Community Trust Bancorp issues 8-K ahead of Q2 2025 results

Rhea-AI Filing Summary

Community Trust Bancorp, Inc. (NASDAQ: CTBI) filed a Form 8-K on 16 July 2025. Under Item 2.02 and Item 7.01 the company states that it furnished, but did not file, a press release (Exhibit 99.1) announcing financial results for the quarter and six months ended 30 June 2025. No revenue, earnings, or guidance figures are included in the filing itself. The event date is recorded as 30 June 2025.

The 8-K is routine and primarily serves to make the accompanying earnings release publicly available while clarifying that the information is not incorporated by reference into Securities Act filings. Other sections comprise standard boiler-plate disclosures, exchange listing information, and signatures.

Insights

Financial Analyst

TL;DR: Routine 8-K furnishing CTBI’s Q2 2025 earnings release; no financial figures disclosed, therefore impact neutral.

Investors learn only that CTBI has released its Q2 and first-half 2025 results, with details contained in an external press release. Because the filing lacks quantitative data—revenue, EPS, NIM, credit metrics—there is no basis to judge operational performance. The disclosure is procedural and satisfies Reg FD. Any market impact will depend on the separate press release, not this 8-K.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

June 30, 2025

Commission file number 001-31220

Community Trust Bancorp, Inc.

(Exact name of registrant as specified in its charter)

Kentucky	61-0979818
(State or other jurisdiction of incorporation or organization)	(IRS Employer Identification No.)
P.O. Box 2947 346 North Mayo Trail Pikeville, Kentucky	41502
(Address of principal executive offices)	(Zip code)
(606) 432-1414 (Registrant’s telephone number)
Securities registered pursuant to Section 12(b) of the Act:
Common Stock (Title of class)

CTBI	The NASDAQ Global Select Market
(Trading symbol)	(Name of exchange on which registered)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a-12 under the Securities Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 – Results of Operations and Financial Condition

On July 16, 2025, Community Trust Bancorp, Inc. issued a press release announcing its financial results for the quarter and six months ended June 30, 2025.  A copy of this press release is being furnished to the Securities and Exchange Commission pursuant to Item 2.02 – Results of Operations and Financial Condition and Item 7.01 – Regulation FD Disclosure of Form 8-K and is attached hereto as Exhibit 99.1.  The information in this Form 8-K and in Exhibit 99.1 attached hereto shall not be deemed filed for purposes of Section 18 of the Securities Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference.

Item 9.01 – Financial Statements and Exhibits

(d) Exhibits

The following exhibit is filed with this report:

99.1 Press Release dated July 16, 2025

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

		COMMUNITY TRUST BANCORP, INC.
Date:	July 16, 2025	By:
		/s/ Mark A. Gooch
		Mark A. Gooch
		Chairman, President, and Chief Executive Officer

FAQ

What did Community Trust Bancorp (CTBI) announce in its July 16 2025 Form 8-K?

The company furnished a press release (Exhibit 99.1) containing its financial results for Q2 and H1 2025.

Were any revenue or earnings figures for CTBI disclosed in the 8-K?

No. The filing references the press release but does not include any financial metrics.

Which items of the Exchange Act does the CTBI 8-K address?

Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure).

Is the information in CTBI’s Exhibit 99.1 considered filed or furnished?

It is furnished, meaning it is not deemed filed for Section 18 liability or automatically incorporated into other SEC filings.