Consumer Portfolio Services files 8-K with new company summary deck

Rhea-AI Filing Summary

Consumer Portfolio Services, Inc. (CPSS) filed a current report to announce that it has made available an updated investor presentation under Regulation FD. The presentation consists of 19 slides and is provided as Exhibit 99.1, titled "Company Summary as of September 30, 2025."

The same slide deck furnished with this report is also available on the company’s investor relations website at http://ir.consumerportfolio.com/events-and-presentations/presentations. The information in this report and the attached presentation is being furnished, not filed, which means it is not subject to certain liability provisions under the Securities Exchange Act of 1934. No financial statements or pro forma financial information are included with this report.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION

WASHINGTON DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) November 19, 2025

CONSUMER PORTFOLIO SERVICES, INC.

(Exact Name of Registrant as Specified in Charter)

california		1-11416		33-0459135
(State or Other Jurisdiction of Incorporation)		(Commission File Number)		(IRS Employer Identification No.)

3800 Howard Hughes Pkwy, Suite 1400, Las Vegas, NV 89169

(Address of Principal Executive Offices) (Zip Code)

Registrant's telephone number, including area code (949) 753-6800

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, no par value	CPSS	The Nasdaq Stock Market LLC (Global Market)

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 7.01. REGULATION FD DISCLOSURE.

We are today making available one presentation consisting of 19 slides. A copy is attached as an exhibit. Although the exhibit is an update of similar presentations made available from time to time as an exhibit to a report on Form 8-K, we are not undertaking to update further any of the information that is contained in the attached presentation. The same presentation furnished as an exhibit to this report will be made available on our website, at this address:

http://ir.consumerportfolio.com/events-and-presentations/presentations

We routinely post important information, including news releases and reports to the U.S. Securities and Exchange Commission, on our website. 

The information furnished in this report shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended.

ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.

Neither financial statements nor pro forma financial information are filed with this report.

(d) Exhibits

One exhibit is attached:

99.1	Company Summary as of September 30, 2025
104	Cover Page Interactive Data File (embedded within the Inline XBRL document).

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	CONSUMER PORTFOLIO SERVICES, INC.
Dated: November 19, 2025	By: /s/ Denesh Bharwani
	Denesh Bharwani Executive Vice President and Chief Financial Officer Signing on behalf of the registrant

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FAQ

What did Consumer Portfolio Services (CPSS) announce in this Form 8-K?

CPSS announced that it is making available an updated investor presentation under Regulation FD, consisting of 19 slides, furnished as Exhibit 99.1 titled "Company Summary as of September 30, 2025."

Where can investors access the new CPSS investor presentation?

Investors can access the same presentation furnished with this report on the CPSS investor relations website at http://ir.consumerportfolio.com/events-and-presentations/presentations.

Is the information in the CPSS presentation considered filed with the SEC?

No. The company states that the information furnished in this report, including the attached presentation, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934.

Does this CPSS Form 8-K include financial statements or pro forma financial data?

No. Under Item 9.01, CPSS specifies that neither financial statements nor pro forma financial information are filed with this report.

What exhibits are included with this CPSS Form 8-K?

The report lists two exhibits: 99.1 "Company Summary as of September 30, 2025" and 104 the Cover Page Interactive Data File embedded within the Inline XBRL document.

How does CPSS typically share important information with investors?

CPSS notes that it routinely posts important information, including news releases and SEC reports, on its website, highlighting the investor relations section as a key information source.