STOCK TITAN

Community Trust Bancorp (CTBI) CFO gifts 50 shares of company stock

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Community Trust Bancorp EVP, CFO, & Treasurer Kevin J. Stumbo reported a small gift of 50 shares of common stock. The bona fide gift, valued at $73.45 per share, left him with 4,816.155 directly held shares in the reported account. He also reports additional indirect ownership through 401(k) and ESOP accounts for himself and his spouse. A footnote notes that 41.524 shares were previously acquired on April 1, 2026 under the company’s Dividend Reinvestment Plan.

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Insider STUMBO KEVIN J
Role EVP, CFO, & Treasurer
Type Security Shares Price Value
Gift Common Stock 50 $73.45 $4K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 4,816.155 shares (Direct, null); Common Stock — 14,314.03 shares (Indirect, By ESOP)
Footnotes (1)
  1. [object Object]
Gifted shares 50 shares Bona fide gift of common stock
Gift reference price $73.45 per share Implied value for 50-share gift
Direct holdings after gift 4,816.155 shares Directly held common stock following transaction
Indirect spouse 401(k) holdings 615.630 shares Indirect ownership via spouse’s 401(k)
Indirect spouse ESOP holdings 1,100.910 shares Indirect ownership via spouse’s ESOP
Indirect 401(k) holdings 14,768.400 shares Indirect ownership via 401(k)
Indirect ESOP holdings 14,314.030 shares Indirect ownership via ESOP
DRIP-acquired shares 41.524 shares Acquired under Dividend Reinvestment Plan on April 1, 2026
bona fide gift financial
"The transaction is coded as a bona fide gift of 50.0000 shares."
A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.
Dividend Reinvestment Plan (DRIP) financial
"The following shares were acquired under the Community Trust Bancorp, Inc. Dividend Reinvestment Plan (DRIP)."
A dividend reinvestment plan (DRIP) is a program that automatically uses the cash dividends an investor receives to buy additional shares (or fractions of shares) of the same company instead of paying out cash. Like a snowball that quietly grows larger, it helps investors compound returns over time, increase ownership without manual trades or commission costs, and change future income streams — though dividends used are still taxable as income.
401k financial
"Indirect ownership is reported as By 401k (Spouse) and By 401k."
An employer-sponsored retirement savings plan in the United States that lets workers set aside part of their paycheck into investments with tax advantages; some plans also include employer matching contributions, which is like free money added to your savings. It matters to investors because 401(k) balances represent a large pool of household retirement assets that influence personal financial security, investor behavior, and long-term demand for stocks and bonds.
ESOP financial
"Additional indirect holdings are listed as By ESOP (Spouse) and By ESOP."
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
Form 4 regulatory
"This Form 4 filing reports the insider’s direct and indirect common stock positions."
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
STUMBO KEVIN J

(Last)(First)(Middle)
PO BOX 2947

(Street)
PIKEVILLE KENTUCKY 41502-2947

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
COMMUNITY TRUST BANCORP INC /KY/ [ CTBI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, CFO, & Treasurer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/01/2026G50D$73.454,816.155(1)D
Common Stock2,148D
Common Stock14,314.03IBy ESOP
Common Stock14,768.4IBy 401k
Common Stock1,100.91IBy ESOP (Spouse)
Common Stock615.63IBy 401k (Spouse)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The following shares were acquired under the Community Trust Bancorp, Inc. Dividend Reinvestment Plan (DRIP). 04/01/2026 41.5240 (acct 1732-03034 / Direct)
Kevin J. Stumbo By:Cynthia L Adkins, Attorney-in-Fact Stock Transfer Administrator07/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CTBI executive Kevin J. Stumbo report?

Kevin J. Stumbo reported a bona fide gift of 50 shares of Community Trust Bancorp common stock. The gift was recorded at $73.45 per share and is classified as a non-market disposition, meaning he received no sale proceeds and it does not represent an open-market trade.

How many Community Trust Bancorp shares does Kevin J. Stumbo hold directly after the gift?

After the 50-share gift, Kevin J. Stumbo directly holds 4,816.155 shares of Community Trust Bancorp common stock in the reported account. This direct position is in addition to several indirect holdings through retirement and employee stock ownership plan accounts reported in the filing.

Was the CTBI executive’s reported transaction a market sale or purchase?

The reported transaction was a bona fide gift, not a market sale or purchase. Gift transactions transfer shares without receiving payment and typically do not reflect the insider’s view on the stock’s valuation in the same way open-market trades do.

What does the Form 4 say about Community Trust Bancorp’s Dividend Reinvestment Plan?

A footnote states that 41.524 shares were acquired under Community Trust Bancorp’s Dividend Reinvestment Plan on April 1, 2026. This indicates at least part of the insider’s holdings have grown through automatic reinvestment of dividends rather than through separate cash purchases.

Who is the reporting person in this CTBI Form 4 filing and what is his role?

The reporting person is Kevin J. Stumbo, who serves as Executive Vice President, Chief Financial Officer, and Treasurer of Community Trust Bancorp. The Form 4 details his direct and indirect ownership in the company’s common stock and the recent 50-share gift transaction.