CTO Realty Executive Shows Confidence with Fresh Stock Purchase

Rhea-AI Filing Summary

CTO Realty Growth's SVP, General Counsel & Corporate Secretary Daniel Earl Smith reported insider trading activity on June 26, 2025. Key details include:

• Purchase of 1,000 shares of common stock at a weighted average price of $17.0015 per share
• Following the transaction, Smith directly owns 193,496 shares, including 31,103 shares of restricted stock vesting over time
• Additionally holds indirect beneficial ownership of 6,000 shares through two accounts: - 3,000 shares in Kathyleen R. Smith WFCS Custodian Trad IRA - 3,000 shares in Kathyleen R. Smith TOD

The indirect holdings are controlled through a durable power of attorney, though Smith disclaims beneficial ownership except for his pecuniary interest. This insider purchase demonstrates continued confidence in the company by a senior executive.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Smith Daniel Earl

(Last) (First) (Middle)

1140 N. WILLIAMSON BLVD.

SUITE 140

(Street)

DAYTONA BEACH FL 32114

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CTO Realty Growth, Inc. [ CTO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, GEN COUNSEL & CORP SECRET

3. Date of Earliest Transaction (Month/Day/Year)
06/26/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/26/2025		P		1,000	A	$17.0015(1)	193,496(2)	D
Common Stock								3,000	I	Kathyleen R. Smith WFCS Custodian Trad IRA(3)
Common Stock								3,000	I	Kathyleen R. Smith TOD(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported is a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $16.93 to $17.01, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the range set forth above.

2. This amount includes 31,103 shares of restricted common stock which vest over time, which were previously reported.

3. The Reporting Person may be regarded as the beneficial owner of the shares of the Issuer's common stock held in this account as a result of a durable power of attorney pursuant to which the Reporting Person has the authority to direct the voting and disposition of such shares. The Reporting Person disclaims beneficial ownership of any shares of the Issuer's common stock held in this account except to the extent of his pecuniary interest therein.

	/s/ Daniel E. Smith	06/26/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many CTO shares did SVP Daniel Smith purchase on June 26, 2025?

Daniel Smith purchased 1,000 shares of CTO Realty Growth common stock at a weighted average price of $17.0015 per share on June 26, 2025.

What is Daniel Smith's total CTO stock ownership after the June 2025 purchase?

Following the transaction, Daniel Smith directly owns 193,496 shares (including 31,103 restricted shares that vest over time) and indirectly controls 6,000 additional shares through related accounts (3,000 shares in Kathyleen R. Smith WFCS Custodian Trad IRA and 3,000 shares in Kathyleen R. Smith TOD).

What position does Daniel Smith hold at CTO Realty Growth?

Daniel Smith serves as Senior Vice President, General Counsel & Corporate Secretary at CTO Realty Growth, Inc.

What was the price range of CTO shares purchased by Daniel Smith?

The shares were purchased in multiple transactions at prices ranging from $16.93 to $17.01 per share, with a weighted average price of $17.0015.

How many restricted CTO shares does Daniel Smith own?

Daniel Smith owns 31,103 shares of restricted common stock which vest over time, as noted in the filing's explanatory notes.