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Citizens Community Bancorp SEC Filings

CZWI NASDAQ

Welcome to our dedicated page for Citizens Community Bancorp SEC filings (Ticker: CZWI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Monitoring a regional bank’s risk profile can feel overwhelming—especially when loan loss provisions, deposit betas, and agricultural credit exposures sprawl across hundreds of pages. Citizens Community Bancorp’s filings are no exception. If you have ever searched, "How do I track Citizens Community Bancorp insider trading Form 4 transactions?" or wondered where to find the bank’s allowance for credit losses in its 10-K annual report, you know the challenge.

Stock Titan solves it. Our platform ingests every new disclosure from the moment it hits EDGAR and delivers AI-powered summaries that translate regulatory language into plain English. Whether you need the Citizens Community Bancorp quarterly earnings report 10-Q filing for net interest margin trends, a real-time alert on Citizens Community Bancorp Form 4 insider transactions, or a quick breakdown of an unexpected 8-K material event, the information is here—without the heavy lifting.

Inside each document you’ll find:

  • Loan portfolio shifts and credit quality metrics pulled from the Citizens Community Bancorp annual report 10-K simplified
  • Deposit growth, margin pressure, and CECL impacts highlighted in the latest Citizens Community Bancorp earnings report filing analysis
  • Citizens Community Bancorp executive stock transactions Form 4 with instant AI context so you can spot buying or selling patterns before they move the market
  • Pay packages decoded from the Citizens Community Bancorp proxy statement executive compensation

Use Stock Titan to compare quarter-over-quarter performance, track Citizens Community Bancorp SEC filings explained simply, and receive push notifications for every new disclosure. Understanding Citizens Community Bancorp SEC documents with AI means faster insights, clearer decisions, and more time to focus on what matters—evaluating a community bank’s true value.

Rhea-AI Summary

Citizens Community Bancorp, Inc. (CZWI) — Form 4 insider transaction

Chief Executive Officer and President Stephen M. Bianchi reported the exercise of stock options for 3,000 common shares on 24 June 2025 at an exercise price of $11.00. The transaction was coded “M,” indicating a conversion of derivative securities (options) into common stock rather than an open-market purchase or sale.

Following the exercise, Bianchi’s direct ownership increased to 76,168 common shares. He also continues to hold 53,480 shares indirectly through a self-directed IRA. On the derivative side, the filing shows 15,000 stock options still outstanding under the 2008 Equity Incentive Plan. No dispositions of common stock were reported.

The filing confirms Bianchi’s status as both a Director and the Company’s CEO. No Rule 10b5-1 plan was indicated for this specific transaction. The option originally vested in 20% annual tranches between 2017 and 2021 and carries an expiration date of 24 June 2026.

While the absolute share count is modest relative to CZWI’s total shares outstanding, an increase in insider ownership by the company’s top executive is generally viewed as a signal of confidence in long-term prospects. However, the event is routine and does not provide new information on operating performance, strategy, or financial outlook.

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Rhea-AI Summary

Citizens Community Bancorp, Inc. (NASDAQ: CZWI) reported the results of its 17 June 2025 Annual Meeting on Form 8-K. Of the 9,989,536 eligible shares, approximately 70% were represented. All three Class III director nominees were elected: Stephen M. Bianchi received 91.5% of votes cast, while James D. Moll and Kathleen S. Skarvan received about 76.9% each, with 945,491 broker non-votes recorded for every nominee. Shareholders ratified Crowe LLP as independent auditor for FY 2025 with 98.4% support. The non-binding say-on-pay resolution passed with 88.5% approval. No other matters were presented, and there were no disclosures of financial performance, strategic transactions, or governance changes beyond routine voting outcomes.

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FAQ

What is the current stock price of Citizens Community Bancorp (CZWI)?

The current stock price of Citizens Community Bancorp (CZWI) is $13.8 as of June 30, 2025.

What is the market cap of Citizens Community Bancorp (CZWI)?

The market cap of Citizens Community Bancorp (CZWI) is approximately 129.4M.

What services does Citizens Community Bancorp provide?

Citizens Community Bancorp provides a full range of traditional banking services, including deposit products and a variety of loan offerings such as commercial, agricultural, and residential mortgage loans.

Which regions does the bank primarily serve?

The bank is headquartered in Eau Claire, Wisconsin and operates branches across Wisconsin, Minnesota, and Michigan, serving both urban and rural communities.

How does Citizens Community Bancorp generate its revenue?

The company generates revenue from interest earned on loans, deposit-related fees, and non-interest income such as gains from the sale of loan portfolios, underpinned by a strong deposit base.

What types of loan products are available?

The bank offers a diverse range of loan products, including commercial real estate loans, commercial and industrial loans, agricultural loans, residential mortgages, and consumer lending solutions.

How does the bank manage credit risk?

Citizens Community Bancorp utilizes a robust credit risk management framework with stringent underwriting standards and continuous asset quality assessments to maintain healthy loan loss allowances and promote net loan recoveries.

What distinguishes Citizens Community Bancorp from other regional banks?

The bank distinguishes itself through its community-focused approach, providing personalized financial services that are tailored to the local market needs of businesses, agricultural operators, and individual consumers.

How does the company support its local communities?

By offering comprehensive financial solutions and maintaining strong local branch networks, the bank plays an integral role in supporting regional economic growth and providing customized service to local residents and businesses.
Citizens Community Bancorp

NASDAQ:CZWI

CZWI Rankings

CZWI Stock Data

129.36M
9.35M
4.98%
56.81%
0.22%
Banks - Regional
Savings Institution, Federally Chartered
Link
United States
EAU CLAIRE