in Charter)

california		1-11416		33-0459135
(State or Other Jurisdiction of Incorporation)		(Commission File Number)		(IRS Employer Identification No.)

3800 Howard Hughes Pkwy, Suite 1400, Las Vegas, NV 89169

(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number, including area code (949) 753-6800

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, no par value	CPSS	The Nasdaq Stock Market LLC (Global Market)

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.07 Submission of Matters to a Vote of Security Holders.

Our annual meeting of shareholders was held on October 27, 2026, at which meeting three proposals were placed before our shareholders: proposal one, to elect directors; proposal two, to ratify the appointment of Crowe LLP as our independent auditors for the fiscal year ending December 31, 2026; and proposal three, to adopt an advisory resolution approving our named executive officer compensation.

Nine individuals were nominated for election to our board of directors, constituting the entire board. Such individuals received votes as follows, and each of the following nine was elected:

		Votes for				Votes withheld				Broker Non-Votes
Charles E. Bradley, Jr.			11,718,452				6,849,823				2,287,616
Scott W. Carnahan			13,241,286				5,326,989				2,287,616
Stephen H. Deckoff			8,169,959				10,398,316				2,287,616
Louis M. Grasso			11,088,686				7,479,589				2,287,616
William W. Grounds			10,133,756				8,434,519				2,287,616
Brian J. Rayhill			15,634,422				2,933,853				2,287,616
James E. Walker III			11,348,048				7,220,227				2,287,616
Gregory S. Washer			11,358,546				7,209,729				2,287,616
Daniel S. Wood			10,322,146				8,246,119				2,287,626

Proposals two and three were approved, on the following votes:

		Votes for				Votes against				Abstentions				Broker Non-Votes
Proposal Two			20,813,321				27,713				14,857				–
Proposal Three			10,547,577				8,017,083				3,615				2,287,616

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	CONSUMER PORTFOLIO SERVICES, INC.
Dated: November 2, 2026	By: /s/ Denesh Bharwani
	Denesh Bharwani Executive Vice President and Chief Financial Officer Signing on behalf of the registrant

3

Filing Exhibits & Attachments

3 documents

Other Documents

• EX-101 XBRL SCHEMA FILE 3.0 KB
• EX-101 XBRL LABEL FILE 34.1 KB
• EX-101 XBRL PRESENTATION FILE 22.3 KB