Cresud Raises USD 31.3M with 7.25% Two-Year Notes Due 2027

Rhea-AI Filing Summary

Cresud S.A.C.I.F. y A. issued Series XLIX notes in the Argentine local capital markets equivalent to USD 31.3 million. The notes have a 7.25% annual interest rate, pay interest semiannually beginning March 2, 2026, and mature on September 2, 2027 with principal paid as a bullet at maturity. The issuance price is 100% of face value and the stated amount offered was USD 33,417,979 while the amount to be issued is USD 31,306,845. The issuance and settlement date is September 2, 2025. The filing provides no details on use of proceeds.

Positive

• Successful USD funding of approximately USD 31.3 million
• Fixed 7.25% coupon provides predictable interest expense through maturity
• Semiannual interest payments start March 2, 2026, allowing scheduled cash-flow planning

Negative

• Principal is a bullet at maturity, concentrating repayment risk on September 2, 2027
• Increases company debt by USD 31.3 million with associated interest obligations
• No disclosure of use of proceeds, security, or covenants, limiting assessment of credit impact

Insights

Financial Analyst

TL;DR: Cresud issued two-year USD notes totaling USD 31.3M at 7.25%, increasing short-term funded debt with semiannual coupon obligations.

The issuance provides Cresud with USD-denominated funding through September 2027. The coupon of 7.25% establishes a fixed cash interest burden payable semiannually starting March 2026. Principal is due in a single bullet payment at maturity which concentrates repayment risk at the maturity date. The filing does not disclose use of proceeds, security, covenants, or impact on leverage and liquidity metrics, so assessing balance sheet effects requires additional company disclosures.

Debt Capital Markets Specialist

TL;DR: Marketable USD note issuance of ~USD 31.3M with market-standard terms for a short-term corporate placement.

This issuance appears structured as a plain-vanilla unsecured note in USD with a two-year tenor and semiannual coupons, priced at par. For investors and creditors, key considerations are dollar exposure for an Argentine issuer, the fixed 7.25% coupon relative to market rates, and the bullet principal repayment profile. The document lacks disclosure on ranking, guarantees, or indenture terms, limiting detailed credit assessment.

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN ISSUER

PURSUANT TO RULE 13a-16 OR 15b-16 OF

THE SECURITIES EXCHANGE ACT OF 1934

For the month of August, 2025

Cresud Sociedad Anónima, Comercial,

Inmobiliaria, Financiera y Agropecuaria

(Exact name of Registrant as specified in its charter)

Cresud Inc.

(Translation of registrant’s name into English)

Republic of Argentina

(Jurisdiction of incorporation or organization)

Carlos Della Paolera 261

(C1001ADA)

Buenos Aires, Argentina

(Address of principal executive offices)

Form 20-F ☒      Form 40-F ☐

Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

Yes ☐      No ☒

CRESUD S.A.C.I.F. and A.

(THE “COMPANY”)

REPORT ON FORM 6-K

Attached is the English translation of the letter filed with the Comision Nacional de Valores and Bolsas y Mercados Argentinos on August 28, 2025.

BUENOS AIRES, ARGENTINA – August 29, 2025 – Cresud Sociedad Anónima Comercial, Inmobiliaria, Financiera y Agropecuaria (the “Company”) (NASDAQ: CRESY), announces that it has issued notes in the local capital markets for a total amount equivalent to USD 31.3 million according to the following information:

Series XLIX Notes

Amount Offered: USD 33,417,979

Amount to be Issued: USD 31,306,845

Currency: USD

Interest Rate: 7.25%

Issuance and Settlement Date: September 2, 2025

Maturity Date: September 2, 2027

Issuance Price: 100.00% Face Value

Interest payments: Semiannually starting on March 2, 2026

Principal amortization: Bullet at maturity

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SIGNATURES

Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized, in the city of Buenos Aires, Argentina.

	Cresud Sociedad Anónima, Comercial, Inmobiliaria, Financiera y Agropecuaria
By:	/S/ Saúl Zang
	Saúl Zang
	Responsible for the Relationship with the Markets

August 29, 2025

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FAQ

What amount did Cresud (CRESY) issue in Series XLIX notes?

Cresud issued notes equivalent to USD 31,306,845, with an amount offered of USD 33,417,979.

What are the key economic terms of the Series XLIX notes?

The notes are denominated in USD, bear interest at 7.25% annually, pay interest semiannually, and were issued at 100% (par).

When do the notes pay interest and when do they mature?

Interest payments are semiannual starting on March 2, 2026, and the notes mature on September 2, 2027 with principal due in a bullet.

When is the issuance and settlement date for the notes?

The issuance and settlement date is September 2, 2025.

Does the filing state how Cresud will use the proceeds?

No. The filing explicitly does not disclose any use of proceeds or details on security or covenants.