Every 10-Q that Community West Bancshares (CWBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CWBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CWBC filings page.
Community West Bancshares reported significantly larger scale but lower profitability for the quarter ended June 30, 2026. Total assets reached $5.03 billion, up from $3.69 billion at December 31, 2025, driven primarily by the completed merger with United Security Bancshares (USB) on April 1, 2026 and strong loan growth.
Quarterly net interest income rose to $50.9 million from $33.3 million a year earlier, reflecting a higher loan portfolio of $3.54 billion. However, net income for the quarter declined to $2.7 million from $7.8 million, pressured by a $5.9 million realized loss on investment securities, a higher $5.6 million provision for credit losses, and non-interest expenses of $39.1 million, up from $22.3 million.
The USB acquisition added about $1.20 billion of assets, $1.06 billion of deposits, $57.8 million of goodwill, and $26.6 million of core deposit intangibles, with total merger consideration of $184.7 million. Loans acquired included sizable purchased credit deteriorated and purchased seasoned portfolios, and the allowance for credit losses increased to $49.4 million, or 1.39% of total loans. Deposits grew to $4.12 billion, including $1.53 billion of uninsured balances.
Community West Bancshares reported solid Q1 2026 results and highlighted the completed merger with United Security Bancshares. Net income rose to $11.5 million from $8.3 million a year earlier, with basic and diluted EPS at $0.60 versus $0.44.
Total assets were $3.70 billion at March 31, 2026, loans were $2.55 billion, and deposits reached $3.14 billion. Credit costs remained low, with a $90,000 provision for credit losses and an allowance of $30.2 million. However, nonaccrual loans increased to $23.0 million.
On April 1, 2026, the company closed its merger with United Security Bancshares, issuing about 7.9 million new shares at an exchange ratio of 0.4520. Immediately after the merger, the combined company had approximately $5.0 billion in assets, significantly expanding its Central California footprint.
Community West Bancshares reported stronger results for the quarter ended September 30, 2025. Net income rose to $10.9 million from $3.4 million a year ago, and diluted EPS increased to $0.57 from $0.18. Net interest income improved to $34.9 million from $30.2 million as loan yields outpaced funding costs, while non‑interest expenses declined to $22.2 million from $27.7 million.
Total assets were $3.61 billion, with loans at $2.42 billion and deposits at $3.08 billion. Borrowings decreased to $20.0 million from $133.4 million at year‑end, and accumulated other comprehensive loss narrowed to $(42.2) million from $(55.1) million, reflecting improved securities valuations. The provision for credit losses was $667 thousand versus a $(518) thousand credit in the prior year quarter.
For the nine months, net income reached $27.0 million versus $0.8 million in 2024, driven by higher net interest income and lower securities losses. The company paid a quarterly cash dividend of $0.12 per share. Shares outstanding were 19,158,428 as of November 6, 2025.