STOCK TITAN

[Form 4] CONSUMER PORTFOLIO SERVICES, INC. Insider Trading Activity

Filing Impact
(Neutral)
Filing Sentiment
(Negative)
Form Type
4

Noel Jackson, Sr. Vice President of Consumer Portfolio Services, Inc. (CPSS), exercised stock options and sold the resulting shares on 09/16/2025. He exercised 9,369 option shares at an exercise price of $2.47 per share and immediately sold those 9,369 common shares at a weighted-average price of $8.4938 per share, resulting in no remaining direct ownership of those common shares after the sale. After the transactions, Mr. Jackson continues to beneficially own 20,631 derivative securities (stock options) issued for services.

Noel Jackson, Senior Vice President di Consumer Portfolio Services, Inc. (CPSS), ha esercitato delle opzioni su azioni e ha venduto le azioni risultanti il 16/09/2025. Ha esercitato 9.369 opzioni su azioni al prezzo di esercizio di 2,47 $ per azione e ha immediatamente venduto le 9.369 azioni ordinarie al prezzo medio ponderato di 8,4938 $ per azione, risultando in nessuna proprietà diretta residua di tali azioni dopo la vendita. Dopo le operazioni, il signor Jackson continua a detenere in modo beneficente 20.631 strumenti derivati (opzioni su azioni) emessi per servizi.

Noel Jackson, Vicepresidente Senior de Consumer Portfolio Services, Inc. (CPSS), ejerció opciones sobre acciones y vendió las acciones resultantes el 16/09/2025. Ejerció 9.369 opciones a un precio de ejercicio de 2,47 USD por acción y vendió inmediatamente esas 9.369 acciones comunes a un precio medio ponderado de 8,4938 USD por acción, sin que quedaran acciones directas en su propiedad tras la venta. Después de las operaciones, el Sr. Jackson continúa siendo titular beneficiario de 20.631 valores derivados (opciones sobre acciones) emitidos por servicios.

Noel Jackson, 소비자 포트폴리오 서비스(CPSS) 부사장 겸 최고경영가치 담당 임원은 2025년 9월 16일 주식 매수를 행사하고 그에 따른 주식을 매도했습니다. 그는 주당 행사 가격 2.47달러로 9,369주의 옵션을 행사했고 즉시 그 9,369주의 보통주를 가중평균가 8.4938달러에 매도하여 매도 후 해당 보통주에 대한 직접 소유권이 남지 않게 되었습니다. 거래 후, 잭슨 씨는 여전히 서비스 대가로 발행된 파생증권(주식 옵션) 20,631 주를 실질적으로 보유하고 있습니다.

Noel Jackson, Vice‑Président Senior de Consumer Portfolio Services, Inc. (CPSS), a exercé des options sur actions et a vendu les actions obtenues le 16/09/2025. Il a exercé 9 369 options d’achat à un prix d’exercice de 2,47 $ par action et a immédiatement vendu ces 9 369 actions ordinaires à un cours moyen pondéré de 8,4938 $ par action, ne laissant plus aucune propriété directe de ces actions après la vente. Après les opérations, M. Jackson continue de détenir de manière bénéficiaire 20 631 valeurs dérivées (options sur actions) émises en échange de services.

Noel Jackson, Senior Vice President von Consumer Portfolio Services, Inc. (CPSS), übte Aktienoptionen aus und verkauften die resultierenden Aktien am 16.09.2025. Er übte 9.369 Optionsscheine zu einem Ausübungspreis von 2,47 USD pro Aktie aus und verkaufte sofort diese 9.369 Stammaktien zu einem gewichteten Durchschnittspreis von 8,4938 USD pro Aktie, sodass nach dem Verkauf keine direkte Eigentümerschaft dieser Stammaktien mehr bestand. Nach den Transaktionen behält Herr Jackson weiterhin zu wirtschaftlichem Nutzen 20.631 Derivate (Aktienoptionen) ein, die für Dienstleistungen ausgegeben wurden.

