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Dime Commercial Bancshares, Inc. 10-Q Filings

DCOM NYSE

Every 10-Q that Dime Commercial Bancshares, Inc. (DCOM) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow DCOM and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full DCOM filings page.

Rhea-AI Summary

Dime Commercial Bancshares, Inc. reported stronger results for the quarter ended June 30, 2026. Net income was 34,814 thousand versus 29,697 thousand a year earlier, and net income for the first six months rose to 69,396 thousand. Basic and diluted EPS were 0.75 for the quarter and 1.49 year‑to‑date, up from 0.64 and 1.09.

Total assets were 15,042,953 thousand, with loans held for investment of 10,705,934 thousand and total deposits of 12,677,137 thousand. The allowance for credit losses increased to 104,963 thousand, while non‑accrual and collateral‑dependent loans rose, indicating higher credit risk within parts of the portfolio. Stockholders’ equity grew to 1,520,456 thousand.

The company reduced Federal Home Loan Bank advances to 385,000 thousand from 508,000 thousand and redeemed 40,000 thousand of subordinated debentures, while cash and due from banks declined to 1,934,594 thousand. It continued paying quarterly dividends on its 5.50% Series A preferred stock and common stock and, during the quarter, completed its name change to Dime Commercial Bancshares, Inc. and Dime Commercial Bank, operating 63 branches in the New York and New Jersey markets.

Rhea-AI Summary

Dime Community Bancshares reported stronger results for the quarter ended March 31, 2026. Net income rose to $34.6 million from $21.5 million a year earlier, and net income available to common stockholders reached $32.8 million, driving basic and diluted EPS up to $0.75 from $0.45.

Net interest income increased to $112.3 million from $94.2 million as interest income grew faster than interest expense. The provision for credit losses rose to $12.3 million, reflecting higher credit costs, while non-interest income and careful cost control helped keep total non-interest expense slightly below last year.

Total assets were $15.0 billion at March 31, 2026, modestly below December 31, 2025, with loans held for investment of about $10.6 billion and total deposits of about $12.6 billion. The allowance for credit losses increased to $100.7 million, and the bank continued to use derivatives and hedge accounting to manage interest rate risk.

Rhea-AI Summary

Dime Community Bancshares (DCOM) reported stronger Q3 2025 results. Net interest income rose to $103.4 million from $79.9 million a year ago as total interest expense declined versus last year. After a $13.3 million credit loss provision, net income reached $27.7 million (vs. $13.3 million in Q3 2024), and diluted EPS was $0.59 (vs. $0.29).

Non-interest income improved to $12.2 million, supported by higher BOLI income, while non-interest expense was $62.2 million. Year-to-date, net income was $78.8 million (vs. $49.5 million in 2024), reflecting wider spreads and expense discipline. The allowance for credit losses was $94.1 million.

The balance sheet remained stable: total assets were $14.54 billion, deposits were $11.98 billion, and loans held for investment, net, were $10.63 billion. Cash and due from banks increased to $1.72 billion. FHLBNY advances declined to $508.0 million. Accumulated other comprehensive loss improved to $(33.6) million. Shares outstanding were 43,894,345 as of October 30, 2025.