Every 10-Q that Csb Bancorp Inc (CSBB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CSBB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CSBB filings page.
CSB Bancorp, Inc. reported steady balance sheet size with total assets of $1.29 billion at June 30, 2026, essentially unchanged from $1.29 billion at year-end 2025. Loans grew to $869.3 million from $829.9 million, funded mainly by deposits, which increased slightly to $1.13 billion. Shareholders’ equity rose to $132.6 million, driven by earnings, partly offset by a higher accumulated other comprehensive loss of $5.6 million tied to unrealized securities losses.
Profitability improved meaningfully. For the quarter ended June 30, 2026, net interest income was $11.9 million versus $10.3 million a year earlier, and net income rose to $4.7 million from $3.7 million. Basic and diluted EPS were $1.80, up from $1.41. For the first six months, net income was $9.2 million versus $7.3 million. Noninterest income increased modestly, while expenses also rose, particularly salaries and software.
Credit metrics show both growth and rising risk costs. The allowance for credit losses on loans increased to $13.5 million from $12.5 million, reflecting loan growth, an individually evaluated commercial relationship, and higher expected losses on home equity lines amid forecasted economic conditions. Nonperforming loans climbed to $7.3 million from $0.7 million at year-end 2025, while net charge-offs remained low. The securities portfolio stayed high quality, largely U.S. government and agency-backed, with unrealized losses driven primarily by interest rate movements rather than identified credit deterioration.
CSB Bancorp reported stronger quarterly results for the three months ended March 31, 2026. Net income rose to $4.4 million, up from $3.6 million a year earlier, with earnings per share increasing to $1.69 from $1.37. Net interest income grew to $11.5 million as higher loan balances and better yields lifted the net interest margin to 3.86% from 3.47%. Loans expanded to $852.7 million and deposits were $1.10 billion, while total assets were $1.27 billion. Asset quality remained strong: nonperforming loans were $1.0 million, or 0.12% of total loans, and the allowance for credit losses was $12.9 million, or 1.52% of loans. Return on average assets reached 1.42% and return on average equity was 14.03%, reflecting improved profitability despite higher operating expenses.
CSB Bancorp (CSBB) reported stronger Q3 2025 results. Net income rose to $4.15 million from $3.15 million a year ago, and EPS increased to $1.57 from $1.18. Net interest income improved to $10.94 million as asset yields outpaced interest costs, while credit loss provision eased to $0.50 million from $0.70 million.
Total assets reached $1.25 billion, up from $1.19 billion at year-end. Loans increased to $810.1 million and deposits to $1.10 billion. Asset quality improved: nonperforming loans declined to $0.75 million from $1.71 million at December 31, 2024, and the allowance for credit losses stood at $8.72 million. Unrealized losses on securities narrowed, lifting accumulated other comprehensive loss to $(5.61) million from $(8.42) million. The company declared a cash dividend of $0.41 per share in the quarter and repurchased 6,423 shares.