Here are the 10-Q quarterly reports from Community Trust Bancorp Inc (CTBI) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CTBI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CTBI filings page.
Community Trust Bancorp, Inc. (CTBI) reported third-quarter 2026 net income of $25.890 million, compared with $23.911 million in the same quarter of 2025. Net interest income was $61.056 million versus $55.554 million, while the provision for credit losses rose to $9.171 million from $3.866 million. For the first nine months of 2026, net income was $82.705 million compared with $70.782 million.
At September 30, 2026, loans were $5,302.868 million and deposits were $5,689.889 million, compared with $4,894.942 million and $5,389.058 million, respectively, at December 31, 2025. Nine-month operating cash flow was $117.223 million versus $90.051 million. Third-quarter comprehensive income was a loss of $2.373 million, including a $28.263 million other comprehensive loss. CTBI said unrealized losses on available-for-sale debt securities were attributable to changes in market interest rates and other non-credit-related factors; 97.8% of total debt securities had unrealized losses at quarter-end, versus 85.4% at year-end.
Community Trust Bancorp, Inc. reported higher results for the quarter ended June 30, 2026. Quarterly net income was $29.6 million, compared with $24.9 million a year earlier, with basic earnings per share of $1.64. For the first six months of 2026, net income was $56.8 million and basic EPS $3.15, versus $46.9 million and $2.60.
Net interest income for the quarter rose to $60.9 million from $54.0 million as total interest income increased and interest expense declined. The provision for credit losses was $2.8 million for the quarter and $5.1 million year-to-date. Noninterest income grew modestly, and noninterest expenses also increased.
Total assets were $6,989,371 thousand at June 30, 2026, driven by loan growth to $5,124,931 thousand and deposits to $5,657,763 thousand. The allowance for credit losses on loans increased to $63,001 thousand. Nonperforming loans rose to $29,745 thousand, while accumulated other comprehensive loss deepened due to unrealized securities losses. Total shareholders’ equity increased to $891,827 thousand.
Community Trust Bancorp, Inc. reported stronger first-quarter 2026 results, with net income of $27.2 million compared with $22.0 million a year earlier. Basic earnings per share rose to $1.51 from $1.22.
Net interest income increased to $58.8 million from $51.3 million, as interest and fees on loans grew to $77.9 million while total interest expense declined to $29.0 million. The provision for credit losses fell to $2.3 million from $3.6 million, supporting higher net interest income after provision.
Noninterest income edged up to $15.4 million, helped by higher trust, deposit, and bank-owned life insurance revenue, partly offset by a $0.5 million securities loss versus a prior-year gain. Noninterest expense rose to $36.5 million, mainly from higher salaries and benefits.
As of March 31, 2026, total assets were $6.74 billion and loans reached $4.99 billion, up from $4.89 billion at year-end 2025. Deposits were $5.43 billion. The allowance for credit losses on loans was $61.3 million, and total nonperforming loans were $20.7 million.
Community Trust Bancorp, Inc. reported solid growth for the quarter and nine months ended September 30, 2025. Total assets reached $6.64 billion, up from $6.19 billion at December 31, 2024, driven largely by loan growth to $4.79 billion and higher interest-bearing deposits.
For the third quarter, net interest income rose to $55.6 million with net income of $23.9 million, or basic earnings per share of $1.33. For the first nine months of 2025, net income increased to $70.8 million, with basic EPS of $3.93, supported by higher interest income on loans and securities.
Credit quality remained controlled: the allowance for credit losses on loans increased to $59.1 million while total nonperforming loans were $24.7 million. Unrealized losses on available-for-sale securities narrowed, improving accumulated other comprehensive loss to $71.1 million. Shareholders’ equity rose to $831.4 million, and the company continued paying dividends, declaring $1.47 per share year-to-date.
Community Trust Bancorp, Inc. (CTBI) reported stronger interim results with rising core lending activity and improved profitability. Total assets increased to $6.391 billion from $6.193 billion, driven by loan growth to $4.702 billion from $4.487 billion and higher cash and interest-bearing deposits. Deposits rose to $5.233 billion. Net interest income for the quarter was $54.04 million, up from $45.68 million a year earlier, helping quarterly net income reach $24.9 million ($1.38 basic and diluted EPS) versus $19.5 million ($1.09) in the prior-year quarter.
Credit metrics show the allowance for credit losses of $57.8 million and total nonperforming loans of $24.4 million, down from $26.7 million at year-end 2024. Available-for-sale securities carry $108.3 million of unrealized losses attributed to market and interest-rate movements. CTBI discloses concentration in hotel/motel loans (~10.1% of total loans) and notes it is assessing legislative changes from the OBBBA signed July 4, 2025.