America's Car-Mart (NASDAQ: CRMT) director awarded 2,919 shares of stock

Rhea-AI Filing Summary

America's Car-Mart, Inc. director Brandi N. Joplin reported an equity award. On 09/25/2025, Joplin received 2,919 shares of America's Car-Mart common stock as an award of restricted stock at a stated price of $0 per share. According to the filing, these restricted shares will vest in full on May 1, 2026, meaning ownership restrictions remain in place until that date. After this grant, Joplin beneficially owns 2,919 common shares, all held directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Joplin Brandi N.

(Last) (First) (Middle)

C/O AMERICA'S CAR-MART, INC.

1805 NORTH 2ND STREET, SUITE 401

(Street)

ROGERS AR 72756

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AMERICAS CARMART INC [ CRMT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/25/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/25/2025		A		2,919(1)	A	$0	2,919	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an award of restricted stock which will vest in its entirety on May 1, 2026.

	/s/ Courtney C. Crouch, III, Pursuant to a Power of Attorney	01/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did CRMT director Brandi N. Joplin report?

Brandi N. Joplin, a director of America's Car-Mart, Inc. (CRMT), reported receiving an award of 2,919 shares of common stock on 09/25/2025.

Was the CRMT director’s Form 4 transaction a purchase or a stock award?

The Form 4 shows an “A” (acquired) transaction code for Common Stock at a price of $0 per share, indicating an equity award of restricted stock, not an open-market purchase.

When do Brandi N. Joplin’s 2,919 restricted CRMT shares vest?

The footnote states that the 2,919 restricted shares of America's Car-Mart common stock will vest in their entirety on May 1, 2026.

How many CRMT shares does the director own after this reported transaction?

Following the reported award, Brandi N. Joplin beneficially owns 2,919 shares of America's Car-Mart common stock, held directly.

What is the relationship of the reporting person to America's Car-Mart (CRMT)?

The reporting person, Brandi N. Joplin, is identified in the filing as a Director of America's Car-Mart, Inc.

Were the reported CRMT shares held directly or indirectly by the director?

The filing classifies ownership of the 2,919 shares as Direct (D), with no indirect holding entity noted.