Citizens Community Bancorp, Inc. filings document the regulatory disclosures of a Maryland bank holding company whose common stock trades on the Nasdaq Global Market under CZWI. Form 8-K reports furnish earnings releases, earnings supplements and presentations for Citizens Community Federal N.A., with disclosures on results of operations, net interest trends, loan and deposit activity, asset and credit quality, profitability and forward-looking statements.
Other filings record board-authorized capital actions, including cash dividends and stock repurchase programs, as well as Regulation FD presentations and director governance events. The definitive proxy statement covers board matters, executive compensation, shareholder voting topics and equity-award disclosures for named executive officers.
Citizens Community Bancorp Inc. director Michael R. Conner bought additional company stock in an open-market transaction. On April 30, 2026, he purchased 1,100 shares of common stock at a weighted average price of $20.949 per share, bringing his direct holdings to 15,986 shares.
Citizens Community Bancorp Inc/WI (Common Stock) shows institutional disclosure by Vanguard Capital Management, which reports beneficial ownership of 521,624 shares representing 5.41% of the class as of 03/31/2026. The filing shows sole voting power over 60,403 shares and sole dispositive power over 521,624 shares. The filer states these holdings include securities held for Vanguard funds and client accounts, and cites affiliated entities that exercise voting or dispositive authority.
Citizens Community Bancorp, Inc. reported a year-end 2025 position highlighting strengthened capital and improving balance-sheet dynamics. Total assets were $1.782 billion, deposits $1.524 billion, and shareholders' equity was $187.9 million. The Bank’s loans totaled $1.343 billion and the allowance for credit losses was 1.67% of loans as of year-end 2025. Management reported a 3.15% net interest margin in the fourth quarter, a tangible capital ratio near 9%, renewed loan growth late in 2025, a 16% increase in the annualized dividend to $0.42/share (now quarterly), and 861,000 shares repurchased over the last two years.
Management emphasized liquidity (over $100 million interest-bearing cash at the Federal Reserve at year-end), concentrated non-performing loans in two large credits, and continued focus on capital deployment through dividends, repurchases and M&A. Forward-looking statements are qualified by the Form 10-K risk disclosures.
Citizens Community Bancorp, Inc. is asking stockholders to vote at its June 16, 2026 annual meeting on four items: electing three Class II directors, approving a 2026 Omnibus Incentive Plan, a non-binding advisory vote on executive pay, and ratifying Crowe LLP as auditor for 2026.
Stockholders of record as of April 10, 2026, when 9,628,612 common shares were outstanding, may vote. The board is majority independent, uses a Lead Director structure, and maintains audit, compensation, governance and bank-level risk oversight committees. The company highlights ESG initiatives, noting women comprise 68% of its workforce and reporting an 86.0% employee engagement score from a 2025 survey.
Citizens Community Bancorp, Inc. reported first quarter 2026 net income of $3.8 million, or $0.39 per diluted share, down from $0.44 in the prior quarter but up from $0.32 a year earlier. The board also declared a quarterly cash dividend of $0.105 per share, payable May 22, 2026 to shareholders of record on May 8, 2026.
Loans grew $17.9 million to $1.36 billion and deposits rose 2.7% to $1.57 billion. Net interest income was $13.0 million and net interest margin improved to 3.18%. Pre-provision net revenue increased to $5.38 million, while a higher $0.75 million credit loss provision and a higher effective tax rate reduced bottom-line earnings.
Citizens Community Bancorp Inc. director and CEO Stephen M. Bianchi exercised stock options to acquire 5,000 shares of common stock at $11.00 per share. Following this exercise, he holds 87,604 shares directly. He also indirectly holds 53,480 shares through a self-directed IRA.
Citizens Community Bancorp, Inc. reported a planned board transition. Director Michael L. Swenson, who has served on the Board since May 2011, notified the company on April 14, 2026 that he will remain a director until the 2026 annual meeting of stockholders on June 16, 2026, but does not plan to stand for re-election. The company states that his decision is not due to any disagreement with the company.
Citizens Community Bancorp Inc/WI: The Vanguard Group filed Amendment No. 2 to a Schedule 13G/A reporting 0 shares beneficially owned, representing 0% of Common Stock. The filing explains an internal realignment and the disaggregated reporting of certain Vanguard subsidiaries in accordance with SEC Release No. 34-39538.
Citizens Community Bancorp, Inc., the holding company for Citizens Community Federal N.A., filed its annual report describing a community banking business focused on Wisconsin and Minnesota. As of December 31, 2025, the company had $1.782 billion in total assets, $1.524 billion in deposits and $187.9 million in equity.
The loan portfolio totaled $1.343 billion, led by commercial and agricultural real estate, with smaller exposures to C&I, residential mortgages and consumer loans. Management highlights extensive regulation, capital and liquidity frameworks, and membership in the NASDAQ Global Market and Russell 3000® Index. Key risks discussed include economic conditions in its upper Midwest markets, inflation, interest rate and credit risk, cybersecurity, competition (including fintech and stablecoins), climate change, regulatory change and dependence on key personnel and technology.
AllianceBernstein L.P. has filed an amended Schedule 13G reporting beneficial ownership of 543,075 shares of Citizens Community Bancorp Inc. common stock, representing 5.6% of the class as of the event date.
AllianceBernstein has sole power to vote and dispose of all 543,075 shares and no shared voting or dispositive power. The shares were acquired solely for investment purposes on behalf of client discretionary investment advisory accounts and are stated as not being held to change or influence control of the issuer.