Who executed the CPSS share transfer reported in this Form 4?

The transaction was executed by the Teri Lee Robinson Living Trust, associated with Executive Vice President Teri Robinson. The holding is reported as indirect ownership, meaning the shares are held through the trust rather than directly in Robinson’s own name.

CPSS trust gifts 660 insider shares

Consumer Portfolio Services, Inc. reported that the Teri Lee Robinson Living Trust, associated with Executive Vice President Teri Robinson, made a bona fide gift of 660 shares of common stock.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

How Sentiment works How the balance works

Form Type

Rhea-AI Filing Summary

Consumer Portfolio Services, Inc. reported that the Teri Lee Robinson Living Trust, associated with Executive Vice President Teri Robinson, made a bona fide gift of 660 shares of common stock. No payment was received for the transfer. Following the gift, the trust holds 495,805 shares indirectly.

Insider Trade Summary

660 shares gifted

Gift 1 txn

Insider Robinson Teri

Role Exec. Vice President

Type	Security	Shares	Price	Value
Gift	Common Stock, no par value	660	$0.00	$0.00

Holdings After Transaction: Common Stock, no par value — 495,805 shares (Indirect, Teri Lee Robinson Living Trust)

Footnotes (1)

F1. Bona Fide Gift. No payment was received for the gifting of shares.

Key Figures

Shares gifted: 660 shares Shares held after transaction: 495,805 shares Gift price per share: $0.0000 per share

3 metrics

Shares gifted 660 shares Bona fide gift of common stock

Shares held after transaction 495,805 shares Indirectly held by Teri Lee Robinson Living Trust

Gift price per share $0.0000 per share No payment received for gifted shares

Key Terms

Bona fide gift, Form 4, indirect ownership, transaction code G

4 terms

Bona fide gift financial

"Bona Fide Gift. No payment was received for the gifting of shares."

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

indirect ownership financial

"ownership_type": "indirect""

transaction code G regulatory

"transaction_code": "G""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CPSS disclose for Teri Robinson?

Consumer Portfolio Services reported a bona fide gift of 660 common shares by the Teri Lee Robinson Living Trust. The filing notes no payment was received, indicating a non-market, no‑consideration transfer rather than an open‑market sale or purchase.

How many CPSS shares were gifted in this Form 4 filing?

The Form 4 shows a gift transfer of 660 shares of Consumer Portfolio Services common stock. This was reported as a bona fide gift, coded “G,” meaning the transfer occurred without payment and does not represent an open‑market trading decision.

What does ‘bona fide gift’ mean in the CPSS Form 4?

A ‘bona fide gift’ in this context means shares were transferred without receiving payment or other consideration. The filing explicitly states no payment was received for the 660 shares, indicating a personal gifting action rather than a sale into the market.

How many CPSS shares does the trust hold after the gift?

After the 660-share gift, the Teri Lee Robinson Living Trust holds 495,805 shares of Consumer Portfolio Services common stock. This figure reflects indirect ownership reported in the Form 4 and shows the trust retains a substantial remaining position.

Does this CPSS insider transaction indicate an open-market sale?

No, the transaction is classified as a bona fide gift, with transaction code “G” and a price of $0.0000 per share. The footnote clarifies no payment was received, distinguishing it from an open‑market sale that might signal a trading decision.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/08/2026 - 09:39 AM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Robinson Teri

(Last)

(First)

(Middle)

3800 HOWARD HUGHES PKWY

SUITE 1400

(Street)

LAS VEGAS

NEVADA

89169

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Exec. Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/03/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock, no par value	07/03/2026		G		660	D	$0.00⁽¹⁾	495,805	I	Teri Lee Robinson Living Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Bona Fide Gift. No payment was received for the gifting of shares.

	/s/ Teri L. Robinson	07/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR