Welcome to our dedicated page for Customers Bancorp SEC filings (Ticker: CUBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Customers Bancorp, Inc. filings document the company's public reporting as a bank holding company for Customers Bank. Its 8-K filings include results of operations and financial condition, earnings releases, investor presentations, Regulation FD materials and shareholder communications tied to the bank's balance sheet, deposit base, credit quality, capital position and operating performance.
The filing record also covers governance and capital-structure matters. Definitive proxy statements disclose board matters, shareholder voting items, executive compensation and equity award information. Material-event filings report executive compensation arrangements, including supplemental retirement plan disclosures. The company's registered securities include NYSE-listed voting common stock under CUBI and 5.375% subordinated notes due 2034 under CUBB.
Customers Bancorp, Inc. completed a registered public offering of 2,189,781 shares of its voting common stock at $68.50 per share, and granted the underwriters a 30-day option that was fully exercised for an additional 328,467 shares. The offering closed on September 3, 2025, producing aggregate gross proceeds of approximately $172.5 million and aggregate net proceeds of approximately $163.9 million after underwriting discounts and commissions but before transaction expenses. Directors and certain officers agreed to a 60-day lock-up. The company made customary representations and indemnities to the underwriters and furnished related press releases and counsel opinion exhibits.
Customers Bancorp, Inc. (CUBI) is offering 2,189,781 shares of common stock at $68.50 per share, with estimated net proceeds of $142.1 million after underwriting discounts and offering expenses, and the description assumes full redemption of its Series F preferred shares and no exercise of underwriter options. The prospectus supplement incorporates risk factors from its 2024 Annual Report and 2025 Quarterly Reports. The unaudited balance data as of June 30, 2025 (dollars in thousands) shows Total Deposits $18,976,018, FHLB advances $1,195,377, Other borrowings $99,138, Subordinated debt $182,649, and Total shareholders' equity $1,863,558. The filing also discloses Series F preferred as 3,400,000 shares with liquidation preference $25.00 and a stated preferred carrying amount of $82,201. The prospectus addresses withholding rules for non-U.S. holders, including a 30% gross rate subject to treaty relief and the need for valid IRS Form W-8 or equivalent documentation.
Customers Bancorp, Inc. (CUBI) reporting person Nicholas J. Robinson, Chief Risk Officer and director, reported a transaction on 09/03/2025 in which 479 shares of common stock were disposed of at a price of $72.43 per share. The filing states the shares were withheld for taxes upon vesting of previously issued restricted stock. After the transaction, Robinson beneficially owns 11,059 shares, which the filer explains includes 10,211 restricted stock units. The Form 4 was signed under power of attorney on 09/04/2025.
Customers Bancorp, Inc. (CUBI) prospectus supplement excerpts highlight risk factor disclosures incorporated from the company’s annual and quarterly reports and provide selected balance sheet items as of June 30, 2025 (unaudited). The filing cites broad market and operational risks such as general economic conditions, stock price volatility, fluctuations in operating results, regulatory or accounting changes and realization of listed risks.
Selected liabilities include Total Deposits $18,976,018, FHLB advances $1,195,377, Other borrowings $99,138 and Subordinated debt $182,649 (amounts in thousands). Total shareholders’ equity is shown as $1,863,558 (dollars in thousands). The supplement also contains U.S. federal income tax discussion for non-U.S. holders, including potential withholding at a 30% gross rate absent treaty relief and documentation requirements (e.g., valid IRS Form W-8).
Customers Bancorp, Inc. (CUBI) prospectus supplement excerpts highlight risk factor disclosures incorporated from the company’s annual and quarterly reports and provide selected balance sheet items as of June 30, 2025 (unaudited). The filing cites broad market and operational risks such as general economic conditions, stock price volatility, fluctuations in operating results, regulatory or accounting changes and realization of listed risks.
Selected liabilities include Total Deposits $18,976,018, FHLB advances $1,195,377, Other borrowings $99,138 and Subordinated debt $182,649 (amounts in thousands). Total shareholders’ equity is shown as $1,863,558 (dollars in thousands). The supplement also contains U.S. federal income tax discussion for non-U.S. holders, including potential withholding at a 30% gross rate absent treaty relief and documentation requirements (e.g., valid IRS Form W-8).
This prospectus excerpt outlines debt indenture terms and procedures for holders of the company's debt securities. It defines "Senior Indebtedness," lists events of default including payment defaults, covenant breaches, bankruptcy or insolvency actions, and defaults on other indebtedness with an aggregate principal of at least $25,000,000. It describes the process for holders to request trustee action—including notice, security/indemnity and timing requirements—and specifies amendment and waiver limits, such as protections against reductions of principal or interest without required consents. The excerpt also lists permitted amendments that do not adversely affect holders.
This prospectus excerpt outlines debt indenture terms and procedures for holders of the company's debt securities. It defines "Senior Indebtedness," lists events of default including payment defaults, covenant breaches, bankruptcy or insolvency actions, and defaults on other indebtedness with an aggregate principal of at least $25,000,000. It describes the process for holders to request trustee action—including notice, security/indemnity and timing requirements—and specifies amendment and waiver limits, such as protections against reductions of principal or interest without required consents. The excerpt also lists permitted amendments that do not adversely affect holders.
Bay Pond Partners, L.P. reported ownership of 2,119,910 shares of Customers Bancorp, Inc. common stock, representing 6.71% of the class as of the event date 06/30/2025. The filing is submitted as an amendment to Schedule 13G and identifies the shares as held with shared voting and shared dispositive power, while showing no sole voting or dispositive power. The reporting person is organized in Delaware and the filing lists its address c/o Wellington Management Company LLP in Boston.
The filing includes a certification that the securities were not acquired to change or influence control of the issuer. The statement is signed by an authorized person on behalf of Bay Pond Partners and notes Wellington Alternative Investments LLC as its general partner.
State Street Corporation reports beneficial ownership of 1,481,444 shares of Customers Bancorp common stock, representing 4.7% of the class as of 06/30/2025. The filing shows shared voting power on 270,604 shares and shared dispositive power over 1,481,444 shares. Several State Street Global Advisors affiliates are identified as the relevant subsidiaries associated with the holdings.
The statement also includes a certification that the securities are held in the ordinary course of business and were not acquired to change or influence control of the issuer.
Customers Bancorp, Inc. (CUBI) — Q2 2025 (unaudited)
Total assets were $22,550,800 and total deposits were $18,976,018 as of June 30, 2025. Loans and leases receivable were $13,719,829 and total loans and leases, net of allowance, were $15,232,019. Quarterly net interest income was $176,703 versus $167,653 in Q2 2024. Provision for credit losses for the quarter was $20,781. Net income for Q2 2025 was $60,939, basic EPS $1.77 and diluted EPS $1.73.
Six-month highlights: net income was $73,851 versus $107,811 year-ago; an $51,319 impairment loss on debt securities was recorded in the six months. Allowance for credit losses on loans and leases increased to $147,418. Shareholders' equity totaled $1,863,558; preferred stock carrying value declined to $82,201 after redemptions and a $1,908 loss on redemption.