نويل جاكسون، النائب الأول للرئيس في Consumer Portfolio Services, Inc. (CPSS)، قد مارس خيارات الأسهم وباع الأسهم الناتجة في 16/09/2025. لقد مارس 9,369 خيار أسهم بسعر ممارسة 2.47 دولار للسهم وباع فوراً تلك الأسهم العادية البالغة 9,369 بسعر متوسط مرجح قدره 8.4938 دولار للسهم، مما أدى إلى عدم وجود ملكية مباشرة لتلك الأسهم العادية بعد البيع. بعد المعاملات، يظل السيد جاكسون يمتلك بشكل مستفيد 20,631 ورقة مالية مشتقة (خيارات أسهم) صادرة مقابل خدمات.

Noel Jackson,高级副总裁兼消费者投资组合服务公司(CPSS)的董事在2025年9月16日行使了股票期权并出售了相应的股票。 他以每股2.47美元的行权价行使了9,369份期权,并立即以每股加权平均价格8.4938美元出售了这9,369股普通股,出售后不再持有这些普通股的直接所有权。交易完成后,Jackson先生继续受益所有权地持有 20,631 份派生证券(股票期权),这些证券是为提供服务而发行的。

Positive
  • Exercise and sale realized value: Options exercised at $2.47 and sold at a weighted-average of $8.4938, capturing a positive spread.
  • Transparent disclosure: Filing includes weighted-average sale price range and explanatory notes describing grant vesting and consideration for services.
Negative
  • No retained common shares from this transaction: The 9,369 shares acquired by exercise were sold, leaving zero direct common-stock ownership from this tranche.
  • Potential dilution remains: The reporting person still beneficially owns 20,631 stock options, which could dilute equity if exercised.

Insights

TL;DR: Routine option exercise followed by sale realizing a spread; no new common-stock holdings, remaining option position still material.

The filing documents a cashless or simultaneous exercise-and-sale of 9,369 option shares at an exercise price of $2.47 and a weighted-average sale price of $8.4938, indicating the reporting person captured intrinsic value on the spread between strike and sale proceeds. The reported remaining position of 20,631 derivative securities signals continued potential future dilution if exercised. For investors, this is a common insider liquidity event rather than an operational signal; it converts option value to cash while leaving a significant remaining option stake outstanding.

TL;DR: Standard, compliant Section 16 disclosure of an exercised option and subsequent sale; filing appears complete and timely.

The Form 4 shows the reporting person exercised vested options and sold the underlying shares the same day, and provided the weighted-average sale price range as required. The explanation notes the original grant schedule and that the options were issued for services, which aligns with standard equity compensation practices. There are no indications of unusual related-party transactions or undisclosed holdings in this filing.

Noel Jackson, Senior Vice President di Consumer Portfolio Services, Inc. (CPSS), ha esercitato delle opzioni su azioni e ha venduto le azioni risultanti il 16/09/2025. Ha esercitato 9.369 opzioni su azioni al prezzo di esercizio di 2,47 $ per azione e ha immediatamente venduto le 9.369 azioni ordinarie al prezzo medio ponderato di 8,4938 $ per azione, risultando in nessuna proprietà diretta residua di tali azioni dopo la vendita. Dopo le operazioni, il signor Jackson continua a detenere in modo beneficente 20.631 strumenti derivati (opzioni su azioni) emessi per servizi.

Noel Jackson, Vicepresidente Senior de Consumer Portfolio Services, Inc. (CPSS), ejerció opciones sobre acciones y vendió las acciones resultantes el 16/09/2025. Ejerció 9.369 opciones a un precio de ejercicio de 2,47 USD por acción y vendió inmediatamente esas 9.369 acciones comunes a un precio medio ponderado de 8,4938 USD por acción, sin que quedaran acciones directas en su propiedad tras la venta. Después de las operaciones, el Sr. Jackson continúa siendo titular beneficiario de 20.631 valores derivados (opciones sobre acciones) emitidos por servicios.

