STOCK TITAN

Citizens Community (NASDAQ: CZWI) chief exercises options, boosts holdings

Filing Impact
(High)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Citizens Community Bancorp Inc. director and CEO Stephen M. Bianchi exercised stock options to acquire 5,000 shares of common stock at $11.00 per share. Following this exercise, he holds 87,604 shares directly. He also indirectly holds 53,480 shares through a self-directed IRA.

Positive

  • None.

Negative

  • None.
Insider Bianchi Stephen M
Role CEO and President
Type Security Shares Price Value
Exercise Common Stock Option (right to buy) 5,000 $11.00 $55K
Exercise Common Stock, par value $0.01 per share 5,000 $11.00 $55K
holding Common Stock, par value $0.01 per share -- -- --
Holdings After Transaction: Common Stock Option (right to buy) — 5,000 shares (Direct, null); Common Stock, par value $0.01 per share — 87,604 shares (Direct, null); Common Stock, par value $0.01 per share — 53,480 shares (Indirect, By IRA)
Footnotes (1)
  1. These shares are held in the reporting person's self-directed IRA. The common stock option awarded under the Company's 2008 Equity Incentive Plan vests as follows: 20% of the shares vest on each of June 24, 2017, June 24, 2018, June 24, 2019, June 24, 2020 and June 24, 2021.
Options exercised 5,000 shares Common stock acquired via option exercise
Exercise price $11.00 per share Price for exercised stock options
Direct holdings after transaction 87,604 shares Common stock held directly post-exercise
Indirect IRA holdings 53,480 shares Common stock in self-directed IRA
Option exercise count 1 transaction Derivative exercise events in this filing
self-directed IRA financial
"These shares are held in the reporting person's self-directed IRA."
Common Stock Option (right to buy) financial
"security_title: Common Stock Option (right to buy)"
Equity Incentive Plan financial
"awarded under the Company's 2008 Equity Incentive Plan vests as follows"
An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.
derivative security financial
"transaction_code_description: Exercise or conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Bianchi Stephen M

(Last)(First)(Middle)
C/O CITIZENS COMMUNITY BANCORP, INC.
2174 EASTRIDGE CENTER

(Street)
EAU CLAIRE WISCONSIN 54701

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Citizens Community Bancorp Inc. [ CZWI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
CEO and President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/20/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock, par value $0.01 per share04/20/2026M5,000A$1187,604D
Common Stock, par value $0.01 per share53,480IBy IRA(1)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Common Stock Option (right to buy)$1104/20/2026M5,000 (2)06/24/2026Common Stock5,000$115,000D
Explanation of Responses:
1. These shares are held in the reporting person's self-directed IRA.
2. The common stock option awarded under the Company's 2008 Equity Incentive Plan vests as follows: 20% of the shares vest on each of June 24, 2017, June 24, 2018, June 24, 2019, June 24, 2020 and June 24, 2021.
Remarks:
/s/ Rebecca L. Johnson, Attorney-in-fact04/20/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CZWI CEO Stephen M. Bianchi report?

Stephen M. Bianchi reported exercising stock options to acquire 5,000 shares of Citizens Community Bancorp common stock at $11.00 per share. This option exercise converts a derivative award into directly owned shares, increasing his direct equity stake in the company.

How many CZWI shares does Stephen M. Bianchi own after this Form 4?

After the reported transactions, Stephen M. Bianchi directly owns 87,604 shares of Citizens Community Bancorp common stock. He also has an indirect holding of 53,480 shares through a self-directed IRA, giving him significant total exposure to the company’s equity.

What was the exercise price of the CZWI stock options used in this filing?

The exercised stock options had an exercise price of $11.00 per share. Exercising these options allowed Stephen M. Bianchi to acquire 5,000 shares of Citizens Community Bancorp common stock at that fixed price, reflecting terms set under the company’s equity incentive plan.

How are Stephen M. Bianchi’s indirect CZWI holdings structured?

Stephen M. Bianchi’s indirect Citizens Community Bancorp holdings are held through a self-directed IRA. The filing shows 53,480 shares of common stock in this IRA, indicating retirement-focused ownership separate from his directly held 87,604 shares of company stock.

What does transaction code M mean in the CZWI Form 4 filing?

Transaction code M in this Citizens Community Bancorp Form 4 indicates an exercise or conversion of a derivative security. Here, it reflects Stephen M. Bianchi exercising stock options, resulting in the acquisition of 5,000 shares of common stock at a set $11.00 price.