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Carvana (NYSE: CVNA) CEO has 7,072 shares withheld on RSU tax event

Filing Impact
(High)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Carvana Co. chief executive Ernest C. Garcia III reported routine equity activity involving Class A common stock. The filing shows 7,072 shares were withheld to cover tax obligations upon the vesting of restricted stock units at $67.87 per share, which is recorded as a tax-withholding disposition rather than an open-market sale.

After this tax withholding, Garcia directly holds 4,596,231 shares of Class A common stock. He also has indirect holdings through the Ernest Irrevocable 2004 Trust III with 1,750,000 shares and the Ernest C. Garcia III Multi-Generational Trust III with 2,250,000 shares, where he serves as investment and co-administrative trustee.

Positive

  • None.

Negative

  • None.
Insider GARCIA ERNEST C. III
Role Chief Executive Officer
Type Security Shares Price Value
Tax Withholding Class A Common Stock 7,072 $67.87 $480K
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
Holdings After Transaction: Class A Common Stock — 4,596,231 shares (Direct, null); Class A Common Stock — 2,250,000 shares (Indirect, Ernest C. Garcia III Multi-Generational Trust III)
Footnotes (1)
  1. Represents total number of shares of Class A Common Stock of the Issuer withheld for taxes upon vesting of restricted stock units pursuant to various awards. These shares of Class A common stock are held directly by the Ernest C. Garcia III Multi-Generational Trust III (the "Multi-Generational Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Multi-Generational Trust. These shares of Class A common stock are held directly by the Ernest Irrevocable 2004 Trust III (the "Irrevocable Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Irrevocable Trust.
Tax-withheld shares 7,072 shares Class A common stock withheld for RSU taxes
Tax-withholding price $67.87 per share Value used for RSU tax-withholding disposition
Direct holdings after transaction 4,596,231 shares Carvana Class A common stock held directly by Garcia
Irrevocable Trust holdings 1,750,000 shares Ernest Irrevocable 2004 Trust III
Multi-Generational Trust holdings 2,250,000 shares Ernest C. Garcia III Multi-Generational Trust III
Tax-withholding shares (summary) 7,072 shares TaxWithholdingShares in transaction summary
restricted stock units financial
"withheld for taxes upon vesting of restricted stock units pursuant to various awards"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax-withholding disposition financial
"recorded as a tax-withholding disposition rather than an open-market sale"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
Ernest Irrevocable 2004 Trust III financial
"held directly by the Ernest Irrevocable 2004 Trust III"
Ernest C. Garcia III Multi-Generational Trust III financial
"held directly by the Ernest C. Garcia III Multi-Generational Trust III"
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FAQ

What insider transaction did Carvana (CVNA) report for Ernest C. Garcia III?

Carvana disclosed that Ernest C. Garcia III had 7,072 Class A shares withheld to cover taxes upon vesting of restricted stock units. This was a tax-withholding disposition, not an open-market sale, and reflects routine equity compensation processing.

How many Carvana (CVNA) shares were withheld for Ernest Garcia’s taxes?

A total of 7,072 Class A common shares were withheld to satisfy tax obligations on vested restricted stock units. The shares were valued at $67.87 each, according to the reported transaction price in the Form 4 filing.

What are Ernest Garcia III’s direct Carvana (CVNA) holdings after this Form 4?

Following the reported tax-withholding transaction, Ernest C. Garcia III directly holds 4,596,231 shares of Carvana Class A common stock. This figure reflects his direct ownership position after 7,072 shares were withheld to cover RSU-related tax liabilities.

What indirect Carvana (CVNA) holdings does Ernest Garcia III have through trusts?

Ernest C. Garcia III has indirect holdings through two trusts: 1,750,000 Carvana Class A shares in the Ernest Irrevocable 2004 Trust III and 2,250,000 shares in the Ernest C. Garcia III Multi-Generational Trust III, where he serves as investment and co-administrative trustee.

Was the Carvana (CVNA) insider transaction an open-market sale or tax withholding?

The transaction was a tax withholding, not an open-market sale. Carvana reported code F, indicating 7,072 shares were delivered to cover tax liabilities arising from the vesting of restricted stock units awarded to Ernest C. Garcia III.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
GARCIA ERNEST C. III

(Last)(First)(Middle)
C/O CARVANA CO.
300 E. RIO SALADO PARKWAY

(Street)
TEMPE ARIZONA 85281

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CARVANA CO. [ CVNA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock07/01/2026F7,072(1)D$67.874,596,231D
Class A Common Stock2,250,000IErnest C. Garcia III Multi-Generational Trust III(2)
Class A Common Stock1,750,000IErnest Irrevocable 2004 Trust III(3)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Represents total number of shares of Class A Common Stock of the Issuer withheld for taxes upon vesting of restricted stock units pursuant to various awards.
2. These shares of Class A common stock are held directly by the Ernest C. Garcia III Multi-Generational Trust III (the "Multi-Generational Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Multi-Generational Trust.
3. These shares of Class A common stock are held directly by the Ernest Irrevocable 2004 Trust III (the "Irrevocable Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Irrevocable Trust.
Remarks:
/s/ Paul Breaux, by Power of Attorney for Ernest C. Garcia, III07/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)