Americas CarMart director gets 11,801-share grant

Davis Julia K. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Davis Julia K. reported acquisition or exercise transactions in this Form 4 filing.

Americas CarMart director Julia K. Davis received an equity grant of 11,801 shares of Common Stock. The shares were granted at no cash cost to her as a stock award, rather than a market purchase. After this transaction, she directly holds a total of 17,382 common shares.

According to the footnote, this award consists of restricted stock that will vest in full on May 1, 2027, meaning she must remain eligible through that date for the shares to fully vest. This filing reflects routine director compensation rather than an open-market trade.

Insights

Equity compensation analyst

Routine restricted stock grant increases director’s equity stake.

Director Julia K. Davis was awarded 11,801 shares of Americas CarMart common stock as restricted stock, with no cash paid per share. This is compensation-related (code A), not an open-market purchase or sale, and therefore carries limited trading signal.

The award vests entirely on May 1, 2027, encouraging longer-term alignment with shareholders. Following the grant, Davis directly owns 17,382 common shares. With no derivative positions disclosed in this filing, the transaction mainly shifts compensation into time-based stock rather than options or cash.

Insider Trade Summary

Grant/Award: 11,801 shares

Grant/Award 1 txn

Insider Davis Julia K.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	11,801	$0.00	$0.00

Holdings After Transaction: Common Stock — 17,382 shares (Direct)

Footnotes (1)

1. F1. Represents an award of restricted stock which will vest in its entirety on May 1, 2027.

Key Figures

Restricted stock grant: 11,801 shares Grant price: $0.00 per share Shares after transaction: 17,382 shares +1 more

4 metrics

Restricted stock grant 11,801 shares Award of common stock to director Julia K. Davis

Grant price $0.00 per share Equity award issued at no cash cost to the director

Shares after transaction 17,382 shares Total direct common shares held by Davis after grant

Vesting date May 1, 2027 Restricted stock vests in full on this date

Key Terms

restricted stock, vest, Grant, award, or other acquisition, Common Stock

4 terms

restricted stock financial

"Represents an award of restricted stock which will vest in its entirety on May 1, 2027."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

vest financial

"restricted stock which will vest in its entirety on May 1, 2027."

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

Common Stock financial

"security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Americas CarMart (CRMT) director Julia K. Davis report in this Form 4?

Director Julia K. Davis reported receiving 11,801 shares of Americas CarMart common stock as an equity grant. The award is classified as a restricted stock grant, not an open-market purchase, and increased her direct holdings to 17,382 shares after the transaction.

Was the CRMT insider transaction by Julia K. Davis a stock purchase or a grant?

The transaction was a stock grant, not a market purchase. Code A indicates an award or other acquisition, and the shares were issued at a price of $0.00 per share as restricted stock, reflecting equity compensation rather than an investment decision in the open market.

How many Americas CarMart shares does Julia K. Davis own after this restricted stock grant?

After receiving the 11,801-share restricted stock grant, Julia K. Davis directly holds 17,382 shares of Americas CarMart common stock. This total reflects her position immediately following the reported award, as disclosed in the Form 4 filing’s post-transaction holdings column.

When do the 11,801 restricted shares granted to CRMT director Julia K. Davis vest?

The 11,801 restricted shares granted to Julia K. Davis will vest in full on May 1, 2027. Until that vesting date, the award remains restricted stock, typically requiring continued service or meeting specified conditions for the shares to become fully owned and unrestricted.

Does the Julia K. Davis Form 4 show any stock sales or option exercises at Americas CarMart?

The Form 4 shows no stock sales or option exercises. It reports a single acquisition transaction coded A, representing a restricted stock grant of 11,801 common shares, with her direct ownership rising to 17,382 shares and no derivative security activity disclosed in the filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/05/2026 - 09:37 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Davis Julia K.

(Last) (First) (Middle)

C/O AMERICA'S CAR-MART, INC.

1805 NORTH 2ND STREET, SUITE 401

(Street)

ROGERS ARKANSAS 72756

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
AMERICAS CARMART INC [ CRMT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/01/2026		A		11,801(1)	A	$0	17,382	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an award of restricted stock which will vest in its entirety on May 1, 2027.

	/s/ Courtney C. Crouch, III, pursuant to a Power of Attorney	05/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)