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Amer Carmart SEC Filings

CRMT NASDAQ

Welcome to our dedicated page for Amer Carmart SEC filings (Ticker: CRMT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Tracking America’s Car-Mart disclosures can feel like sorting through loan files and engine diagnostics at the same time. Each 10-K blends used-car retail metrics with sub-prime credit loss data, while frequent 8-Ks flag repossession trends and policy tweaks. If you have struggled to locate delinquency ratios, insider trades, or the latest accident-protection revenue breakout, you are not alone.

Stock Titan solves that problem. Our AI reads every America’s Car-Mart SEC filing the moment it hits EDGAR, then delivers plain-English summaries of what matters—whether it is a spike in allowance for credit losses inside the America’s Car-Mart quarterly earnings report 10-Q filing or a director’s share sale disclosed in America’s Car-Mart insider trading Form 4 transactions. Real-time dashboards surface:

  • Form 4 insider transactions real-time alerts, including America’s Car-Mart executive stock transactions Form 4
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Stop scrolling through PDFs. Get America’s Car-Mart SEC filings explained simply—updated continuously, decoded instantly.

Rhea-AI Summary

America's Car Mart Chief Accounting Officer Vickie D. Judy reported a disposition of shares on June 24, 2025. The insider executed a Form 4 filing disclosing the following transaction:

  • Disposed of 318 shares of Common Stock at $55.50 per share through a tax withholding transaction (Code F)
  • Following the transaction, the insider holds 32,217.9212 shares directly
  • This includes 2,562.9212 shares held under the company's Employee Stock Purchase Plan

The transaction appears to be a routine withholding of shares for tax purposes rather than an open market sale. The filing was signed by Courtney C. Crouch, III, via Power of Attorney on June 26, 2025.

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Rhea-AI Summary

Jonathan M. Collins, Chief Financial Officer of America's Car Mart, reported a purchase of 102 shares of Common Stock on June 17, 2025, at a price of $49.30 per share. Following this transaction, Collins now directly owns 6,247 shares of the company.

Key transaction details:

  • Transaction Type: Open market purchase (Code P)
  • Total Transaction Value: $5,028.60
  • Ownership Type: Direct
  • Filing Date: June 28, 2025

This insider purchase by a key executive officer may signal confidence in the company's future prospects. The Form 4 was filed within the required reporting timeframe and was signed by Courtney C. Crouch, III, under power of attorney.

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FAQ

What is the current stock price of Amer Carmart (CRMT)?

The current stock price of Amer Carmart (CRMT) is $55.69 as of June 28, 2025.

What is the market cap of Amer Carmart (CRMT)?

The market cap of Amer Carmart (CRMT) is approximately 427.1M.

What is the core business of America's Car-Mart?

America's Car-Mart is an automotive retailer focused on the sale of older used vehicles along with integrated financing solutions. The company also offers ancillary products such as service contracts and accident protection plans.

How does the company generate its revenue?

The company generates revenue primarily from the sale of used vehicles, complemented by income from related service contracts, accident protection plans, and financing operations including interest income and late fees.

What types of financing solutions are provided by America's Car-Mart?

America's Car-Mart offers flexible financing arrangements tailored to the customer's needs. This includes direct auto loan financing that is integrated into the vehicle purchasing process, enhancing the overall consumer experience.

How does America's Car-Mart manage risk in its business operations?

Risk management is achieved by integrating vehicle sales with secured financing products, which includes robust credit monitoring and advanced loan origination systems. The company carefully evaluates credit losses and adjusts revenue recognition to align with customer usage.

What distinguishes America's Car-Mart from its competitors?

The company differentiates itself through its integrated business model that combines vehicle retailing with specialized auto financing and ancillary services. Its focus on flexible financing and personal customer service adds further value compared to many competitors.

In what market segment does America's Car-Mart operate?

America's Car-Mart operates within the used car market, with a specific focus on the Integrated Auto Sales and Finance segment. This niche allows the company to serve customers looking for affordable vehicles and accessible financing.

How has the company improved its operational processes?

The company has implemented technological upgrades and refined its loan origination practices to improve deal structures and credit monitoring. These enhancements help in aligning service contracts with actual usage and managing the risks associated with auto financing.

What ancillary products does America's Car-Mart offer?

In addition to used vehicle sales, America's Car-Mart offers service contracts and accident protection plans. These products are designed to further secure the transaction while adding value for customers through enhanced protection and maintenance options.
Amer Carmart

NASDAQ:CRMT

CRMT Rankings

CRMT Stock Data

427.09M
7.37M
10.59%
88.18%
13.77%
Auto & Truck Dealerships
Retail-auto Dealers & Gasoline Stations
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United States
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