Welcome to our dedicated page for Community West Bancshares SEC filings (Ticker: CWBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission (SEC) filings for Community West Bancshares (NASDAQ: CWBC), a Fresno, California-based bank holding company and parent of Community West Bank. As a publicly traded commercial banking organization, Community West Bancshares files a range of regulatory documents, including Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K, as referenced in company news releases.
In these filings, investors can review information about the company’s operations as a bank holding company, its full-service banking centers throughout Central California, and its departments supporting Commercial Lending, Agribusiness, SBA lending, Residential Construction and Mortgage, Manufactured Housing, Private Banking and Cash Management. Filings such as Form 10-K and Form 10-Q typically include details on loan portfolios, deposit composition, credit quality, capital levels and other financial and risk-related information relevant to a commercial bank in the finance and insurance sector.
Community West Bancshares also uses Form 8-K to report material events. For example, an 8-K dated December 16, 2025 describes the Agreement and Plan of Merger with United Security Bancshares, under which United Security Bancshares will merge with and into Community West Bancshares and United Security Bank will merge with and into Community West Bank, subject to customary conditions. Other 8-K filings reference participation in investor conferences and leadership changes, such as the planned retirement of the company’s president.
On Stock Titan, SEC filings for CWBC are updated from the EDGAR system and presented with AI-powered summaries designed to highlight key points from lengthy documents. Investors can use this page to quickly locate annual reports (Form 10-K), quarterly reports (Form 10-Q), current reports (Form 8-K) and other submissions, and to review insider and governance-related disclosures where applicable. The AI summaries help explain complex regulatory language and point out significant items that may affect Community West Bancshares’ commercial banking activities and corporate transactions.
Community West Bank and United Security Bank plan to merge, creating one of the largest community banks headquartered in Central California. The combined organization is expected to have approximately $5 billion in total assets, $4.2 billion in deposits, $3.5 billion in loans and a branch network serving 13 counties. Leadership of the combined company will be headed by James J. Kim, with a board including 13 current Community West Bancshares directors and two from United Security Bancshares, and Dennis R. Woods serving as Chairman Emeritus. The merger remains subject to regulatory and shareholder approvals and is expected to close in Q2 2026. The document emphasizes that it is business as usual until closing, with current performance reviews, compensation and benefits continuing, and states that some roles may change or be eliminated, with severance based on years of service for employees who are not retained.
Community West Bancshares is planning to merge its subsidiary Community West Bank with United Security Bank, creating a larger community banking franchise focused on Central California. United Security Bank will merge into Community West Bank, and the combined company is expected to close the merger in Q2 2026. Leadership will remain centered around James J. Kim as CEO of Community West Bancshares and CEO and President of Community West Bank, with Daniel J. Doyle continuing as Chairman and Dennis R. Woods serving as Chairman Emeritus. The combined organization expects to have approximately $5 billion in total assets and a banking center network across 13 counties, serving both urban and rural markets. The banks emphasize shared values of relationship banking, local decision-making and community service, and highlight broader product offerings, higher lending limits and expanded career opportunities for employees. Both banks will operate independently until closing while integration and core systems planning continue.
Community West Bancshares announced that it has entered into a merger agreement to acquire United Security Bancshares and their respective banking subsidiaries. The combined company aims to create one of the strongest community banks in Central California, leveraging both banks’ long histories of relationship-based, locally focused banking.
The merger is expected to close during the second quarter of 2026. Community West’s existing executive team will continue to lead the combined organization, the Board of Directors will remain under Chairman Dan Doyle, and the headquarters will stay in Fresno. Until the transaction is finalized, Community West Bank and United Security Bank will continue operating independently while employees are asked to stay focused on serving clients and communities.
Community West Bancshares agreed to acquire United Security Bancshares in an all‑stock merger, with United Security shareholders receiving 0.4520 Community West shares for each of their shares. Based on Community West’s closing price of $24.06 on December 16, 2025, the deal’s implied value is about $191.9 million, and United Security shareholders are expected to own roughly 29.4% of the combined company at closing.
United Security Bank will merge into Community West Bank, and its branches will operate under the Community West brand. As of September 30, 2025, United Security Bancshares reported total assets of $1.24 billion, net loans of $942.1 million and deposits of $1.08 billion. The agreement includes a $7.7 million termination fee payable by United Security in certain circumstances, and the merger is expected to close in the second quarter of 2026, subject to shareholder and regulatory approvals.
Community West Bancshares entered into an Agreement and Plan of Merger to combine with United Security Bancshares in an all-stock transaction. United Security shareholders will receive 0.4520 shares of Community West common stock for each share they own, implying a total deal value of approximately $191.9 million based on Community West’s December 16, 2025 share price.
After closing, United Security shareholders are expected to own about 29.4% of the combined company. United Security Bank will merge into Community West Bank, and all United Security branches will operate under the Community West Bank name. As of September 30, 2025, United Security had total assets of $1.24 billion, total net loans of $942.1 million and total deposits of $1.08 billion.
The merger is expected to close in the second quarter of 2026, subject to regulatory approvals and shareholder approvals from both companies. The agreement includes customary covenants, a $7.7 million termination fee payable by United Security in certain situations, and voting and support agreements from directors and certain officers of both companies.
Community West Bancshares (CWBC) director share acquisition reported
A director of Community West Bancshares filed a Form 4 reporting a small increase in holdings of CWBC common stock. On November 14, 2025, the reporting person acquired 402 shares of CWBC common stock in an open-market purchase coded as a "P" transaction at a price of $21.37 per share. After this dividend-related acquisition, the director beneficially owns 78,236 shares of CWBC common stock in direct ownership.
The explanation notes that the shares were acquired through dividend reinvestment on November 14, 2025, indicating the transaction reflects automatic reinvestment of cash dividends rather than a discretionary large purchase or sale.
Community West Bancshares reports that its executive management will participate in the Keefe Bruyette & Woods Virtual West Coast Bank Field Trip on November 17, 2025. To support this event, the company has prepared an investor relations presentation, which is attached as Exhibit 99.1 and incorporated by reference. The company notes that the furnished information is not considered “filed” for purposes of certain liability provisions under U.S. securities laws.
Community West Bancshares announced a leadership transition. On November 7, 2025, President Martin E. Plourd notified the board of his intention to retire as President effective March 31, 2026. Plourd has served in the banking industry for 45 years, bringing broad experience to community banking.
Following his retirement, he plans to continue to serve as a Director on the Boards of Community West Bancshares and Community West Bank, providing continuity at the holding company and bank level.
Community West Bancshares reported stronger results for the quarter ended September 30, 2025. Net income rose to $10.9 million from $3.4 million a year ago, and diluted EPS increased to $0.57 from $0.18. Net interest income improved to $34.9 million from $30.2 million as loan yields outpaced funding costs, while non‑interest expenses declined to $22.2 million from $27.7 million.
Total assets were $3.61 billion, with loans at $2.42 billion and deposits at $3.08 billion. Borrowings decreased to $20.0 million from $133.4 million at year‑end, and accumulated other comprehensive loss narrowed to $(42.2) million from $(55.1) million, reflecting improved securities valuations. The provision for credit losses was $667 thousand versus a $(518) thousand credit in the prior year quarter.
For the nine months, net income reached $27.0 million versus $0.8 million in 2024, driven by higher net interest income and lower securities losses. The company paid a quarterly cash dividend of $0.12 per share. Shares outstanding were 19,158,428 as of November 6, 2025.