CTO Realty Growth (CTO) SVP Greathouse receives 17,487-share stock grant

Rhea-AI Filing Summary

CTO Realty Growth, Inc. senior vice president and chief investment officer Steven Robert Greathouse reported an equity award of common stock. On February 11, 2026, he acquired 17,487 shares of restricted common stock at a price of $0 per share as a grant or award.

These restricted shares vest in three equal installments on the first, second and third anniversaries of January 28, 2026, as long as he remains an employee on each vesting date. After this award, he directly beneficially owns 215,541 shares of CTO common stock, including previously granted restricted shares that continue to vest over time.

Insights

Equity Compensation & Governance Analyst

Routine time-vested equity grant, modest governance impact.

CTO Realty Growth awarded SVP & chief investment officer Steven Robert Greathouse 17,487 restricted common shares at $0 per share. The shares vest in three equal tranches on anniversaries of January 28, 2026, contingent on continued employment.

This structure aligns incentives with longer-term service rather than short-term trading, which is typical for senior executives. Following the grant, Greathouse directly holds 215,541 shares, including earlier awards that vest over time. The filing does not indicate any open-market buying or selling activity.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Greathouse Steven Robert

(Last) (First) (Middle)

1104 N. WILLIAMSON BLVD.

SUITE 140

(Street)

DAYTONA BEACH FL 32114

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CTO Realty Growth, Inc. [ CTO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP & CHIEF INVESTMENT OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/11/2026		A		17,487(1)	A	$0	215,541(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted shares one-third of which vest on each of the first, second and third anniversaries of January 28, 2026, provided that the reporting person is an employee of the Issuer on those dates.

2. This amount consists of the 17,487 newly issued restricted shares reported above, as well as 15,571 additional shares of restricted common stock which vest over time, which were previously reported.

	/s/ Daniel E. Smith, attorney-in-fact for Steven R. Greathouse	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CTO SVP Steven Greathouse report on Form 4?

Steven Robert Greathouse reported an equity award of 17,487 shares of CTO common stock. The award was made at $0 per share as a grant, increasing his directly beneficially owned position to 215,541 CTO shares after the transaction.

Is the CTO (CTO) Form 4 for Steven Greathouse a stock purchase or a grant?

The Form 4 shows a stock grant, not an open-market purchase. Code A indicates a grant, award, or other acquisition of 17,487 restricted shares at $0 per share, reflecting equity compensation rather than a cash-funded buy in the market.

What is the vesting schedule for Steven Greathouse’s new CTO restricted shares?

The 17,487 newly granted restricted CTO shares vest in three equal installments. One-third vests on each of the first, second, and third anniversaries of January 28, 2026, provided Greathouse remains an employee of CTO Realty Growth on those vesting dates.

How many CTO shares does Steven Greathouse own after this Form 4 transaction?

After the reported grant, Steven Greathouse beneficially owns 215,541 CTO common shares directly. This total includes the 17,487 new restricted shares plus 15,571 previously reported restricted shares that also vest over time, along with any fully vested holdings.

What role does Steven Greathouse hold at CTO Realty Growth, Inc. (CTO)?

Steven Robert Greathouse is an officer of CTO Realty Growth, serving as senior vice president and chief investment officer. His Form 4 filing reflects equity compensation tied to this executive role, aligning part of his pay with CTO’s share performance over time.

Does the Greathouse Form 4 indicate any CTO insider selling activity?

The filing shows only an acquisition via grant and no sales. Transaction code A and a $0 per share price indicate a restricted stock award, and there are no entries showing dispositions or open-market selling of CTO shares in this Form 4.