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  4. [Form 4] CTO Realty Growth, Inc. Insider Trading Activity

CTO Realty Growth, Inc. (CTO) SVP granted 22,662 shares in Form 4

Filing Impact
(Moderate)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

CTO Realty Growth, Inc. reported an insider equity award for SVP & chief investment officer Steven R. Greathouse. On January 12, 2026, he received 22,662 shares of common stock at $0 per share under a performance share award agreement dated February 17, 2023.

On the same date, he had 5,981 of those shares withheld at $18.37 per share to cover payroll tax obligations. After these transactions, he beneficially owned 201,570 shares of common stock, which the filing notes includes 30,001 shares of restricted stock that vest over time.

Positive

  • None.

Negative

  • None.
Insider Greathouse Steven Robert
Role SVP & CHIEF INVESTMENT OFFICER
Type Security Shares Price Value
Grant/Award Common Stock 22,662 $0.00 $0.00
Exercise Price or Tax Liability Common Stock 5,981 $18.37 $110K
Holdings After Transaction: Common Stock — 201,570 shares (Direct)
Footnotes (3)
  1. F1. On January 12, 2026, the Issuer issued 22,662 shares of its common stock (the "Issued Shares") to the Reporting Person. The Issued Shares were issued pursuant to a Performance Shares Award Agreement between the Issuer and the Reporting Person dated February 17, 2023, the form of which has been filed as an exhibit to the Issuer's annual report on Form 10-K for the year ended December 31, 2022.
  2. F2. This amount includes 30,001 shares of restricted common stock which vest over time, which were previously reported.
  3. F3. On January 12, 2026, the Reporting Person instructed the Issuer to withhold 5,981 of the Issued Shares to satisfy the Reporting Person's payroll tax liability.

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Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Greathouse Steven Robert
(Last) (First) (Middle)
1104 N. WILLIAMSON BLVD.
SUITE 140
(Street)
DAYTONA BEACH FL 32114
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
CTO Realty Growth, Inc. [ CTO ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
SVP & CHIEF INVESTMENT OFFICER
3. Date of Earliest Transaction (Month/Day/Year)
01/12/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 01/12/2026 A 22,662(1) A $0 207,551(2) D
Common Stock 01/12/2026 F 5,981(3) D $18.37 201,570(2) D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. On January 12, 2026, the Issuer issued 22,662 shares of its common stock (the "Issued Shares") to the Reporting Person. The Issued Shares were issued pursuant to a Performance Shares Award Agreement between the Issuer and the Reporting Person dated February 17, 2023, the form of which has been filed as an exhibit to the Issuer's annual report on Form 10-K for the year ended December 31, 2022.
2. This amount includes 30,001 shares of restricted common stock which vest over time, which were previously reported.
3. On January 12, 2026, the Reporting Person instructed the Issuer to withhold 5,981 of the Issued Shares to satisfy the Reporting Person's payroll tax liability.
/s/ Daniel E. Smith, attorney-in-fact for Steven R. Greathouse 01/13/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR