Welcome to our dedicated page for Cvb Financial SEC filings (Ticker: CVBF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
CVB Financial Corp (NASDAQ: CVBF) files a range of reports and disclosures with the U.S. Securities and Exchange Commission as a publicly traded bank holding company. These SEC filings document the financial condition and operations of CVB Financial Corp and its subsidiary, Citizens Business Bank, National Association, and provide investors with detailed information on earnings, capital, risk management and corporate actions.
Current reports on Form 8-K cover topics such as quarterly financial results, investor presentations, director appointments and merger agreements. For example, an 8-K filed on December 17, 2025 describes the execution of an Agreement and Plan of Reorganization and Merger between CVB Financial Corp and Heritage Commerce Corp, under which Heritage will merge with and into CVB Financial Corp and Heritage Bank of Commerce will merge with and into Citizens Business Bank. Other 8-K filings furnish slide presentations used in meetings with institutional investors and clarify that certain information is furnished rather than filed for purposes of the Exchange Act.
Amended 8-K filings can also appear, such as the Form 8-K/A filed on August 4, 2025 to correct previously reported basic and diluted earnings per share for the second quarter of 2025. This type of filing shows how the company updates specific data points while affirming that other aspects of its financial results remain unchanged. In addition, CVB Financial Corp’s filings identify its common stock as registered under Section 12(b) of the Exchange Act and traded on the Nasdaq Stock Market under the symbol CVBF.
On this SEC filings page, users can review CVB Financial Corp’s current reports and, through the broader EDGAR record, access annual reports on Form 10-K, quarterly reports on Form 10-Q and other regulatory documents referenced in the company’s forward-looking statement disclosures. Stock Titan enhances this experience by pairing each new filing with AI-powered summaries that highlight key items, explain technical terms and draw attention to sections that may matter most to shareholders, analysts and other market participants.
CVB Financial Corp. and Heritage Commerce Corp. have announced a definitive all‑stock merger agreement. Heritage shareholders will receive 0.65 shares of CVBF common stock for each Heritage share, implying a total deal value of about $811 million based on the prior day’s closing prices. Pro forma ownership in the combined bank is expected to be approximately 77% CVBF and 23% Heritage.
The combined institution is projected to have comprehensive coverage of major California business banking markets and to be positioned as a leading business bank in the state. Management projects 2027 return on average assets of 1.5% and return on average tangible common equity of about 17%. The merger is expected to deliver 13.2% earnings‑per‑share accretion in 2027 and an internal rate of return above 20%, supported by an assumed 35% cost savings.
Including interest rate marks, tangible book value dilution is estimated at 7.7% with a projected earn‑back period of 2.5 years. The pro forma company is expected to have an estimated common equity Tier 1 ratio of 14.6% at closing, which management believes will support ongoing dividends, share repurchases, and future growth.
CVB Financial Corp. and Heritage Commerce Corp outline a proposed merger under an Agreement and Plan of Reorganization and Merger dated December 17, 2025. The communication focuses on extensive forward‑looking statement disclosures, explaining that expectations about merger benefits, financial results and timing are subject to many risks and uncertainties.
It lists potential challenges such as integration difficulties, higher than expected transaction costs, customer or deposit attrition, regulatory and shareholder approval risks, market volatility, credit quality issues, technology and cybersecurity risks, and broader economic, interest rate, and regulatory changes. The companies note that a Form S‑4 registration statement with a Joint Proxy Statement/Prospectus will be filed with the SEC and urge shareholders to read these materials when available to understand the merger and related proxy solicitations.
CVB Financial Corp. and Heritage Commerce Corp describe a proposed merger under an Agreement and Plan of Reorganization and Merger dated December 17, 2025. The communication focuses on extensive forward-looking statement disclosures, explaining that expectations about merger benefits, financial impact, timing, and future performance are subject to many risks and uncertainties.
They highlight potential issues such as integration challenges, higher transaction costs, deposit and customer losses, credit and real estate risks, regulatory approvals, stock price volatility, cybersecurity, litigation, and broader economic and interest rate conditions. The companies state that CVB Financial will file a Form S-4 with a Joint Proxy Statement/Prospectus, and shareholders of both companies will be asked to consider the merger using those materials, which will be available for free from the SEC and the companies. The communication also notes that directors and executive officers of both institutions may be deemed participants in the proxy solicitation, with information about their holdings available in existing SEC filings.
