CTO Realty Growth director Gable acquires 917 shares

The award replaced a $12,500 board retainer and $6,562.50 in committee retainer fees.

Rhea-AI Filing Summary

CTO Realty Growth, Inc. director Robert Blakeslee Gable acquired 917 common shares on October 1, 2026, as compensation for third-quarter board and committee retainer fees. The shares were issued in lieu of a $12,500 board retainer fee and $6,562.50 in committee retainer fees; the calculation used a 20-day trailing average closing price of $20.78050 as of the last business day of the calendar quarter. Gable directly held 53,717 shares following the transaction.

Insider Trade Summary

Grant/Award: 917 shares

Grant/Award 1 txn

Insider Gable Robert Blakeslee

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	917	$20.7805	$19K

Holdings After Transaction: Common Stock — 53,717 shares (Direct)

Footnotes (1)

1. F1. These shares were issued to the Reporting Person in lieu of his 3rd quarter 2026 board retainer fee of $12,500 and committee retainer fees of $6,562.50 pursuant to the Issuer's Non-Employee Director Compensation Policy (the "Policy") adopted by the Issuer's board of directors on February 27, 2019 (last amended February 14, 2024). Pursuant to the Policy, the share price utilized to calculate the number of shares issued was the 20-day trailing average closing price as of the last business day of the calendar quarter, or $20.78050.

Key Figures

Shares acquired: 917 shares Share calculation price: $20.78050 per share Board retainer fee: $12,500 +2 more

5 metrics

Shares acquired 917 shares Common shares issued October 1, 2026

Share calculation price $20.78050 per share 20-day trailing average closing price used to calculate the shares

Board retainer fee $12,500 Third-quarter 2026 fee paid in shares

Committee retainer fees $6,562.50 Third-quarter 2026 fees paid in shares

Direct shares following transaction 53,717 shares Reported following the October 1, 2026 transaction

Key Terms

Non-Employee Director Compensation Policy, 20-day trailing average closing price, board retainer fee

3 terms

Non-Employee Director Compensation Policy financial

"pursuant to the Issuer's Non-Employee Director Compensation Policy"

20-day trailing average closing price financial

"the 20-day trailing average closing price"

board retainer fee financial

"in lieu of his 3rd quarter 2026 board retainer fee"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many CTO shares did director Robert Blakeslee Gable receive?

Robert Blakeslee Gable acquired 917 common shares on October 1, 2026, and directly held 53,717 shares after the transaction. The shares were issued in lieu of his third-quarter 2026 board and committee retainer fees.

How was CTO's director share award priced?

The share price used to calculate the award was $20.78050, based on the 20-day trailing average closing price as of the last business day of the calendar quarter. CTO Realty Growth's board adopted the Non-Employee Director Compensation Policy on February 27, 2019, and last amended it on February 14, 2024.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/02/2026 - 04:15 PM Accepted by SEC EDGAR 10/02/2026 - 04:15 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gable Robert Blakeslee

(Last) (First) (Middle)

1140 N. WILLIAMSON BLVD.

SUITE 140

(Street)

DAYTONA BEACH FLORIDA 32114

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CTO Realty Growth, Inc. [ CTO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/01/2026		A		917	A	$20.7805(1)	53,717	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were issued to the Reporting Person in lieu of his 3rd quarter 2026 board retainer fee of $12,500 and committee retainer fees of $6,562.50 pursuant to the Issuer's Non-Employee Director Compensation Policy (the "Policy") adopted by the Issuer's board of directors on February 27, 2019 (last amended February 14, 2024). Pursuant to the Policy, the share price utilized to calculate the number of shares issued was the 20-day trailing average closing price as of the last business day of the calendar quarter, or $20.78050.

	/s/ Daniel E. Smith, attorney-in-fact for R. Blakeslee Gable	10/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)