Director Carnahan (CPSS) discloses 36,000 indirectly held shares on Form 3

Rhea-AI Filing Summary

CONSUMER PORTFOLIO SERVICES, INC. director Scott W. Carnahan filed an initial ownership report on Form 3. The filing shows indirect ownership of 36,000 shares of common stock with no par value as of February 18, 2026, held through Schwab CBP LP.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Carnahan Scott W.

(Last) (First) (Middle)

3800 HOWARD HUGHES PARKWAY

(Street)

LAS VEGAS NV 89169

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
02/18/2026

3. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock, no par value	36,000	I	Schwab CBP LP

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

On February 18, 2026, the Board of Directors of Consumer Portfolio Services, Inc. appointed Scott W. Carnahan as a director of the Company.

	/s/ Scott Carnahan	03/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What does Scott W. Carnahan's Form 3 filing for CPSS show?

The Form 3 shows Scott W. Carnahan’s initial report as a director of CONSUMER PORTFOLIO SERVICES, INC., disclosing indirect ownership of 36,000 shares of common stock, no par value, as of February 18, 2026, held through Schwab CBP LP.

How many CPSS shares does Scott W. Carnahan report owning?

Scott W. Carnahan reports indirect ownership of 36,000 shares of CONSUMER PORTFOLIO SERVICES, INC. common stock. These shares are held through Schwab CBP LP, and this amount reflects his total reported holdings following the reported position as of February 18, 2026.

Is Scott W. Carnahan’s CPSS ownership direct or indirect?

Scott W. Carnahan’s reported ownership in CONSUMER PORTFOLIO SERVICES, INC. is indirect. The Form 3 lists 36,000 shares of common stock held through Schwab CBP LP, indicating the position is attributed to an associated entity rather than directly in his own name.

What type of security does the CPSS Form 3 relate to?

The CPSS Form 3 relates to common stock with no par value. Scott W. Carnahan reports indirect ownership of 36,000 such shares, held through Schwab CBP LP, representing his initial beneficial ownership disclosure as a director of the company.

Does Scott W. Carnahan’s Form 3 indicate a recent CPSS share purchase or sale?

The Form 3 functions as an initial ownership report and does not specify a buy or sell transaction. It simply states that, following the reported position, 36,000 shares of common stock are indirectly owned through Schwab CBP LP as of February 18, 2026.