CVB Financial Corp., parent of Citizens Business Bank, announced that it has entered into a definitive agreement to merge with Heritage Commerce Corp, parent of Heritage Bank of Commerce. The combination is described as a strategic merger of two community-focused banks aimed at strengthening client service, creating new growth opportunities, and enhancing long-term stakeholder value.
The transaction is subject to customary regulatory and shareholder approvals and is expected to close in the second quarter of 2026. CVB plans to file a Form S-4 registration statement that will include a joint proxy statement and prospectus, and shareholders of both companies are urged to read these materials carefully when available because they will contain important information about the merger.
CVB Financial Corp. is acquiring Heritage Commerce Corp in an all-stock merger valued at about $811 million, or $13.00 per HTBK share, based on CVBF’s prior close. Heritage shareholders will receive 0.6500 CVBF shares for each HTBK share and are expected to own roughly 23% of the combined company, with CVBF holders owning about 77%.
The combined business bank is projected to have about $22 billion in assets and more than 75 offices across California, significantly expanding Citizens Business Bank’s presence in the Bay Area. Management projects 2027 earnings per share accretion of 13.2%, an internal rate of return of roughly 20%, and 2027 returns of about 1.5% ROAA and 16.8–17% ROATCE.
The deal is expected to be accretive to tangible book value per share excluding interest rate marks, but including those marks results in about 7.7% tangible book dilution with an earn-back period of approximately 2.5 years. Pro forma capital remains high, with CET1 of 15.8% and total capital of 14.6%. The merger has been unanimously approved by both boards and is targeted to close in the second quarter of 2026, subject to shareholder and regulatory approvals and other customary conditions.
CVB Financial Corp. reported that it has signed an Agreement and Plan of Reorganization and Merger with Heritage Commerce Corp. Under this agreement, Heritage will merge into CVB Financial, and shortly after closing, Heritage Bank of Commerce is expected to merge into Citizens Business Bank, CVB Financial’s national bank subsidiary, with Citizens continuing as the surviving bank.
The companies disclosed the proposed transaction through a joint press release and an investor presentation, both attached as exhibits. Completion of the mergers remains subject to customary conditions, including regulatory approvals and shareholder votes, and the filing outlines extensive forward-looking statement risk factors covering integration challenges, regulatory outcomes, market conditions, and potential dilution from the issuance of CVB Financial common stock.
CVB Financial Corp reported an insider stock award for its EVP Chief Risk Officer. On 12/13/2025, the officer received 156 shares of common stock at $0 as part of the company’s annual holiday party award ceremony.
Of these, 56 shares were automatically withheld at a price of $19.92 per share to cover applicable payroll taxes, leaving the officer with 100 net new shares. After these transactions, the officer directly owns 128,026 shares of CVB Financial Corp common stock.
CVB Financial Corp. (CVBF) reported an insider equity transaction by a director. On 11/19/2025, the director acquired 2,281 shares of common stock, shown as an acquisition at a stated price of $0 per share, which typically reflects a grant rather than an open-market purchase. After this transaction, the director beneficially owned 2,281 shares, held in direct form.
CVB Financial Corp (CVBF): Director purchase reported. Director George A. Borba Jr. bought 27,094 shares on 11/14/2025 at a weighted average price of $18.4541, with trade prices ranging from $18.41 to $18.50. Following the trade, reported holdings include 745,782 shares indirectly via George Borba & Son Dairy, L.P., 54,825 shares held directly, 288 shares as custodian for minors, 4,599,439 shares in a marital trust, and 2,277,000 shares as trustee. For certain trusts, he disclaims beneficial ownership except to the extent of his pecuniary interest.
CVB Financial Corp. (CVBF) reported steady Q3 2025 results. Net earnings were $52.6 million, or $0.38 per diluted share, compared with $51.2 million a year ago. Net interest income before credit provision was $115.6 million versus $113.6 million last year, with a $1.0 million provision for credit losses in the quarter.
Noninterest income totaled $13.0 million, including an $8.2 million loss on sales of available‑for‑sale securities and $8.5 million of other income. Noninterest expense was $58.6 million, roughly flat year over year. Comprehensive income was $72.9 million.
Total assets were $15.7 billion, deposits were $12.1 billion, and net loans were $8.39 billion as of September 30, 2025. Cash and cash equivalents rose to $783.9 million. Accumulated other comprehensive loss improved to $(247.8) million from $(312.1) million at year‑end. The company repurchased $6.1 million of shares in Q3 and $43.9 million year‑to‑date, and declared a $0.20 per‑share dividend in the quarter ($0.60 year‑to‑date).