Welcome to our dedicated page for Customers Bancorp SEC filings (Ticker: CUBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Customers Bancorp, Inc. (NYSE: CUBI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a publicly traded bank holding company and issuer of various securities, Customers Bancorp files current reports on Form 8-K, registration statements, and other documents that describe material events, capital markets transactions, and changes in governance and executive compensation.
Investors can review 8-K filings that detail offerings of voting common stock and 6.875% Fixed-to-Floating Rate Subordinated Notes due 2036, including underwriting agreements, use of proceeds, and key terms of the notes such as ranking, interest rate structure, interest payment dates, and optional redemption provisions. Filings also include information about the company’s indenture with Wilmington Trust, National Association, and covenants affecting material subsidiaries like Customers Bank.
Other 8-Ks describe corporate actions related to the company’s capital structure, such as the decision to redeem all outstanding shares of its Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series F, and the resulting elimination of that class of securities. Additional filings outline leadership and governance changes, including the appointment of Sam Sidhu as Chief Executive Officer and director, the expansion of the Board of Directors, and new employment agreements for senior executives with details on compensation, incentive awards, supplemental retirement benefits, severance terms, and change-in-control provisions.
The filings page also includes Form 25 notifications documenting the removal from listing and/or registration of specific securities, such as the Series F preferred stock, on the New York Stock Exchange. Through Stock Titan, users can view these filings and leverage AI-powered summaries that explain the significance of each document, helping to interpret complex legal and financial language in areas like subordinated debt issuance, executive compensation arrangements, and preferred stock redemptions.
Robert J. Buford, a director of Customers Bancorp, Inc. (CUBI), was issued 883 shares of Common Stock as director compensation on 09/15/2025 in lieu of cash at an implicit price of $67.85 per share. Following the issuance, the reporting person beneficially owned 22,156 shares in a direct capacity. The Form 4 reports the single non-derivative transaction and notes the shares were issued for Q3 2025 director compensation. The filing is signed under power of attorney on behalf of Mr. Buford.
Customers Bancorp director Robert N. Mackay received 883 shares of common stock as director compensation for Q3 2025, issued in lieu of cash at an effective price of $67.85 per share. Following the transaction on 09/15/2025, Mr. Mackay beneficially owns 8,345 shares. The Form 4 was signed on 09/19/2025 under power of attorney. The filing identifies the award as standard director compensation and does not disclose any additional cash payments, option grants, or derivative transactions. No other material changes to ownership or related-party arrangements are reported in this document.
Customers Bancorp, Inc. (CUBI) furnished an investor presentation as Exhibit 99.1 that it will use in meetings commencing September 8, 2025. The company states the presentation is furnished and incorporated by reference into Item 7.01 but clarifies that the furnished information is not "filed" for purposes of Section 18 of the Exchange Act and is not deemed incorporated into other SEC reports unless specifically referenced. The filing also lists exhibits under Item 9.01 and reiterates that the furnished materials are not an admission of materiality under Regulation FD.
Customers Bancorp, Inc. completed a registered public offering of 2,189,781 shares of its voting common stock at $68.50 per share, and granted the underwriters a 30-day option that was fully exercised for an additional 328,467 shares. The offering closed on September 3, 2025, producing aggregate gross proceeds of approximately $172.5 million and aggregate net proceeds of approximately $163.9 million after underwriting discounts and commissions but before transaction expenses. Directors and certain officers agreed to a 60-day lock-up. The company made customary representations and indemnities to the underwriters and furnished related press releases and counsel opinion exhibits.
Customers Bancorp, Inc. (CUBI) is offering 2,189,781 shares of common stock at $68.50 per share, with estimated net proceeds of $142.1 million after underwriting discounts and offering expenses, and the description assumes full redemption of its Series F preferred shares and no exercise of underwriter options. The prospectus supplement incorporates risk factors from its 2024 Annual Report and 2025 Quarterly Reports. The unaudited balance data as of June 30, 2025 (dollars in thousands) shows Total Deposits $18,976,018, FHLB advances $1,195,377, Other borrowings $99,138, Subordinated debt $182,649, and Total shareholders' equity $1,863,558. The filing also discloses Series F preferred as 3,400,000 shares with liquidation preference $25.00 and a stated preferred carrying amount of $82,201. The prospectus addresses withholding rules for non-U.S. holders, including a 30% gross rate subject to treaty relief and the need for valid IRS Form W-8 or equivalent documentation.
Customers Bancorp, Inc. (CUBI) reporting person Nicholas J. Robinson, Chief Risk Officer and director, reported a transaction on 09/03/2025 in which 479 shares of common stock were disposed of at a price of $72.43 per share. The filing states the shares were withheld for taxes upon vesting of previously issued restricted stock. After the transaction, Robinson beneficially owns 11,059 shares, which the filer explains includes 10,211 restricted stock units. The Form 4 was signed under power of attorney on 09/04/2025.
Customers Bancorp, Inc. (CUBI) prospectus supplement excerpts highlight risk factor disclosures incorporated from the company’s annual and quarterly reports and provide selected balance sheet items as of June 30, 2025 (unaudited). The filing cites broad market and operational risks such as general economic conditions, stock price volatility, fluctuations in operating results, regulatory or accounting changes and realization of listed risks.
Selected liabilities include Total Deposits $18,976,018, FHLB advances $1,195,377, Other borrowings $99,138 and Subordinated debt $182,649 (amounts in thousands). Total shareholders’ equity is shown as $1,863,558 (dollars in thousands). The supplement also contains U.S. federal income tax discussion for non-U.S. holders, including potential withholding at a 30% gross rate absent treaty relief and documentation requirements (e.g., valid IRS Form W-8).
This prospectus excerpt outlines debt indenture terms and procedures for holders of the company's debt securities. It defines "Senior Indebtedness," lists events of default including payment defaults, covenant breaches, bankruptcy or insolvency actions, and defaults on other indebtedness with an aggregate principal of at least $25,000,000. It describes the process for holders to request trustee action—including notice, security/indemnity and timing requirements—and specifies amendment and waiver limits, such as protections against reductions of principal or interest without required consents. The excerpt also lists permitted amendments that do not adversely affect holders.
Bay Pond Partners, L.P. reported ownership of 2,119,910 shares of Customers Bancorp, Inc. common stock, representing 6.71% of the class as of the event date 06/30/2025. The filing is submitted as an amendment to Schedule 13G and identifies the shares as held with shared voting and shared dispositive power, while showing no sole voting or dispositive power. The reporting person is organized in Delaware and the filing lists its address c/o Wellington Management Company LLP in Boston.
The filing includes a certification that the securities were not acquired to change or influence control of the issuer. The statement is signed by an authorized person on behalf of Bay Pond Partners and notes Wellington Alternative Investments LLC as its general partner.
State Street Corporation reports beneficial ownership of 1,481,444 shares of Customers Bancorp common stock, representing 4.7% of the class as of 06/30/2025. The filing shows shared voting power on 270,604 shares and shared dispositive power over 1,481,444 shares. Several State Street Global Advisors affiliates are identified as the relevant subsidiaries associated with the holdings.
The statement also includes a certification that the securities are held in the ordinary course of business and were not acquired to change or influence control of the issuer.