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Citizens & Northern Corporation reported a strong rebound in profitability for the three and six months ended June 30, 2026 and declared a $0.28 per-share quarterly cash dividend, payable August 14, 2026 to shareholders of record on August 3, 2026.
Second-quarter 2026 net income was $14,057 thousand, or $0.79 per share, compared with $273 thousand, or $0.02 per share, in first-quarter 2026 and $6,117 thousand, or $0.40, a year earlier. Net interest income rose to $29,618 thousand, with a quarterly net interest margin of 4.07%, while pre-tax, pre-provision net revenue reached $15,815 thousand in the quarter and $29,957 thousand year-to-date. Asset quality reflected net recoveries and slightly improved nonperforming asset ratios, with nonperforming loans at 1.71% of total loans and an allowance for credit losses of 1.39% of total loans. Total assets were $3,151,984 thousand, loans net of allowance were $2,316,264 thousand and deposits totaled $2,603,735 thousand. Capital and liquidity were solid, including a total risk-based capital ratio of 14.52% and highly liquid available funding of $1,387,136 thousand.
Citizens & Northern Corp filed a quarterly Form 13F holdings report as an institutional investment manager. The report covers 117 reportable equity positions with an aggregate reported value of $437,695,942, and identifies 1 other included manager, Citizens & Northern Bank.
CITIZENS & NORTHERN CORP director Katherine W. Shattuck reported an open-market purchase of 9 shares of common stock on July 8, 2026 at $23.025 per share. Following this transaction, she directly holds 10,593 shares. The purchase was made pursuant to a written plan that became effective on May 1, 2026.
CITIZENS & NORTHERN CORP director Frank G. Pellegrino reported an open-market purchase of 198 shares of common stock at $23.025 per share on July 8, 2026. Following this transaction, he directly holds 50,900 shares of the company’s common stock. The purchase was executed pursuant to a written plan that became effective on May 1, 2026.
CITIZENS & NORTHERN CORP executive receives equity award. EVP and Chief Wealth Officer William F. Van Sant III acquired 6,861 shares of Common Stock on an award basis, noted as an award of restricted stock. Following this grant, he directly holds 6,861 shares, reflecting a routine compensation-related equity grant rather than an open-market purchase.
CITIZENS & NORTHERN CORP director Katherine W. Shattuck bought 10 shares of Common Stock in an open-market purchase. The shares were acquired at a price of $21.4396 per share. After this transaction, she directly holds a total of 10,584 Common Stock shares.
The filing notes that this purchase was made under a written plan that became effective on May 1, 2026, indicating it was pre-arranged rather than a spontaneous market decision. The transaction is small relative to her overall direct holdings and appears routine in nature.
CITIZENS & NORTHERN CORP director Frank G. Pellegrino reported an open-market purchase of 190 shares of Common Stock on June 5, 2026 at $21.4396 per share. After this trade, he directly holds 50,702 shares. The transaction was executed under a written plan that became effective May 1, 2026, indicating it was pre-arranged rather than opportunistic.
CITIZENS & NORTHERN CORP director Christian C. Trate reported an insider sale of common stock. An entity for which he serves as trustee sold 229 shares in an open-market transaction at $21.10 per share, leaving 5,358 shares in that trust account.
He also reports 27,742 shares held directly, 6,143 shares held through a beneficiary IRA, and 70,360 shares held by a corporation, showing his overall stake after the reported activity.
CITIZENS & NORTHERN CORP executive William F. Van Sant III, listed as EVP, Chief Wealth Officer, has filed an initial Form 3 as a reporting person. The data provided show no reported buy, sell, acquisition, disposition, or derivative transactions, with all transaction counts and share amounts at zero.
CITIZENS & NORTHERN CORP director Helen S. Santiago reported several routine ownership updates in Common Stock. On May 15, 2026, a total of 136 shares were acquired through reinvestment of a cash dividend under a dividend reinvestment plan, including custodial holdings reported as indirect ownership.
After these transactions, Santiago’s direct Common Stock holdings were 11,079 shares, with small additional indirect positions reported as custodian. These are classified as “other” transactions on Form 4 rather than open-market purchases or sales.