STOCK TITAN

Carvana (NYSE: CVNA) CEO updates direct and trust shareholdings after RSU tax withholding

Filing Impact
(Very High)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

CARVANA CO. director and CEO Ernest C. Garcia III reported routine equity updates, mainly a tax-related share withholding tied to restricted stock units. The filing shows that 7,067 shares of Class A Common Stock were withheld to cover taxes upon RSU vesting.

After this tax-withholding disposition, Garcia directly holds 4,603,303 Class A shares. Trusts associated with him hold additional shares, including 1,750,000 shares in the Ernest Irrevocable 2004 Trust III and 2,250,000 shares in the Ernest C. Garcia III Multi-Generational Trust III. All reported amounts reflect a prior five-for-one forward stock split.

Positive

  • None.

Negative

  • None.
Insider GARCIA ERNEST C. III
Role Chief Executive Officer
Type Security Shares Price Value
Tax Withholding Class A Common Stock 7,067 $71.00 $502K
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
Holdings After Transaction: Class A Common Stock — 4,603,303 shares (Direct, null); Class A Common Stock — 2,250,000 shares (Indirect, Ernest C. Garcia III Multi-Generational Trust III)
Footnotes (1)
  1. Represents total number of shares of Class A Common Stock of the Issuer withheld for taxes upon vesting of restricted stock units pursuant to various awards. All amounts reflect the five for one forward stock split conducted by the issuer on May 7, 2026. These shares of Class A common stock are held directly by the Ernest C. Garcia III Multi-Generational Trust III (the "Multi-Generational Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Multi-Generational Trust. These shares of Class A common stock are held directly by the Ernest Irrevocable 2004 Trust III (the "Irrevocable Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Irrevocable Trust.
Tax-withheld shares 7,067 shares Shares withheld for taxes on RSU vesting
Direct holdings 4,603,303 shares Class A Common Stock held directly after transaction
Irrevocable Trust holdings 1,750,000 shares Ernest Irrevocable 2004 Trust III balance
Multi-Generational Trust holdings 2,250,000 shares Ernest C. Garcia III Multi-Generational Trust III balance
Stock split ratio 5-for-1 Forward stock split effective May 7, 2026
restricted stock units financial
"shares of Class A Common Stock of the Issuer withheld for taxes upon vesting of restricted stock units"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax-withholding disposition financial
"transaction_action": "tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
forward stock split financial
"reflect the five for one forward stock split conducted by the issuer"
A forward stock split is when a company increases the number of its shares by dividing each existing share into smaller parts. This makes the stock price lower and more affordable for investors, similar to splitting a pizza into more slices so everyone can get a smaller piece. It doesn't change the company's total value, just how it's divided among shareholders.
Multi-Generational Trust financial
"held directly by the Ernest C. Garcia III Multi-Generational Trust III"
Irrevocable Trust financial
"held directly by the Ernest Irrevocable 2004 Trust III"
An irrevocable trust is a legal arrangement where an owner transfers assets into a separate entity managed by a trustee and gives up the power to modify or reclaim those assets. For investors it matters because putting stock or other holdings into such a trust can change who controls and benefits from the assets, affect taxes and creditor protection, and influence how easy it is to sell or value those holdings—like placing valuables in a locked safe overseen by someone else.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
GARCIA ERNEST C. III

(Last)(First)(Middle)
C/O CARVANA CO.
300 E. RIO SALADO PARKWAY

(Street)
TEMPE ARIZONA 85281

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CARVANA CO. [ CVNA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock06/01/2026F7,067(1)D$714,603,303(2)D
Class A Common Stock2,250,000(2)IErnest C. Garcia III Multi-Generational Trust III(3)
Class A Common Stock1,750,000(2)IErnest Irrevocable 2004 Trust III(4)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Represents total number of shares of Class A Common Stock of the Issuer withheld for taxes upon vesting of restricted stock units pursuant to various awards.
2. All amounts reflect the five for one forward stock split conducted by the issuer on May 7, 2026.
3. These shares of Class A common stock are held directly by the Ernest C. Garcia III Multi-Generational Trust III (the "Multi-Generational Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Multi-Generational Trust.
4. These shares of Class A common stock are held directly by the Ernest Irrevocable 2004 Trust III (the "Irrevocable Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Irrevocable Trust.
Remarks:
/s/ Paul Breaux, by Power of Attorney for Ernest C. Garcia, III06/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Carvana (CVNA) CEO Ernest C. Garcia III report in this Form 4?

Ernest C. Garcia III reported a tax-related share withholding and updated holdings in Carvana Class A stock. The filing records 7,067 shares withheld to cover taxes on vested RSUs and discloses his direct and trust-held share balances after a five-for-one stock split.

How many Carvana (CVNA) shares were withheld for taxes in this filing?

The filing shows 7,067 shares of Carvana Class A Common Stock were withheld to satisfy tax obligations on vested restricted stock units. This is recorded as a tax-withholding disposition, not an open-market sale, and reflects routine administration of equity compensation awards.

How many Carvana (CVNA) shares does Ernest C. Garcia III hold directly after this Form 4?

After the reported tax-withholding transaction, Ernest C. Garcia III directly holds 4,603,303 shares of Carvana Class A Common Stock. This updated balance incorporates the 7,067 shares delivered for taxes and reflects the issuer’s previously completed five-for-one forward stock split adjustment.

What Carvana (CVNA) shares are held through trusts associated with Ernest C. Garcia III?

Trusts associated with Ernest C. Garcia III hold substantial Carvana Class A shares. The Multi-Generational Trust III holds 2,250,000 shares, and the Ernest Irrevocable 2004 Trust III holds 1,750,000 shares. Garcia serves as Investment Trustee and Co-Administrative Trustee for both trusts, according to the filing.

Does this Carvana (CVNA) Form 4 indicate open-market stock sales by the CEO?

The Form 4 does not report open-market sales. It records 7,067 shares withheld to pay taxes on restricted stock unit vesting, categorized as a tax-withholding disposition. This mechanism uses shares to settle tax liabilities rather than reflecting discretionary selling in the market.

How did Carvana’s five-for-one stock split affect the share figures in this Form 4?

All share amounts reported in this Form 4 reflect Carvana’s five-for-one forward stock split completed on May 7, 2026. The filing notes that each disclosed balance, including direct and trust holdings, has been adjusted to incorporate the higher post-split share counts throughout.