Customers Bancorp (CUBI) Form 4 — 479 Shares Withheld for Taxes; 11,059 Owned

Rhea-AI Filing Summary

Customers Bancorp, Inc. (CUBI) reporting person Nicholas J. Robinson, Chief Risk Officer and director, reported a transaction on 09/03/2025 in which 479 shares of common stock were disposed of at a price of $72.43 per share. The filing states the shares were withheld for taxes upon vesting of previously issued restricted stock. After the transaction, Robinson beneficially owns 11,059 shares, which the filer explains includes 10,211 restricted stock units. The Form 4 was signed under power of attorney on 09/04/2025.

Positive

• Continued ownership: Reporting person retains 11,059 shares, reflecting ongoing equity alignment.
• Most holdings are RSUs: 10,211 restricted stock units are included in the beneficial ownership total.

Negative

• Share disposition: 479 shares were disposed of via withholding to satisfy taxes on vesting.
• Transaction reduces immediately transferable shares by 479, potentially lowering short-term selling capacity.

Insights

Securities Compliance Analyst

TL;DR: Routine tax-withholding disposition of vested restricted stock; no change in officer role or additional compensatory grants disclosed.

The Form 4 documents a small-scale disposition of 479 shares executed as tax withholding upon vesting rather than an open-market sale, which is a common administrative action tied to equity compensation. The remaining beneficial ownership of 11,059 shares, including 10,211 RSUs, indicates continued equity alignment with shareholders. No derivative transactions, additional grants, or changes in reporting person relationship to the issuer are disclosed in this filing.

Corporate Governance Specialist

TL;DR: Administrative withholding for taxes; immaterial to control or governance dynamics based on reported amounts.

The disclosure confirms the reporting person remains an officer and director with a modest equity stake consisting largely of restricted stock units. The transaction code and explanation explicitly indicate withholding for taxes on vesting rather than an intentional liquidity event. There is no indication of resignation, transfer of control, or material dilution from this single transaction.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Robinson Nicholas John

(Last) (First) (Middle)

701 READING AVENUE

(Street)

WEST READING PA 19611

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Customers Bancorp, Inc. [ CUBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/03/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/03/2025	09/03/2025	F		479(1)	D	$72.43	11,059(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares withheld for taxes upon vesting of previously issued restricted stock award.

2. Includes 10,211 Restricted Stock Units.

Remarks:

	/s/ Nicholas J. Robinson by Andrew Sachs Under Power of Attorney	09/04/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Nicholas J. Robinson report on Form 4 for CUBI?

He reported the withholding disposition of 479 common shares on 09/03/2025 at $72.43 per share related to taxes on vested restricted stock.

How many CUBI shares does the reporting person beneficially own after the transaction?

11,059 shares beneficially owned following the reported transaction, which includes 10,211 restricted stock units.

Was the transaction a market sale or tax withholding?

The filing states it was tax withholding for vested restricted stock, not an open-market sale.

When was the transaction and when was the Form 4 signed?

Transaction date: 09/03/2025; Form signature date: 09/04/2025 signed under power of attorney.

What price was indicated for the disposed shares?

$72.43 per share is listed as the price for the 479 withheld shares.