Noel Jackson, 소비자 포트폴리오 서비스(CPSS) 부사장 겸 최고경영가치 담당 임원은 2025년 9월 16일 주식 매수를 행사하고 그에 따른 주식을 매도했습니다. 그는 주당 행사 가격 2.47달러로 9,369주의 옵션을 행사했고 즉시 그 9,369주의 보통주를 가중평균가 8.4938달러에 매도하여 매도 후 해당 보통주에 대한 직접 소유권이 남지 않게 되었습니다. 거래 후, 잭슨 씨는 여전히 서비스 대가로 발행된 파생증권(주식 옵션) 20,631 주를 실질적으로 보유하고 있습니다.

Noel Jackson, Vice‑Président Senior de Consumer Portfolio Services, Inc. (CPSS), a exercé des options sur actions et a vendu les actions obtenues le 16/09/2025. Il a exercé 9 369 options d’achat à un prix d’exercice de 2,47 $ par action et a immédiatement vendu ces 9 369 actions ordinaires à un cours moyen pondéré de 8,4938 $ par action, ne laissant plus aucune propriété directe de ces actions après la vente. Après les opérations, M. Jackson continue de détenir de manière bénéficiaire 20 631 valeurs dérivées (options sur actions) émises en échange de services.

Noel Jackson, Senior Vice President von Consumer Portfolio Services, Inc. (CPSS), übte Aktienoptionen aus und verkauften die resultierenden Aktien am 16.09.2025. Er übte 9.369 Optionsscheine zu einem Ausübungspreis von 2,47 USD pro Aktie aus und verkaufte sofort diese 9.369 Stammaktien zu einem gewichteten Durchschnittspreis von 8,4938 USD pro Aktie, sodass nach dem Verkauf keine direkte Eigentümerschaft dieser Stammaktien mehr bestand. Nach den Transaktionen behält Herr Jackson weiterhin zu wirtschaftlichem Nutzen 20.631 Derivate (Aktienoptionen) ein, die für Dienstleistungen ausgegeben wurden.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
Jackson Noel

(Last) (First) (Middle)
19500 JAMBOREE RD.

(Street)
IRVINE CA 92612

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Sr. Vice President
3. Date of Earliest Transaction (Month/Day/Year)
09/16/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock, no par value 09/16/2025 M(1) 9,369 A $2.47 9,369 D
Common Stock, no par value 09/16/2025 S(1) 9,369 D $8.4938(2) 0 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (right to buy) $2.47 09/16/2025 M 9,369 (3) 06/01/2027 Common Stock, No Par Value 9,369 (4) 20,631 D
Explanation of Responses:
1. Represents an exercise of a stock option with a subsequent sale of the underlying shares of common stock.
2. The sales price is a weighted average price. The shares were sold in multiple transactions at prices ranging from $8.4257 to $8.5476, inclusive. The reporting person undertakes to provide upon request by the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, full information regarding the number of shares sold at each separate price within the range.
3. Original grant of 30,000 options became exercisable in 4 equal installments of 7,500 shares on 06/01/2021, 06/01/2022, 06/01/2023 and 06/01/2024.
4. Issued in consideration of the named person's services to the issuer.
/s/ Noel Jackson 09/17/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did CPSS insider Noel Jackson do on 09/16/2025?

He exercised 9,369 option shares at $2.47 per share and sold the resulting 9,369 common shares at a weighted-average price of $8.4938 per share.

How many CPSS shares does Noel Jackson own after the reported transactions?

After the transactions he directly owns 0 common shares from this exercise but beneficially owns 20,631 derivative securities (stock options).

What was the nature of the exercised options reported on the Form 4?

The options were previously granted as compensation for services, originally 30,000 options vesting in four equal installments; 9,369 were exercised on 09/16/2025.

At what prices were the shares sold?

Shares were sold in multiple transactions at prices ranging from $8.4257 to $8.5476, with a weighted-average sale price of $8.4938.

Was the Form 4 signed and when?

The filing is signed by Noel Jackson and dated 09/17/2025.
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