Consumer Portfolio SVP trades 7,500 shares

CPSS senior vice president Noel Jackson exercised options for 7,500 shares and sold 7,500 shares of common stock in a same-day transaction.

Rhea-AI Filing Summary

CONSUMER PORTFOLIO SERVICES, INC. (CPSS) senior vice president Noel Jackson reported an option exercise-and-sale sequence on September 1, 2026. He exercised stock options for 7,500 shares of common stock at an exercise price of $2.47 per share, acquiring 7,500 shares, and then sold 7,500 shares of common stock at $9.31 per share. The option exercise relates to a 30,000-share grant that vested in four equal installments; after this exercise, 13,131 stock options remain directly held. No Rule 10b5-1 trading plan is reported.

Insider Trade Summary

Exercise and Sale: 7,500 shares ($51K approx. pre-tax spread)

Exercise and Sale 3 txns

Insider Jackson Noel

Role Sr. Vice President

Sold 7,500 shs ($70K)

Approx. gross sale proceeds $70K

Approx. exercise cost $19K

Approx. pre-tax spread $51K

Type	Security	Shares	Price	Value
Exercise	Stock Option (right to buy) F3, F2	7,500	--	--
Exercise	Common Stock, no par value F1	7,500	$2.47	$19K
Sale	Common Stock, no par value F1	7,500	$9.31	$70K

Holdings After Transaction: Stock Option (right to buy) — 13,131 contracts (Direct); Common Stock, no par value — 0 shares (Direct)

Footnotes (3)

1. F1. Represents an exercise of a stock option with a subsequent sale of the underlying shares of common stock.
2. F2. Original grant of 30,000 options became exercisable in 4 equal installments of 7,500 shares on 06/01/2021, 06/01/2022, 06/01/2023 and 06/01/2024.
3. F3. Issued in consideration of the named person's services to the issuer.

Key Figures

Options exercised: 7,500 shares Exercise price: $2.47 per share Shares sold: 7,500 shares +3 more

6 metrics

Options exercised 7,500 shares Stock option exercise on September 1, 2026

Exercise price $2.47 per share Exercise of stock option into 7,500 shares of common stock

Shares sold 7,500 shares Sale of common stock on September 1, 2026

Sale price $9.31 per share Sale of 7,500 shares of common stock

Remaining stock options 13,131 options Derivative securities beneficially owned following option exercise

Original option grant 30,000 options Grant vesting in four installments of 7,500 shares each

Key Terms

Stock Option (right to buy), Common Stock, no par value, Exercise or conversion of derivative security

3 terms

Stock Option (right to buy) financial

"The security title is listed as Stock Option (right to buy)"

Common Stock, no par value financial

"The non-derivative security is Common Stock, no par value"

Exercise or conversion of derivative security financial

"The transaction code description is Exercise or conversion of derivative security"

FAQ

What transactions did CPSS executive Noel Jackson report on this Form 4?

He reported exercising stock options for 7,500 shares of CONSUMER PORTFOLIO SERVICES, INC. common stock at $2.47 per share and then selling 7,500 shares of common stock at $9.31 per share on September 1, 2026, in a linked exercise-and-sale transaction.

What is Noel Jackson’s role at CPSS in this Form 4 filing?

The reporting person, Noel Jackson, is identified as a Sr. Vice President of CONSUMER PORTFOLIO SERVICES, INC. in the Form 4. He is not listed as a director and is not indicated as a ten percent owner.

At what prices did Noel Jackson exercise and sell CPSS shares?

He exercised stock options at an exercise price of $2.47 per share, receiving 7,500 shares, and sold 7,500 shares of CONSUMER PORTFOLIO SERVICES, INC. common stock at a sale price of $9.31 per share on September 1, 2026.

How many CPSS stock options does Noel Jackson hold after these transactions?

After the reported option exercise, Noel Jackson directly holds 13,131 stock options relating to CONSUMER PORTFOLIO SERVICES, INC. common stock, as shown by the total derivative securities beneficially owned following the transaction.

Were Noel Jackson’s CPSS trades made under a Rule 10b5-1 plan?

No. The Form 4 indicates the Rule 10b5-1 checkbox as not affirmed, meaning there is no assertion that these September 1, 2026 transactions were executed under a Rule 10b5-1 trading plan.

What is the origin of the CPSS stock options Noel Jackson exercised?

The exercised options come from an original grant of 30,000 options that became exercisable in four equal installments of 7,500 shares on June 1, 2021, 2022, 2023, and 2024, as described in the footnotes.

What does the footnote say about the nature of the CPSS option grant?

A footnote states that the derivative security was issued in consideration of the named person's services to CONSUMER PORTFOLIO SERVICES, INC., indicating it is compensation-related rather than a market purchase.

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Available on EDGAR 09/03/2026 - 01:01 PM Accepted by SEC EDGAR 09/03/2026 - 01:00 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Jackson Noel

(Last) (First) (Middle)

19500 JAMBOREE RD.

(Street)

IRVINE CALIFORNIA 92612

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, no par value	09/01/2026		M(1)		7,500	A	$2.47	7,500	D
Common Stock, no par value	09/01/2026		S(1)		7,500	D	$9.31	0	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$2.47	09/01/2026		M			7,500	(2)	06/01/2027	Common Stock, No Par Value	7,500	(3)	13,131	D

Explanation of Responses:

1. Represents an exercise of a stock option with a subsequent sale of the underlying shares of common stock.

2. Original grant of 30,000 options became exercisable in 4 equal installments of 7,500 shares on 06/01/2021, 06/01/2022, 06/01/2023 and 06/01/2024.

3. Issued in consideration of the named person's services to the issuer.

	/s/ Noel Jackson	09/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)