STOCK TITAN

Citizens Community Bancorp (NASDAQ: CZWI) director buys 1,000 shares in open market

Filing Impact
(Neutral)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

Citizens Community Bancorp Inc. director Francis E. Felber reported an open-market purchase of 1,000 shares of common stock at $20.60 per share. After this trade, he holds 20,950 shares directly, with additional indirect holdings through Ag Risk Managers LLC and a self-directed IRA.

The filing notes that shares in the self-directed IRA are reported as indirect ownership and that Felber disclaims beneficial ownership of certain securities beyond his pecuniary interest, a standard legal clarification for Section 16 reporting.

Positive

  • None.

Negative

  • None.
Insider FELBER FRANCIS E
Role null
Bought 1,000 shs ($21K)
Type Security Shares Price Value
Purchase Common Stock, par value $0.01 per share 1,000 $20.60 $21K
holding Common Stock, par value $0.01 per share -- -- --
holding Common Stock, par value $0.01 per share -- -- --
Holdings After Transaction: Common Stock, par value $0.01 per share — 20,950 shares (Direct, null); Common Stock, par value $0.01 per share — 12,690 shares (Indirect, By IRA)
Footnotes (1)
  1. These shares are held in the reporting person's self-directed IRA. The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.
Shares purchased 1,000 shares Open-market purchase of common stock
Purchase price $20.60 per share Price for 1,000-share open-market buy
Direct holdings after transaction 20,950 shares Common stock held directly by Felber after trade
Indirect LLC holdings 7,690 shares Common stock held indirectly via Ag Risk Managers LLC
Indirect IRA holdings 12,690 shares Common stock held in self-directed IRA
Net buy shares 1,000 shares Net change in buy/sell activity in this filing
open-market purchase financial
"transaction_action is described as an open-market purchase of common stock"
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
self-directed IRA financial
"These shares are held in the reporting person's self-directed IRA."
beneficial ownership financial
"The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
pecuniary interest financial
"disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein"
Section 16 regulatory
"shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16"
Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
FELBER FRANCIS E

(Last)(First)(Middle)
C/O CITIZENS COMMUNITY BANCORP, INC.
2174 EASTRIDGE CENTER

(Street)
EAU CLAIRE WISCONSIN 54701

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Citizens Community Bancorp Inc. [ CZWI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/04/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock, par value $0.01 per share05/04/2026P1,000A$20.620,950D
Common Stock, par value $0.01 per share12,690IBy IRA(1)
Common Stock, par value $0.01 per share7,690IBy Ag Risk Managers LLC(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. These shares are held in the reporting person's self-directed IRA.
2. The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.
Remarks:
/s/ Rebecca L. Johnson, Attorney-in-fact05/05/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CZWI director Francis E. Felber report?

Francis E. Felber reported buying 1,000 shares of Citizens Community Bancorp common stock in an open-market transaction at $20.60 per share. This Form 4 filing reflects a net purchase, increasing his directly held CZWI share position.

How many CZWI shares does Francis E. Felber hold after this Form 4?

After the reported transaction, Francis E. Felber directly holds 20,950 shares of Citizens Community Bancorp common stock. The filing also shows additional indirect holdings through Ag Risk Managers LLC and a self-directed IRA, which are reported separately from his direct position.

At what price did Francis E. Felber buy Citizens Community Bancorp (CZWI) shares?

Francis E. Felber purchased 1,000 shares of Citizens Community Bancorp common stock at $20.60 per share. The transaction is coded as an open-market purchase, indicating he bought the shares on the market rather than through a company equity compensation program.

What indirect CZWI holdings does Francis E. Felber report?

The filing lists indirect ownership of Citizens Community Bancorp shares through Ag Risk Managers LLC and through Felber’s self-directed IRA. One entry shows 7,690 shares via Ag Risk Managers LLC and another shows 12,690 shares in the IRA, in addition to his direct holdings.

What does the beneficial ownership disclaimer mean in Felber’s CZWI filing?

The filing states Felber disclaims beneficial ownership of certain reported securities except for his pecuniary interest. This standard Section 16 language clarifies that some shares, such as those in his self-directed IRA or entities, may not be fully controlled or economically owned by him personally.