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Community Trust Bancorp, Inc. reported higher results for the quarter ended June 30, 2026. Quarterly net income was $29.6 million, compared with $24.9 million a year earlier, with basic earnings per share of $1.64. For the first six months of 2026, net income was $56.8 million and basic EPS $3.15, versus $46.9 million and $2.60.
Net interest income for the quarter rose to $60.9 million from $54.0 million as total interest income increased and interest expense declined. The provision for credit losses was $2.8 million for the quarter and $5.1 million year-to-date. Noninterest income grew modestly, and noninterest expenses also increased.
Total assets were $6,989,371 thousand at June 30, 2026, driven by loan growth to $5,124,931 thousand and deposits to $5,657,763 thousand. The allowance for credit losses on loans increased to $63,001 thousand. Nonperforming loans rose to $29,745 thousand, while accumulated other comprehensive loss deepened due to unrealized securities losses. Total shareholders’ equity increased to $891,827 thousand.
Community Trust Bancorp, Inc. reports that its Board of Directors declared a higher quarterly cash dividend of $0.65 per share, with payments beginning on October 1, 2026 to shareholders of record on September 15, 2026. This new rate represents a 22.6% increase in the quarterly dividend.
In addition to the regular dividend, the Board approved a one-time cash dividend of $0.06 per share, payable on the same October 1, 2026 date to the same record holders. These actions increase cash returned to shareholders through both a higher ongoing dividend and an additional one-time payment.
Community Trust Bancorp, Inc. executive Kevin J. Stumbo, EVP, CFO and Treasurer, reported a bona fide gift of 50.0000 shares of common stock on 2026-07-17 at $74.8200 per share, leaving 6,998.9742 shares held directly and indirect holdings of 621.2585 shares by spouse 401(k), 1,110.8734 by spouse ESOP, 14,873.3940 by 401(k), and 14,416.3704 by ESOP; a footnote notes additional shares acquired under the company Dividend Reinvestment Plan.
Community Trust Bancorp, Inc. reported record Q2 2026 earnings, with net income of $29.6 million and basic EPS of $1.64, up from $1.38 a year earlier. For the first six months of 2026, net income was $56.8 million, or $3.15 per basic share. Return on average assets reached 1.74% and return on average equity 13.40%, while the efficiency ratio improved to 47.99%. The quarterly dividend was $0.53 per share, and the annualized dividend yield was 2.93%.
Q2 net interest income was $60.9 million, up 3.6% from Q1 and 12.7% from Q2 2025, with a tax-equivalent net interest margin of 3.80%. Noninterest income rose to $17.6 million, 14.2% above the prior quarter and 8.8% above the prior-year quarter. Provision for credit losses was $2.8 million, higher than both comparison periods, and noninterest expense increased to $37.4 million, driven mainly by salaries and employee benefits.
Total assets were $7.0 billion at June 30, 2026. Loans totaled $5.1 billion, up 9.0% from a year earlier, and deposits including repurchase agreements were $6.0 billion, up 9.1%. Net loan charge-offs were $0.9 million for the quarter, an annualized 0.07% of average loans. Nonperforming loans increased to $29.7 million, and nonperforming assets to $33.3 million, while the allowance for credit losses stood at $63.0 million, providing 211.8% coverage of nonperforming loans.
Community Trust Bancorp EVP, CFO, and Treasurer Kevin J. Stumbo filed an amended Form 4 to correct a previously reported gift. The earlier filing had mistakenly shown a gift of 50 shares of common stock. This amendment clarifies that the gift never occurred, no shares were transferred, and his beneficial ownership was not reduced. Following this correction, he continues to beneficially own 4,866.155 shares of common stock directly.
Community Trust Bancorp EVP, CFO, & Treasurer Kevin J. Stumbo reported a small gift of 50 shares of common stock. The bona fide gift, valued at $73.45 per share, left him with 4,816.155 directly held shares in the reported account. He also reports additional indirect ownership through 401(k) and ESOP accounts for himself and his spouse. A footnote notes that 41.524 shares were previously acquired on April 1, 2026 under the company’s Dividend Reinvestment Plan.
Community Trust Bancorp, Inc. reported stronger first-quarter 2026 results, with net income of $27.2 million compared with $22.0 million a year earlier. Basic earnings per share rose to $1.51 from $1.22.
Net interest income increased to $58.8 million from $51.3 million, as interest and fees on loans grew to $77.9 million while total interest expense declined to $29.0 million. The provision for credit losses fell to $2.3 million from $3.6 million, supporting higher net interest income after provision.
Noninterest income edged up to $15.4 million, helped by higher trust, deposit, and bank-owned life insurance revenue, partly offset by a $0.5 million securities loss versus a prior-year gain. Noninterest expense rose to $36.5 million, mainly from higher salaries and benefits.
As of March 31, 2026, total assets were $6.74 billion and loans reached $4.99 billion, up from $4.89 billion at year-end 2025. Deposits were $5.43 billion. The allowance for credit losses on loans was $61.3 million, and total nonperforming loans were $20.7 million.
Community Trust Bancorp, Inc. has announced the planned retirement of Executive Vice President and Community Trust Bank, Inc. President Richard W. Newsom, effective February 5, 2027. He will continue in his current roles until that date.
The company, headquartered in Pikeville, Kentucky, reports assets of $6.7 billion and operates 69 banking locations in Kentucky, along with branches in West Virginia and Tennessee, plus multiple trust offices across both states.
COMMUNITY TRUST BANCORP INC /KY/ director Franky Minnifield reported updated holdings of Common Stock, including a new share grant. On April 28, 2026, Minnifield received an award of 301 Common Stock shares at $66.46 per share, bringing one reported direct holding position to 713 shares.
Additional entries show direct Common Stock holdings of 12,130.770 shares and 11,753.902 shares. A footnote explains certain shares were acquired through reinvestment of CTBI dividends in a brokerage account at LPL, reflecting dividend reinvestment activity rather than open-market trading.
Community Trust Bancorp director Jefferson F. Sandlin reported acquiring additional common stock. On the reported date, he received 301 shares of Community Trust Bancorp, Inc. common stock as a grant or award at $66.46 per share, increasing his direct holdings to 724.4956 shares.
A footnote states that certain shares were acquired under the company’s Dividend Reinvestment Plan, reflecting small incremental purchases through dividend reinvestment in a designated direct account.